Terug
Dagbereik
€ 86,91
€ 91,09
52-Weeksbereik
€ 82,67
€ 153,87
Volume
6.177.618
50D / 200D Gem.
€ 105,36
/
€ 125,48
Vorige Slotkoers
€ 90,84
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 34,2 | 10,3 |
| P/B | 2,6 | 1,1 |
| ROE % | 8,7 | 11,7 |
| Net Margin % | 12,3 | 16,9 |
| Rev Growth 5Y % | 4,6 | 11,6 |
| D/E | 1,8 | 0,5 |
Koersdoel Analisten
Hold
€ 148,25
+63.1%
Low: € 125,00
High: € 187,00
Forward K/W
14,0
Forward WPA
€ 6,48
WPA Groei (sch.)
+0,0%
Omzet Sch.
11 B
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2029 |
€ 10,16
€ 9,30 – € 11,28
|
9,7 B | 1 |
| FY2028 |
€ 9,03
€ 8,27 – € 10,03
|
17 B | 1 |
| FY2027 |
€ 7,84
€ 6,95 – € 8,30
|
13 B | 10 |
Belangrijkste Punten
Revenue grew 4,58% annually over 5 years — modest growth
Earnings declined -22,94% over the past year
Generating 9,52B in free cash flow
P/E of 34,19 — premium valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 15,57%
Cash machine — converts 401,73% of earnings into free cash flow
Groei
Revenue Growth (5Y)
4,58%
Revenue (1Y)-10,99%
Earnings (1Y)-22,94%
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
8,69%
ROIC0,40%
Net Margin12,31%
Op. Margin2,40%
Veiligheid
Debt / Equity
1,77
Current Ratio79,85
Interest Coverage0,20
Waardering
P/E Ratio
34,19
P/B Ratio2,62
EV/EBITDA293,99
Dividend Yield0,01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -10,99% | Revenue Growth (3Y) | 15,97% |
| Earnings Growth (1Y) | -22,94% | Earnings Growth (3Y) | -20,31% |
| Revenue Growth (5Y) | 4,58% | Earnings Growth (5Y) | -15,87% |
| Profitability | |||
| Revenue (TTM) | 19,26B | Net Income (TTM) | 2,37B |
| ROE | 8,69% | ROA | 0,58% |
| Gross Margin | 41,82% | Operating Margin | 2,40% |
| Net Margin | 12,31% | Free Cash Flow (TTM) | 9,52B |
| ROIC | 0,40% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 1,77 | Current Ratio | 79,85 |
| Interest Coverage | 0,20 | Dividend Yield | 0,01% |
| Valuation | |||
| P/E Ratio | 34,19 | P/B Ratio | 2,62 |
| P/S Ratio | 4,21 | PEG Ratio | -1,73 |
| EV/EBITDA | 293,99 | Dividend Yield | 0,01% |
| Market Cap | 81,05B | Enterprise Value | 135,81B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 19,26B | 21,64B | 14,32B | 5,57B | 16,11B |
| Net Income | 2,37B | 3,08B | 3,73B | -521,66M | 4,73B |
| EPS (Diluted) | 2,34 | 3,28 | 4,09 | -0,79 | 7,42 |
| Gross Profit | 8,06B | 3,84B | 4,86B | 2,01B | 6,90B |
| Operating Income | 461,96M | 926,20M | 2,14B | -345,58M | 4,95B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 410,14B | 360,10B | 317,29B | 275,35B | 264,29B |
| Total Liabilities | 328,51B | 298,11B | 258,92B | 219,98B | 206,15B |
| Shareholders' Equity | 30,90B | 23,65B | 22,86B | 18,81B | 17,58B |
| Total Debt | 54,77B | 50,82B | 49,39B | 44,07B | 39,59B |
| Cash & Equivalents | 6,16M | 14,88B | 20,35B | 12,82B | 10,09B |
| Current Assets | 71,25B | 218,75B | 191,49B | 43,65B | 39,66B |
| Current Liabilities | 892,21M | 53,07B | 40,63B | 29,28B | 30,83B |