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100
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Vorige Slotkoers
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Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 9,8 | 10,3 |
| P/B | 1,2 | 1,1 |
| ROE % | 12,5 | 11,7 |
| Net Margin % | 34,8 | 16,9 |
| Rev Growth 5Y % | 7,7 | 11,6 |
| D/E | 0,5 | 0,5 |
Koersdoel Analisten
Geen analistendekking beschikbaar
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2027 |
€ 0,00
€ 0,00 – € 0,00
|
1,7 B | 0 |
| FY2026 |
€ 0,00
€ 0,00 – € 0,00
|
1,7 B | 0 |
Belangrijkste Punten
Revenue grew 7,71% annually over 5 years — modest growth
Earnings declined -26,31% over the past year
ROE of 12,46% — decent returns on equity
Net margin of 34,75% shows strong profitability
Debt/Equity of 0,50 — conservative balance sheet
Negative free cash flow of -567,79M
Groei
Revenue Growth (5Y)
7,71%
Revenue (1Y)4,40%
Earnings (1Y)-26,31%
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
12,46%
ROIC17,62%
Net Margin34,75%
Op. Margin100,00%
Veiligheid
Debt / Equity
0,50
Current RatioN/A
Interest Coverage0,00
Waardering
P/E Ratio
9,82
P/B Ratio1,20
EV/EBITDA2,12
Dividend Yield0,06%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 4,40% | Revenue Growth (3Y) | 5,26% |
| Earnings Growth (1Y) | -26,31% | Earnings Growth (3Y) | -7,18% |
| Revenue Growth (5Y) | 7,71% | Earnings Growth (5Y) | 26,79% |
| Profitability | |||
| Revenue (TTM) | 2,00B | Net Income (TTM) | 693,48M |
| ROE | 12,46% | ROA | 1,19% |
| Gross Margin | 100,00% | Operating Margin | 100,00% |
| Net Margin | 34,75% | Free Cash Flow (TTM) | -567,79M |
| ROIC | 17,62% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0,50 | Current Ratio | N/A |
| Interest Coverage | 0,00 | Dividend Yield | 0,06% |
| Valuation | |||
| P/E Ratio | 9,82 | P/B Ratio | 1,20 |
| P/S Ratio | 3,41 | PEG Ratio | 3,26 |
| EV/EBITDA | 2,12 | Dividend Yield | 0,06% |
| Market Cap | 6,81B | Enterprise Value | 4,22B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2,00B | 1,91B | 1,80B | 1,88B | 1,48B |
| Net Income | 693,48M | 941,04M | 804,87M | 516,20M | 268,34M |
| EPS (Diluted) | 1,40 | 1,36 | 1,66 | 1,00 | 0,50 |
| Gross Profit | 2,00B | 4,84B | 1,80B | 1,88B | 1,48B |
| Operating Income | 2,00B | 1,88B | 1,77B | 1,85B | 1,46B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 58,25B | 56,63B | 57,29B | 58,84B | 51,53B |
| Total Liabilities | 52,60B | 51,15B | 51,96B | 53,10B | 46,20B |
| Shareholders' Equity | 5,66B | 5,47B | 4,88B | 5,20B | 4,76B |
| Total Debt | 2,84B | 2,61B | 2,89B | 3,36B | 2,92B |
| Cash & Equivalents | 5,43B | 6,97B | 7,08B | 6,68B | 3,96B |
| Current Assets | 0,0 | 7,70B | 8,47B | 9,13B | 6,52B |
| Current Liabilities | 0,0 | 17,74B | 5,42B | 3,83B | 5,80B |