رجوع

Joint Stock Company Kaspi.kz

جودة البيانات: 100%

KSPI

NASDAQ Technology Software - Infrastructure

KWD 72.53

▼ KWD 1.17 (-1.59%)

القيمة السوقية: 13.78B

نطاق اليوم

KWD 71.75 KWD 73.10

نطاق 52 أسبوعًا

KWD 68.59 KWD 99.20

حجم التداول

394,045

متوسط 50 يوم / 200 يوم

KWD 75.33 / KWD 80.27

الإغلاق السابق

KWD 73.70

تاريخ السعر

الاتجاهات المالية

مقارنة الأقران

مقابل وسيط قطاع Technology (621 نظير)

المقياس	السهم	وسيط القطاع
P/E	0.0	12.3
P/B	0.0	2.9
ROE %	51.8	8.9
Net Margin %	26.4	5.6
Rev Growth 5Y %	45.2	9.2
D/E	0.1	0.3

السعر المستهدف للمحللين

Hold

KWD 97.000 +33.7%

Low: KWD 87.000 High: KWD 107.000

مكرر الربحية المستقبلي

0.0

ربحية السهم المستقبلية

KWD 6,001.401

نمو ربحية السهم (تقدير)

+0.0%

الإيرادات المقدّرة

4500 B

تقديرات الأرباح

الفترة	تقدير ربحية السهم	تقدير الإيرادات	المحللون
FY2030	KWD 0.000 KWD 0.000 – KWD 0.000	5200 B	2
FY2029	KWD 0.000 KWD 0.000 – KWD 0.000	4600 B	2
FY2028	KWD 8,026.486 KWD 7,919.422 – KWD 8,219.479	4900 B	3

النقاط الرئيسية

Revenue grew 45.19% annually over 5 years — strong growth

ROE of 51.82% indicates high profitability

Net margin of 26.39% shows strong profitability

Debt/Equity of 0.14 — conservative balance sheet

Generating 1.44T in free cash flow

P/E of 0.01 — trading at a low valuation

النمو

Revenue Growth (5Y)

45.19%

Revenue (1Y)56.09%

Earnings (1Y)-0.13%

FCF Growth (3Y)16.84%

الجودة

Return on Equity

51.82%

ROIC34.23%

Net Margin26.39%

Op. Margin32.92%

الأمان

Debt / Equity

0.14

Current RatioN/A

Interest Coverage1.47

التقييم

P/E Ratio

0.01

P/B Ratio0.01

EV/EBITDA0.04

Dividend Yield0.00%

All Fundamental Metrics

Growth
Revenue Growth (1Y)	56.09%	Revenue Growth (3Y)	44.28%
Earnings Growth (1Y)	-0.13%	Earnings Growth (3Y)	11.09%
Revenue Growth (5Y)	45.19%	Earnings Growth (5Y)	24.52%
Profitability
Revenue (TTM)	3.94T	Net Income (TTM)	1.04T
ROE	51.82%	ROA	9.38%
Gross Margin	73.55%	Operating Margin	32.92%
Net Margin	26.39%	Free Cash Flow (TTM)	1.44T
ROIC	34.23%	FCF Growth (3Y)	16.84%
Safety
Debt / Equity	0.14	Current Ratio	N/A
Interest Coverage	1.47	Dividend Yield	0.00%
Valuation
P/E Ratio	0.01	P/B Ratio	0.01
P/S Ratio	0.00	PEG Ratio	-38.55
EV/EBITDA	0.04	Dividend Yield	0.00%
Market Cap	13.78B	Enterprise Value	56.97B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric	FY2025	FY2024	FY2023	FY2022	FY2021
Revenue	3.94T	2.52T	1.89T	1.27T	885.48B
Net Income	1.04T	1.04T	841.35B	585.03B	431.91B
EPS (Diluted)	5464.06	5430.77	4380.61	3016.00	2222.00
Gross Profit	2.89T	1.57T	1.22T	1.17T	812.11B
Operating Income	1.30T	1.27T	998.80B	1.05T	735.33B

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric	FY2025	FY2024	FY2023	FY2022	FY2021
Total Assets	11.07T	8.38T	6.82T	5.12T	3.61T
Total Liabilities	8.47T	6.80T	5.72T	4.30T	3.10T
Shareholders' Equity	2.49T	1.52T	1.08T	819.17B	499.73B
Total Debt	348.12B	221.46B	222.16B	224.42B	310.47B
Cash & Equivalents	304.94B	619.47B	820.47B	615.36B	342.10B
Current Assets	304.94B	5.70T	5.19T	3.87T	2.88T
Current Liabilities	0.0	6.75T	5.70T	920.24B	2.79T

درجات الاستراتيجيات

This stock passed the criteria for 7 strategies

Score = fit strength (0–100)

Rank = position among all matches

Custom Cash Flow Compounder

#72 of 1052

Custom Capital Light Compounder

#3 of 218

Custom Deep Value Investing (Seth Klarman)

#256 of 827

Growth Price/Sales Ratio Focus (Ken Fisher)

#99 of 618

Custom Contrarian Investing (David Dreman)

#183 of 670

Value Defensive Investing (Benjamin Graham)

#481 of 709

Value Value Investing (Warren Buffett)

#19 of 203

النشاط الأخير

دخل Cash Flow Compounder

Mar 24, 2026

دخل Deep Value Investing (Seth Klarman)

Mar 24, 2026

دخل Capital Light Compounder

Mar 24, 2026

دخل Price/Sales Ratio Focus (Ken Fisher)

Mar 24, 2026

دخل Contrarian Investing (David Dreman)

Mar 24, 2026

دخل Defensive Investing (Benjamin Graham)

Mar 24, 2026

دخل Value Investing (Warren Buffett)

Mar 24, 2026