Terug
54
Dagbereik
€ 22,25
€ 22,50
52-Weeksbereik
€ 20,69
€ 24,18
Volume
27.937
50D / 200D Gem.
€ 23,58
/
€ 23,64
Vorige Slotkoers
€ 22,51
Quick Summary
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (857 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 9,2 | 10,2 |
| P/B | 0,5 | 1,1 |
| ROE % | 5,2 | 11,7 |
| Net Margin % | 3,0 | 16,8 |
| Rev Growth 5Y % | -3,8 | 11,7 |
| D/E | 0,4 | 0,5 |
Koersdoel Analisten
Geen analistendekking beschikbaar
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2028 |
€ 6,40
€ 6,40 – € 6,40
|
4,89B | 1 |
| FY2027 |
€ 5,21
€ 5,21 – € 5,21
|
4,78B | 1 |
| FY2026 |
€ 3,79
€ 3,79 – € 3,79
|
4,57B | 1 |
No quarterly estimates available
Earnings Surprises
Last 6 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-04 | € 0,87 | -€ 0,14 | -115,7% |
| 2025-11-05 | € 1,34 | -€ 0,34 | -125,5% |
| 2025-08-05 | € 1,52 | € 1,12 | -26,3% |
| 2025-05-07 | € 1,49 | € 1,50 | +0,7% |
| 2023-12-31 | N/A | € 0,80 | — |
| 2023-09-30 | N/A | -€ 2,98 | — |
Dividend History
4 yr streakYield
0,03%
Payout Ratio
0,56%
Growth (3Y)
9,39%
Growth (5Y)
N/A
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 27, 2026 | Mar 16, 2026 | € 0,37 | 6,23% |
| Dec 01, 2025 | Dec 15, 2025 | € 0,37 | 6,26% |
| Aug 29, 2025 | Sep 15, 2025 | € 0,37 | 6,21% |
| May 30, 2025 | Jun 16, 2025 | € 0,37 | 6,41% |
| Feb 28, 2025 | Mar 17, 2025 | € 0,37 | 6,23% |
| Nov 29, 2024 | Dec 16, 2024 | € 0,37 | 6,18% |
| Aug 30, 2024 | Sep 16, 2024 | € 0,37 | 6,54% |
| May 31, 2024 | Jun 17, 2024 | € 0,37 | 6,52% |
| Feb 29, 2024 | Mar 15, 2024 | € 0,37 | 6,70% |
| Nov 30, 2023 | Dec 15, 2023 | € 0,37 | 7,65% |
| Aug 31, 2023 | Sep 15, 2023 | € 0,37 | 7,70% |
| May 31, 2023 | Jun 15, 2023 | € 0,37 | 8,52% |
| Feb 28, 2023 | Mar 15, 2023 | € 0,37 | 7,18% |
| Nov 30, 2022 | Dec 15, 2022 | € 0,37 | 5,64% |
| Aug 31, 2022 | Sep 15, 2022 | € 0,37 | 3,19% |
| May 31, 2022 | Jun 15, 2022 | € 0,39 | 1,57% |
Belangrijkste Punten
Revenue declined -3,84% annually over 5 years
Earnings declined -54,91% over the past year
Debt/Equity of 0,37 — conservative balance sheet
Generating 553,90M in free cash flow
P/E of 9,17 — trading at a low valuation
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 7,46%
Groei
Revenue Growth (5Y)
-3,84%
Revenue (1Y)3,62%
Earnings (1Y)-54,91%
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
5,24%
ROIC3,27%
Net Margin2,99%
Op. Margin3,35%
Veiligheid
Debt / Equity
0,37
Current RatioN/A
Interest Coverage4,17
Waardering
P/E Ratio
9,17
Forward P/E5,90
P/B Ratio0,49
EV/EBITDA13,65
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 3,62% | Revenue Growth (3Y) | -1,17% |
| Earnings Growth (1Y) | -54,91% | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | -3,84% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 4,80B | Net Income (TTM) | 143,30M |
| ROE | 5,24% | ROA | 1,15% |
| Gross Margin | 29,68% | Operating Margin | 3,35% |
| Net Margin | 2,99% | Free Cash Flow (TTM) | 553,90M |
| ROIC | 3,27% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0,37 | Current Ratio | N/A |
| Interest Coverage | 4,17 | ||
| Dividends | |||
| Dividend Yield | 0,03% | Payout Ratio | 0,56% |
| Dividend Growth (3Y) | 9,39% | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | 4 yrs | ||
| Valuation | |||
| P/E Ratio | 9,17 | Forward P/E | 5,90 |
| P/B Ratio | 0,49 | P/S Ratio | 0,27 |
| PEG Ratio | -0,33 | Forward PEG | N/A |
| EV/EBITDA | 13,65 | Fwd EV/EBITDA | 44,82 |
| Forward P/S | 0,29 | Fwd Earnings Yield | 16,95% |
| FCF Yield | 42,13% | ||
| Market Cap | 1,31B | Enterprise Value | 2,19B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 4,80B | 4,63B | 4,91B | 5,45B | 5,61B |
| Net Income | 143,30M | 317,80M | -272,10M | -286,60M | -123,70M |
| EPS (Diluted) | 2,29 | 4,91 | -4,25 | -4,72 | -1,88 |
| Gross Profit | 1,43B | 589,40M | 4,91B | -211,30M | 354,80M |
| Operating Income | 160,70M | 388,50M | 0,0 | -371,00M | -249,40M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 12,47B | 12,63B | 12,74B | 13,36B | 14,92B |
| Total Liabilities | 9,80B | 9,85B | 10,24B | 10,92B | 10,91B |
| Shareholders' Equity | 2,68B | 2,79B | 2,51B | 2,44B | 4,01B |
| Total Debt | 1,00B | 1,39B | 1,39B | 1,39B | 1,12B |
| Cash & Equivalents | 126,00M | 65,40M | 64,10M | 212,40M | 148,20M |
| Current Assets | 1,09B | 0,0 | 0,0 | 692,00M | 0,0 |
| Current Liabilities | 0,0 | 0,0 | 0,0 | 167,60M | 0,0 |
Strategiescores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
#233 of 834
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