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Fourchette du Jour
118,30 €
125,75 €
Fourchette 52 Semaines
62,00 €
135,25 €
Volume
10
Moyenne 50J / 200J
122,65 €
/
105,31 €
Clôture Précédente
125,75 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (855 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 4,0 | 10,3 |
| P/B | 0,5 | 1,1 |
| ROE % | 11,7 | 11,7 |
| Net Margin % | 15,0 | 16,8 |
| Rev Growth 5Y % | 22,1 | 11,7 |
| D/E | 1,3 | 0,5 |
Objectif de Cours des Analystes
Aucune couverture d'analyste disponible
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
0,00 €
0,00 € – 0,00 €
|
45,41B | 0 |
| FY2026 |
0,00 €
0,00 € – 0,00 €
|
42,59B | 0 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-03-09 | N/A | 1,33 € | — |
| 2025-11-17 | N/A | 2,78 € | — |
| 2025-08-18 | N/A | 2,70 € | — |
| 2025-05-19 | N/A | 2,24 € | — |
| 2024-12-31 | N/A | 2,23 € | — |
| 2024-11-18 | N/A | 2,32 € | — |
| 2024-08-15 | N/A | 2,24 € | — |
| 2024-05-20 | N/A | 2,30 € | — |
Dividend History
7 yr streakYield
0,03%
Payout Ratio
0,40%
Growth (3Y)
32,24%
Growth (5Y)
97,74%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 25, 2026 | Apr 24, 2026 | 0,78 € | 2,86% |
| Dec 02, 2025 | Dec 26, 2025 | 1,01 € | 3,25% |
| Sep 02, 2025 | Sep 24, 2025 | 1,09 € | 3,19% |
| Jun 09, 2025 | — | 0,72 € | 3,71% |
| Mar 31, 2025 | Apr 22, 2025 | 0,67 € | 3,72% |
| Nov 29, 2024 | Dec 27, 2024 | 0,77 € | 4,33% |
| Aug 26, 2024 | Sep 23, 2024 | 0,67 € | 3,88% |
| May 31, 2024 | Jun 24, 2024 | 0,68 € | 4,36% |
| Mar 25, 2024 | Apr 19, 2024 | 0,39 € | 4,64% |
| Dec 07, 2023 | Jan 02, 2024 | 0,27 € | 3,92% |
| Aug 24, 2023 | Sep 18, 2023 | 0,75 € | 4,29% |
| May 26, 2023 | Jun 21, 2023 | 0,83 € | 3,55% |
| Mar 23, 2023 | Apr 14, 2023 | 0,42 € | 3,12% |
| Dec 02, 2022 | Dec 28, 2022 | 0,42 € | 2,63% |
| Aug 19, 2022 | Sep 14, 2022 | 0,33 € | 2,32% |
| Jun 02, 2022 | Jun 24, 2022 | 0,47 € | 2,01% |
| Mar 18, 2022 | Apr 14, 2022 | 0,29 € | 1,12% |
| Dec 03, 2021 | Dec 27, 2021 | 0,40 € | 0,67% |
| Mar 26, 2020 | Apr 20, 2020 | 0,12 € | 2,19% |
| Dec 06, 2019 | Dec 31, 2019 | 0,16 € | 1,35% |
Points Clés
Revenue grew 22,13% annually over 5 years — strong growth
Earnings declined -11,09% over the past year
ROE of 11,67% — decent returns on equity
Net margin of 15,02% shows strong profitability
Generating 10,19B in free cash flow
P/E of 4,04 — trading at a low valuation
Croissance
Revenue Growth (5Y)
22,13%
Revenue (1Y)-7,06%
Earnings (1Y)-11,09%
FCF Growth (3Y)252,77%
Qualité
Return on Equity
11,67%
ROIC5,61%
Net Margin15,02%
Op. Margin23,05%
Sécurité
Debt / Equity
1,32
Current Ratio3,19
Interest Coverage0,52
Valorisation
P/E Ratio
4,04
Forward P/EN/A
P/B Ratio0,46
EV/EBITDA0,21
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -7,06% | Revenue Growth (3Y) | -0,19% |
| Earnings Growth (1Y) | -11,09% | Earnings Growth (3Y) | -4,71% |
| Revenue Growth (5Y) | 22,13% | Earnings Growth (5Y) | 8,24% |
| Profitability | |||
| Revenue (TTM) | 25,34B | Net Income (TTM) | 3,81B |
| ROE | 11,67% | ROA | 0,80% |
| Gross Margin | 45,79% | Operating Margin | 23,05% |
| Net Margin | 15,02% | Free Cash Flow (TTM) | 10,19B |
| ROIC | 5,61% | FCF Growth (3Y) | 252,77% |
| Safety | |||
| Debt / Equity | 1,32 | Current Ratio | 3,19 |
| Interest Coverage | 0,52 | ||
| Dividends | |||
| Dividend Yield | 0,03% | Payout Ratio | 0,40% |
| Dividend Growth (3Y) | 32,24% | Dividend Growth (5Y) | 97,74% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 4,04 | Forward P/E | N/A |
| P/B Ratio | 0,46 | P/S Ratio | 0,61 |
| PEG Ratio | -1,08 | Forward PEG | N/A |
| EV/EBITDA | 0,21 | Fwd EV/EBITDA | 0,09 |
| Forward P/S | 0,36 | Fwd Earnings Yield | N/A |
| FCF Yield | 66,25% | ||
| Market Cap | 15,39B | Enterprise Value | 1,23B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 25,34B | 27,26B | 25,44B | 15,52B | 11,39B |
| Net Income | 3,81B | 4,28B | 4,19B | 3,50B | 2,77B |
| EPS (Diluted) | 30,90 | 31,40 | 33,90 | 28,70 | 23,80 |
| Gross Profit | 11,60B | 15,95B | 15,66B | 12,51B | 10,43B |
| Operating Income | 5,84B | 6,95B | 6,61B | 5,32B | 4,33B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 475,76B | 436,54B | 395,72B | 376,75B | 335,09B |
| Total Liabilities | 440,60B | 403,46B | 366,49B | 351,28B | 312,94B |
| Shareholders' Equity | 33,64B | 31,57B | 28,47B | 24,88B | 21,48B |
| Total Debt | 44,46B | 21,47B | 16,70B | 13,57B | 15,84B |
| Cash & Equivalents | 58,62B | 62,70B | 49,46B | 65,81B | 59,73B |
| Current Assets | 74,17B | 64,43B | 51,48B | 67,05B | 61,18B |
| Current Liabilities | 23,24B | 339,79B | 309,00B | 307,79B | 273,79B |