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37
42
23
24
15
Fourchette du Jour
9,43 €
9,43 €
Fourchette 52 Semaines
5,81 €
11,10 €
Volume
509
Moyenne 50J / 200J
8,17 €
/
6,97 €
Clôture Précédente
9,43 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 0,7 | 10,3 |
| P/B | 0,2 | 1,1 |
| ROE % | 21,9 | 11,6 |
| Net Margin % | 31,3 | 16,8 |
| Rev Growth 5Y % | 7,8 | 11,6 |
| D/E | 0,0 | 0,5 |
Objectif de Cours des Analystes
Aucune couverture d'analyste disponible
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
14,60 €
14,31 € – 14,89 €
|
4,27B | 1 |
| FY2027 |
14,19 €
13,91 € – 14,47 €
|
64,47B | 1 |
| FY2026 |
13,67 €
13,40 € – 13,94 €
|
3,66B | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-03-02 | N/A | 6,09 € | — |
| 2025-08-05 | N/A | 0,38 € | — |
| 2025-03-03 | N/A | 0,27 € | — |
| 2024-08-07 | 0,31 € | 0,33 € | +5,6% |
| 2024-05-07 | N/A | 4,05 € | — |
| 2023-06-30 | N/A | 5,91 € | — |
| 2022-12-31 | N/A | 3,60 € | — |
| 2022-06-30 | N/A | 0,06 € | — |
Dividend History
6 yr streakYield
1,09%
Payout Ratio
0,65%
Growth (3Y)
-9,60%
Growth (5Y)
-2,26%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Apr 17, 2026 | Apr 20, 2026 | 0,62 € | 6,58% |
| Apr 04, 2025 | Apr 07, 2025 | 0,43 € | 7,09% |
| Apr 10, 2024 | Apr 15, 2024 | 0,42 € | 9,32% |
| Mar 29, 2023 | Apr 03, 2023 | 0,43 € | 7,40% |
| Mar 23, 2022 | Mar 28, 2022 | 0,59 € | 7,31% |
| Mar 24, 2021 | Mar 29, 2021 | 0,48 € | 6,18% |
| Mar 25, 2020 | Mar 30, 2020 | 0,49 € | 8,08% |
| Mar 19, 2019 | Mar 25, 2019 | 0,58 € | 5,10% |
| Mar 20, 2018 | Mar 26, 2018 | 0,51 € | 3,27% |
| Mar 22, 2017 | Mar 27, 2017 | 0,45 € | 4,05% |
| Mar 14, 2016 | — | 1,05 € | 11,02% |
| Jun 08, 2015 | — | 0,80 € | 7,44% |
| May 27, 2014 | — | 0,50 € | 5,43% |
| May 20, 2013 | — | 2,50 € | 28,97% |
| Sep 02, 2011 | — | 2,10 € | 21,83% |
| May 23, 2011 | — | 2,10 € | 21,60% |
| May 10, 2010 | — | 1,92 € | 21,57% |
Points Clés
Revenue grew 7,83% annually over 5 years — modest growth
Earnings grew 15,87% over the past year
ROE of 21,90% indicates high profitability
Net margin of 31,25% shows strong profitability
Debt/Equity of 0,04 — conservative balance sheet
Generating 1,21B in free cash flow
Croissance
Revenue Growth (5Y)
7,83%
Revenue (1Y)14,53%
Earnings (1Y)15,87%
FCF Growth (3Y)13,25%
Qualité
Return on Equity
21,90%
ROIC-44,43%
Net Margin31,25%
Op. Margin-90,73%
Sécurité
Debt / Equity
0,04
Current Ratio165,52
Interest Coverage-43,83
Valorisation
P/E Ratio
0,72
Forward P/E0,69
P/B Ratio0,15
EV/EBITDAN/A
Dividend Yield1,09%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 14,53% | Revenue Growth (3Y) | 9,86% |
| Earnings Growth (1Y) | 15,87% | Earnings Growth (3Y) | 13,12% |
| Revenue Growth (5Y) | 7,83% | Earnings Growth (5Y) | 10,15% |
| Profitability | |||
| Revenue (TTM) | 3,40B | Net Income (TTM) | 1,06B |
| ROE | 21,90% | ROA | 1,59% |
| Gross Margin | -34,66% | Operating Margin | -90,73% |
| Net Margin | 31,25% | Free Cash Flow (TTM) | 1,21B |
| ROIC | -44,43% | FCF Growth (3Y) | 13,25% |
| Safety | |||
| Debt / Equity | 0,04 | Current Ratio | 165,52 |
| Interest Coverage | -43,83 | ||
| Dividends | |||
| Dividend Yield | 1,09% | Payout Ratio | 0,65% |
| Dividend Growth (3Y) | -9,60% | Dividend Growth (5Y) | -2,26% |
| Consecutive Div Years | 6 yrs | ||
| Valuation | |||
| P/E Ratio | 0,72 | Forward P/E | 0,69 |
| P/B Ratio | 0,15 | P/S Ratio | 0,22 |
| PEG Ratio | 0,03 | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | -0,67 |
| Forward P/S | 0,21 | Fwd Earnings Yield | 144,93% |
| FCF Yield | 158,42% | ||
| Market Cap | 763,97M | Enterprise Value | -2,20B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 3,40B | 2,97B | 2,82B | 2,65B | 2,52B |
| Net Income | 1,06B | 917,75M | 830,98M | 748,56M | 722,44M |
| EPS (Diluted) | 12,90 | 11,07 | 10,02 | 9,01 | 8,66 |
| Gross Profit | -1,18B | 1,54B | 1,63B | 1,55B | 1,47B |
| Operating Income | -3,09B | 1,00B | 933,39M | 894,37M | 797,71M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 67,09B | 55,68B | 59,79B | 61,34B | 61,04B |
| Total Liabilities | 62,06B | 50,99B | 55,40B | 57,16B | 56,82B |
| Shareholders' Equity | 5,03B | 4,68B | 4,39B | 4,17B | 4,22B |
| Total Debt | 183,56M | 208,92M | 124,48M | 190,27M | 252,71M |
| Cash & Equivalents | 3,15B | 2,20B | 2,30B | 2,22B | 2,39B |
| Current Assets | 3,86B | 53,02B | 57,64B | 59,34B | 59,07B |
| Current Liabilities | 23,33M | 50,74B | 55,29B | 56,97B | 56,56B |
Scores de Stratégies
This stock passed the criteria for 5 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#697 of 1049
Custom
Capital Light Compounder
#103 of 220
#701 of 826
#410 of 619
#198 of 203
Activité Récente
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