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ISABELLA BANK CORP

جودة البيانات: 83%
ISBA
Nasdaq Financial Services Depository Institutions
KWD 49.65
▲ KWD 1.76 (3.68%)
القيمة السوقية: 363.94 M
السعر
KWD 49.65
القيمة السوقية
363.94 M
نطاق اليوم
KWD 47.26 — KWD 49.65
نطاق 52 أسبوعًا
KWD 23.00 — KWD 58.83
حجم التداول
44,700
فتح KWD 48.02
متوسط 50 يوم / 200 يوم
KWD 48.10
3.22% above
متوسط 50 يوم / 200 يوم
KWD 40.78
21.75% above

Quick Summary

النقاط الرئيسية

Earnings grew 36.15% over the past year
Generating 23.34 M in free cash flow
Cash machine — converts 123.42% of earnings into free cash flow

النمو

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)36.15%
FCF Growth (3Y)8.98%

الجودة

Return on Equity
8.44%
أقل من متوسط القطاع (9.24%)
ROICN/A
Net MarginN/A
Op. MarginN/A

الأمان

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

التقييم

PE (TTM)
19.25
أعلى من متوسط القطاع (11.15)
P/B Ratio1.60
EV/EBITDAN/A
Dividend YieldN/A

تاريخ السعر

الاتجاهات المالية

مقارنة الأقران

مقابل وسيط قطاع Financial Services (2150 نظير)
المقياس السهم وسيط القطاع
P/E 19.3 11.2
P/B 1.6 1.2
ROE % 8.4 9.2
Net Margin % 9.4
Rev Growth 5Y % 5.8
D/E 0.5

All Fundamental Metrics

Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 36.15% Earnings Growth (3Y) 2.02%
Revenue Growth (5Y) N/A Earnings Growth (5Y) -0.76%
Profitability
Revenue (TTM) N/A Net Income (TTM) 18.91 M
ROE 8.44% ROA 0.86%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 23.34 M
ROIC N/A FCF Growth (3Y) 8.98%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 227.42 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 19.25 Forward P/E N/A
P/B Ratio 1.60 P/S Ratio N/A
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 6.41%
Market Cap 363.94 M Enterprise Value 202.64 M
Per Share
EPS (Diluted TTM) 2.56 Revenue / Share N/A
FCF / Share 3.18 OCF / Share 3.66
EPS CAGR (1Y) 37.63% EPS CAGR (5Y) 1.10%
EPS CAGR (10Y) 4.45%
Efficiency
CapEx / Revenue N/A FCF Conversion 123.42%
SBC-Adj. FCF 22.98 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue
Net Income 18.91 M 13.89 M 18.17 M 22.24 M 19.50 M
EPS (Diluted) 2.56 1.86 2.40 2.91 2.45
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A
Interest Expense 62.54 M 55.84 M 21.69 M 5.32 M 7.41 M
Income Tax 5.21 M 2.51 M 3.67 M 4.61 M 3.85 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 2.21 B 2.09 B 2.06 B 2.03 B 2.03 B
Total Liabilities 1.98 B 1.88 B 1.86 B 1.84 B 1.82 B
Shareholders' Equity 231.40 M 210.28 M 202.40 M 186.21 M 211.05 M
Total Debt
Cash & Equivalents 26.04 M 24.54 M 33.67 M 38.92 M 105.33 M
Current Assets
Current Liabilities