Retour
Fourchette du Jour
56,13 €
58,11 €
Fourchette 52 Semaines
50,00 €
69,40 €
Volume
161 782
Moyenne 50J / 200J
59,04 €
/
61,09 €
Clôture Précédente
56,79 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 14,0 | 10,3 |
| P/B | 1,9 | 1,1 |
| ROE % | 14,3 | 11,7 |
| Net Margin % | 24,5 | 16,8 |
| Rev Growth 5Y % | 15,4 | 11,6 |
| D/E | 0,2 | 0,5 |
Objectif de Cours des Analystes
Hold
67,00 €
+17.0%
Low: 66,00 €
High: 68,00 €
P/E Prévisionnel
13,23
BPA Prévisionnel
4,29 €
Croissance BPA (est.)
+0,0%
CA Est.
290,17M
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
4,53 €
4,52 € – 4,56 €
|
305,21M | 4 |
| FY2026 |
4,29 €
4,26 € – 4,31 €
|
290,17M | 4 |
No quarterly estimates available
Dividend History
Yield
0,04%
Payout Ratio
N/A
Growth (3Y)
N/A
Growth (5Y)
N/A
No dividend history available.
Points Clés
Revenue grew 15,38% annually over 5 years — strong growth
ROE of 14,29% — decent returns on equity
Net margin of 24,51% shows strong profitability
Debt/Equity of 0,24 — conservative balance sheet
Generating 103,77M in free cash flow
P/E of 14,00 — trading at a low valuation
Croissance
Revenue Growth (5Y)
15,38%
Revenue (1Y)-1,93%
Earnings (1Y)10,57%
FCF Growth (3Y)-1,98%
Qualité
Return on Equity
14,29%
ROIC9,95%
Net Margin24,51%
Op. Margin29,78%
Sécurité
Debt / Equity
0,24
Current Ratio0,03
Interest Coverage0,82
Valorisation
P/E Ratio
14,00
Forward P/EN/A
P/B Ratio1,90
EV/EBITDA12,54
Dividend Yield0,04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -1,93% | Revenue Growth (3Y) | 3,57% |
| Earnings Growth (1Y) | 10,57% | Earnings Growth (3Y) | 4,99% |
| Revenue Growth (5Y) | 15,38% | Earnings Growth (5Y) | 1,94% |
| Profitability | |||
| Revenue (TTM) | 421,71M | Net Income (TTM) | 103,36M |
| ROE | 14,29% | ROA | 1,48% |
| Gross Margin | 60,99% | Operating Margin | 29,78% |
| Net Margin | 24,51% | Free Cash Flow (TTM) | 103,77M |
| ROIC | 9,95% | FCF Growth (3Y) | -1,98% |
| Safety | |||
| Debt / Equity | 0,24 | Current Ratio | 0,03 |
| Interest Coverage | 0,82 | ||
| Dividends | |||
| Dividend Yield | 0,04% | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 14,00 | Forward P/E | N/A |
| P/B Ratio | 1,90 | P/S Ratio | 3,43 |
| PEG Ratio | 1,36 | Forward PEG | N/A |
| EV/EBITDA | 12,54 | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 7,17% | ||
| Market Cap | 1,45B | Enterprise Value | 1,57B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 421,71M | 430,00M | 393,13M | 281,43M | 237,94M |
| Net Income | 103,36M | 93,48M | 93,77M | 103,82M | 95,73M |
| EPS (Diluted) | 4,01 | 3,63 | 3,65 | 4,04 | 3,74 |
| Gross Profit | 257,19M | 236,77M | 241,04M | 235,37M | 221,73M |
| Operating Income | 125,58M | 111,69M | 110,33M | 125,16M | 117,44M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 6,99B | 6,68B | 6,52B | 6,43B | 6,56B |
| Total Liabilities | 6,23B | 5,99B | 5,87B | 5,86B | 5,85B |
| Shareholders' Equity | 762,40M | 683,82M | 649,70M | 568,80M | 704,82M |
| Total Debt | 184,20M | 0,0 | 50,00M | 297,00M | 75,00M |
| Cash & Equivalents | 57,14M | 168,21M | 151,82M | 130,28M | 683,24M |
| Current Assets | 170,32M | 619,50M | 1,23B | 1,34B | 2,10B |
| Current Liabilities | 6,17B | 5,92B | 5,74B | 5,49B | 5,74B |