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JUNIATA VALLEY FINANCIAL CORP

Qualité des données : 83%
JUVF
OTC Financial Services Depository Institutions
13,60 €
▼ 0,30 € (-2,16%)
Cap. Boursière: 68,44 M
Prix
13,60 €
Cap. Boursière
68,44 M
Fourchette du Jour
13,53 € — 13,80 €
Fourchette 52 Semaines
11,55 € — 14,98 €
Volume
1 620
Ouverture 13,54 €
Moyenne 50J / 200J
13,86 €
1,90% below
Moyenne 50J / 200J
13,87 €
1,92% below

Quick Summary

Points Clés

Earnings grew 28,16% over the past year
ROE of 14,87% — decent returns on equity
Generating 10,10 M in free cash flow
P/E of 8,57 — trading at a low valuation
Cash machine — converts 126,56% of earnings into free cash flow

Croissance

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)28,16%
FCF Growth (3Y)13,34%

Qualité

Return on Equity
14,87%
Au-dessus de la moyenne du secteur (10,70%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Sécurité

Debt / Equity
0,78
Au-dessus de la moyenne du secteur (0,50)
Current RatioN/A
Interest CoverageN/A

Valorisation

PE (TTM)
8,57
En dessous de la moyenne du secteur (12,63)
P/B Ratio1,24
EV/EBITDAN/A
Dividend YieldN/A

Historique des Prix

Tendances Financières

Comparaison Sectorielle

vs médiane du secteur Financial Services (1096 pairs)
Métrique Action Médiane du Secteur
P/E 8,6 12,6
P/B 1,2 1,4
ROE % 14,9 10,7
Net Margin % 14,8
Rev Growth 5Y % 6,4
D/E 0,8 0,5

All Fundamental Metrics

Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 28,16% Earnings Growth (3Y) 10,01%
Revenue Growth (5Y) N/A Earnings Growth (5Y) 4,86%
Profitability
Revenue (TTM) N/A Net Income (TTM) 7,98 M
ROE 14,87% ROA 0,91%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 10,10 M
ROIC N/A FCF Growth (3Y) 13,34%
Safety
Debt / Equity 0,78 Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 45,19 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 8,57 Forward P/E N/A
P/B Ratio 1,24 P/S Ratio N/A
PEG Ratio 1,76 Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 14,76%
Market Cap 68,44 M Enterprise Value 111,18 M
Per Share
EPS (Diluted TTM) 1,59 Revenue / Share N/A
FCF / Share 2,01 OCF / Share 2,01
EPS CAGR (1Y) 28,23% EPS CAGR (5Y) 4,76%
EPS CAGR (10Y) 4,50%
Efficiency
CapEx / Revenue N/A FCF Conversion 126,56%
SBC-Adj. FCF 9,95 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue
Net Income 7,98 M 6,23 M 6,60 M 8,32 M 6,60 M
EPS (Diluted) 1,59 1,24 1,31 1,66 1,32
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A
Interest Expense 25,36 M 22,93 M 10,49 M 3,42 M 3,22 M
Income Tax 1,39 M 979 000,0 970 000,0 642 000,0 284 000,0

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 895,26 M 848,87 M 871,81 M 830,88 M 810,52 M
Total Liabilities 837,89 M 801,42 M 830,42 M 793,93 M 739,23 M
Shareholders' Equity 57,37 M 47,46 M 41,39 M 36,95 M 71,29 M
Total Debt 49,91 M 47,24 M 72,81 M 75,71 M 24,23 M
Cash & Equivalents
Current Assets
Current Liabilities