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LM FUNDING AMERICA, INC.

Calidad de datos: 100%
LMFA
Nasdaq Financial Services Nondepository Credit Institutions
$0.28
▲ $0.02 (7.65%)
Cap. Mercado: 4.20 M
Precio
$0.26
Cap. Mercado
4.20 M
Rango del Día
Rango de 52 Semanas
Volumen
Apertura —
Promedio 50D / 200D
Promedio 50D / 200D

Quick Summary

Puntos Clave

Revenue grew 77.11% annually over 5 years — strong growth
Debt/Equity of 0.13 — conservative balance sheet
Negative free cash flow of -16.19 M
Revenue growth is decelerating — 1Y growth trails 5Y average by 96.70%

Crecimiento

Revenue Growth (5Y)
77.11%
Above sector avg (5.83%)
Revenue (1Y)-19.59%
Earnings (1Y)N/A
FCF Growth (3Y)N/A

Calidad

Return on Equity
-65.66%
Below sector avg (9.24%)
ROIC-38.41%
Net Margin-304.36%
Op. Margin-258.74%

Seguridad

Debt / Equity
0.13
Below sector avg (0.49)
Current Ratio1.84
Interest Coverage-20.35

Valoración

PE (TTM)
-0.16
Below sector avg (11.14)
P/B Ratio0.08
EV/EBITDAN/A
Dividend YieldN/A

Historial de Precios

Tendencias Financieras

Comparación con Pares

vs mediana del sector Financial Services (2607 pares)
Métrica Acción Mediana del Sector
P/E -0.2 11.1
P/B 0.1 1.2
ROE % -65.7 9.2
Net Margin % -304.4 9.4
Rev Growth 5Y % 77.1 5.8
D/E 0.1 0.5

Precio Objetivo de Analistas

1 analista
Strong Buy
Actual
$0.28
+257.1%
Objetivo
$1.00
$1.00
$1.00
$1.00
Pronóstico
EPS Futuro -$0.93
Ingresos Est. 7.40 M

Estimaciones de Ganancias

Período EPS Est. Ingresos Est. Analistas
FY2027 -$0.93
-$0.93 – -$0.93
7.40 M 1
FY2026 -$0.90
-$0.90 – -$0.90
7.90 M 1

Sorpresas de Ganancias

Últimos 4 trimestres
Trimestre EPS Est. EPS Real Sorpresa
Q42025 -$0.35 -$1.33 -280.0%
Q32025 -$0.40 -$0.41 -3.8%
Q22025 -$0.52 $0.02 +103.9%
Q12025 -$0.74 -$1.05 -41.9%

All Fundamental Metrics

Growth
Revenue Growth (1Y) -19.59% Revenue Growth (3Y) -17.47%
Earnings Growth (1Y) N/A Earnings Growth (3Y) N/A
Revenue Growth (5Y) 77.11% Earnings Growth (5Y) N/A
Profitability
Revenue (TTM) 8.84 M Net Income (TTM) -26.92 M
ROE -65.66% ROA -54.28%
Gross Margin N/A Operating Margin -258.74%
Net Margin -304.36% Free Cash Flow (TTM) -16.19 M
ROIC -38.41% FCF Growth (3Y) N/A
Safety
Debt / Equity 0.13 Current Ratio 1.84
Interest Coverage -20.35 Asset Turnover 0.18
Working Capital 8.28 M Tangible Book Value 43.39 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio -0.16 Forward P/E N/A
P/B Ratio 0.08 P/S Ratio 0.48
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield -385.34%
Market Cap 4.20 M Enterprise Value 10.78 M
Per Share
EPS (Diluted TTM) -3.28 Revenue / Share 0.55
FCF / Share -1.00 OCF / Share -0.87
EPS CAGR (1Y) N/A EPS CAGR (5Y) N/A
EPS CAGR (10Y) N/A
Efficiency
CapEx / Revenue 24.95% FCF Conversion 60.16%
SBC-Adj. FCF -16.19 M Growth Momentum -96.70

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 8.84 M 11.00 M 12.98 M 1.73 M 898,941.0
Net Income -26.92 M -7.32 M -15.94 M -29.24 M 4.76 M
EPS (Diluted) -3.28 -5.02 -6.98 -2.23 0.60
Gross Profit
Operating Income -22.88 M -6.46 M -10.06 M -24.68 M -8.43 M
EBITDA
R&D Expenses
SG&A Expenses 1.58 M 817,041.0 851,806.0 635,268.0 417,963.0
D&A 8.17 M 7.77 M 4.98 M 478,020.0 1,383.0
Interest Expense 1.12 M 443,700.0
Income Tax 0.0 0.0 60,571.0 1.44 M 326,178.0

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 51.32 M 44.05 M 37.71 M 53.19 M 62.10 M
Total Liabilities 22.44 M 8.70 M 2.85 M 2.39 M 1.09 M
Shareholders' Equity 30.62 M 37.03 M 36.19 M 49.19 M 60.76 M
Total Debt 7.01 M 386,312.0 567,586.0 475,775.0 300,473.0
Cash & Equivalents 32.56 M
Current Assets 23.50 M 13.51 M 10.15 M 10.49 M 38.51 M
Current Liabilities 19.92 M 1.56 M 2.77 M 2.21 M 1.09 M