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Kearny Financial Corp.

Data quality: 83%
KRNY
NASDAQ Financial Services Depository Institutions
$7.93
▼ $0.05 (-0.63%)
6 months return
Momentum
Neutral
ROE
4.29%

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)N/A
FCF Growth (3Y)-44.00%

Quality

Return on Equity
4.29%
Below sector avg (9.21%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Safety

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM|NTM|2027)
15.90 | 9.34 | 9.52
Above sector avg (11.13)
P/B Ratio0.68
EV/EBITDAN/A
Dividend Yield5.37%

Quick Summary

Key Takeaways

Short bullets derived from reported financials—not the AI summary above.

ROE of 4.29% is below average
Generating 37.32 M in free cash flow
Cash machine — converts 115.28% of earnings into free cash flow
Dividend yield of 5.37% — meaningful income
Payout ratio of 84.62% — may be unsustainable
18 consecutive years of dividends — reliable payer

Price History

Financial Trends

Analyst Price Target

1 analyst
Hold
+7.2%
upside to target
Current
$7.93
Consensus Target
$8.50
$8.50
Low
$8.50
High
Forecast
Forward P/E
9.34
Forward EPS
$0.86
EPS Growth (est.)
+38.7%
Est. Revenue
0.0

Earnings Surprises

EPS
Reported Estimate Forecast
Next: Q1 2026 · EPS Est: $0.16 · Rev Est: 0.0
Q12025 2026-Q1 2026-Q2 Q22025 Q32025 Q42025 Q1 '26 Q2 '26
Reported $0.11 $0.15 $0.15 $0.11 $0.15 $0.15
Estimate $0.11 $0.16 $0.17 $0.13 $0.15 $0.16 $0.16 $0.17
Surprise +4.76% -6.25% -11.76% -15.38% +3.45% -6.25%

Growth

Rev 5Y: N/A · Earnings 1Y: N/A
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) N/A Earnings Growth (3Y) -20.07%
Revenue Growth (5Y) N/A Earnings Growth (5Y) -19.87%

Profitability

ROE: 4.29% · Net Margin: N/A
Revenue (TTM) N/A Net Income (TTM) 32.37 M
ROE 4.29% ROA 0.42%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 37.32 M
ROIC N/A FCF Growth (3Y) -44.00%

Safety

D/E: N/A · Current: N/A
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 642.67 M

Dividends

Yield: 5.37% · Payout: 84.62%
Dividend Yield 5.37% Payout Ratio 84.62%
Dividend Growth (3Y) 0.00% Dividend Growth (5Y) 6.58%
Consecutive Div Years 18 yrs

Valuation

P/E: 15.90 · EV/EBITDA: N/A
P/E Ratio 15.90 Forward P/E 9.34
P/B Ratio 0.68 P/S Ratio N/A
PEG Ratio N/A Forward PEG 0.24
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield 10.71%
FCF Yield 7.25%
Market Cap 514.69 M Enterprise Value 367.35 M

Per Share

EPS: 0.52 · FCF/Share: 0.59
EPS (Diluted TTM) 0.52 Revenue / Share N/A
FCF / Share 0.59 OCF / Share 0.65
EPS CAGR (1Y) N/A EPS CAGR (5Y) -14.06%
EPS CAGR (10Y) 9.87%

Efficiency

FCF Conv: 115.28% · CapEx/Rev: N/A
CapEx / Revenue N/A FCF Conversion 115.28%
SBC-Adj. FCF 34.31 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue
Net Income 26.08 M -86.67 M 40.81 M 67.55 M 63.23 M
EPS (Diluted) 0.42 -1.39 0.63 0.95 0.77
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A
Interest Expense 134.94 M 142.59 M 117.86 M 29.67 M 49.85 M
Income Tax 4.92 M 5.89 M 11.57 M 24.80 M 21.26 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 7.74 B 7.68 B 8.06 B 7.72 B 7.28 B
Total Liabilities 6.99 B 6.93 B 7.20 B 6.83 B 6.24 B
Shareholders' Equity 745.96 M 753.57 M 869.28 M 894.00 M 1.04 B
Total Debt 1.51 B 901.34 M
Cash & Equivalents 167.27 M 63.86 M 70.52 M 101.62 M 67.86 M
Current Assets
Current Liabilities

Peer Comparison

vs Financial Services sector median (6628 peers)
Metric Stock Sector Median
P/E 15.9 11.1
P/B 0.7 1.2
ROE % 4.3 9.2
Net Margin % 9.4
Rev Growth 5Y % 5.8
D/E 0.5

ETFs Holding This Stock

ICFAX ICFAX
0.36% weight
ICFSX ICFSX
0.36% weight
GAFNX GAFNX
0.31% weight
GAFAX GAFAX
0.31% weight
GAFCX GAFCX
0.31% weight
GAFYX GAFYX
0.31% weight
HWVZX HWVZX
0.23% weight
HWVIX HWVIX
0.23% weight
HWVAX HWVAX
0.23% weight
QABA logo QABA First Trust NASDAQ ABA Community Bank Index Fund
0.22% weight

Dividend History

Yield

5.37%

Payout ratio

84.62%

Growth (3Y)

0.00%

Growth (5Y)

6.58%

Recent per-share payments (most recent first).

Ex-dividend Payment Amount / share
Feb 04, 2026 $0.11
Nov 05, 2025 $0.11
Aug 12, 2025 $0.11
May 07, 2025 $0.11
Feb 12, 2025 $0.11
Nov 06, 2024 $0.11
Aug 12, 2024 $0.11
May 07, 2024 $0.11
Feb 06, 2024 $0.11
Nov 07, 2023 $0.11
Aug 08, 2023 $0.11
May 09, 2023 $0.11