Terug
Dagbereik
€ 23,35
€ 24,30
52-Weeksbereik
€ 11,60
€ 29,61
Volume
2.718.695
50D / 200D Gem.
€ 26,36
/
€ 22,95
Vorige Slotkoers
€ 23,77
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | -37,8 | 10,3 |
| P/B | 0,9 | 1,1 |
| ROE % | -2,1 | 11,7 |
| Net Margin % | -4,4 | 16,9 |
| Rev Growth 5Y % | -1,9 | 11,6 |
| D/E | 0,8 | 0,5 |
Koersdoel Analisten
Hold
€ 30,44
+26.9%
Low: € 27,00
High: € 34,50
Forward K/W
9,0
Forward WPA
€ 2,66
WPA Groei (sch.)
+0,0%
Omzet Sch.
5,3 B
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2029 |
€ 3,93
€ 3,84 – € 4,02
|
6,3 B | 4 |
| FY2028 |
€ 3,43
€ 3,35 – € 3,51
|
5,9 B | 3 |
| FY2027 |
€ 3,02
€ 2,86 – € 3,36
|
5,6 B | 6 |
Belangrijkste Punten
Revenue declined -1,93% annually over 5 years
Earnings declined -136,36% over the past year
Generating 1,44B in free cash flow
PEG of 0,18 suggests growth is underpriced
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 7,04%
Capital efficient — spends only 1,32% of revenue on capex
Groei
Revenue Growth (5Y)
-1,93%
Revenue (1Y)5,11%
Earnings (1Y)-136,36%
FCF Growth (3Y)12,60%
Kwaliteit
Return on Equity
-2,10%
ROIC-2,33%
Net Margin-4,42%
Op. Margin-10,91%
Veiligheid
Debt / Equity
0,83
Current Ratio43,01
Interest Coverage-8,43
Waardering
P/E Ratio
-37,77
P/B Ratio0,87
EV/EBITDAN/A
Dividend Yield0,05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 5,11% | Revenue Growth (3Y) | 5,62% |
| Earnings Growth (1Y) | -136,36% | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | -1,93% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 6,38B | Net Income (TTM) | -281,70M |
| ROE | -2,10% | ROA | -1,04% |
| Gross Margin | 43,18% | Operating Margin | -10,91% |
| Net Margin | -4,42% | Free Cash Flow (TTM) | 1,44B |
| ROIC | -2,33% | FCF Growth (3Y) | 12,60% |
| Safety | |||
| Debt / Equity | 0,83 | Current Ratio | 43,01 |
| Interest Coverage | -8,43 | Dividend Yield | 0,05% |
| Valuation | |||
| P/E Ratio | -37,77 | P/B Ratio | 0,87 |
| P/S Ratio | 1,67 | PEG Ratio | 0,18 |
| EV/EBITDA | N/A | Dividend Yield | 0,05% |
| Market Cap | 10,64B | Enterprise Value | 18,78B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 6,38B | 6,07B | 5,72B | 6,05B | 6,89B |
| Net Income | -281,70M | 774,80M | -96,90M | 920,70M | 1,63B |
| EPS (Diluted) | -1,60 | 1,18 | -0,73 | 1,49 | 2,99 |
| Gross Profit | 2,75B | 2,03B | 2,01B | 2,44B | 2,83B |
| Operating Income | -695,70M | 832,10M | -434,80M | 1,32B | 1,79B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 27,09B | 27,01B | 28,93B | 29,76B | 32,69B |
| Total Liabilities | 14,09B | 11,34B | 13,02B | 12,91B | 16,01B |
| Shareholders' Equity | 12,23B | 14,56B | 14,60B | 15,21B | 15,50B |
| Total Debt | 10,12B | 7,55B | 9,05B | 8,56B | 9,71B |
| Cash & Equivalents | 1,98B | 1,50B | 1,93B | 1,43B | 2,15B |
| Current Assets | 2,86B | 2,61B | 2,88B | 2,44B | 3,46B |
| Current Liabilities | 66,60M | 830,40M | 2,27B | 1,50B | 2,76B |