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Lemonade, Inc.

Datakwaliteit: 100%
LMND
NYSE Financial Services Insurance - Property & Casualty
€ 66,87
▲ € 2,69 (4,19%)
Marktkapitalisatie: 5,11B
Dagbereik
€ 64,00 € 69,30
52-Weeksbereik
€ 24,31 € 99,90
Volume
1.985.874
50D / 200D Gem.
€ 69,20 / € 59,70
Vorige Slotkoers
€ 64,18

Koershistorie

Financiële Trends

Sectorvergelijking

vs Financial Services sector mediaan (854 peers)

Metriek Aandeel Sector Mediaan
P/E -30,9 10,3
P/B 9,6 1,1
ROE % -29,4 11,7
Net Margin % -22,4 16,8
Rev Growth 5Y % 54,8 11,7
D/E 0,4 0,5

Koersdoel Analisten

Hold
€ 77,33 +15.6%
Low: € 44,00 High: € 98,00
Forward WPA
-€ 1,71
Omzet Sch.
1,2 B

Winstschattingen

Periode WPA Sch. Omzet Sch. Analisten
FY2029 € 0,00
€ 0,00 – € 0,00
1,6 B 1
FY2028 € 0,67
€ 0,44 – € 1,07
2,1 B 3
FY2027 -€ 0,70
-€ 1,00 – -€ 0,27
1,6 B 9

Belangrijkste Punten

Revenue grew 54,83% annually over 5 years — strong growth
Debt/Equity of 0,35 — conservative balance sheet
Negative free cash flow of -25,90M
Revenue growth is decelerating — 1Y growth trails 5Y average by 14,68%
Capital efficient — spends only 1,27% of revenue on capex

Groei

Revenue Growth (5Y)
54,83%
Revenue (1Y)40,15%
Earnings (1Y)N/A
FCF Growth (3Y)N/A

Kwaliteit

Return on Equity
-29,37%
ROIC-16,69%
Net Margin-22,43%
Op. Margin-21,81%

Veiligheid

Debt / Equity
0,35
Current Ratio0,66
Interest Coverage0,00

Waardering

P/E Ratio
-30,86
P/B Ratio9,57
EV/EBITDAN/A
Dividend Yield0,00%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 40,15% Revenue Growth (3Y) 31,03%
Earnings Growth (1Y) N/A Earnings Growth (3Y) N/A
Revenue Growth (5Y) 54,83% Earnings Growth (5Y) N/A
Profitability
Revenue (TTM) 737,90M Net Income (TTM) -165,50M
ROE -29,37% ROA -8,59%
Gross Margin 40,28% Operating Margin -21,81%
Net Margin -22,43% Free Cash Flow (TTM) -25,90M
ROIC -16,69% FCF Growth (3Y) N/A
Safety
Debt / Equity 0,35 Current Ratio 0,66
Interest Coverage 0,00 Dividend Yield 0,00%
Valuation
P/E Ratio -30,86 P/B Ratio 9,57
P/S Ratio 6,92 PEG Ratio 1,60
EV/EBITDA N/A Dividend Yield 0,00%
Market Cap 5,11B Enterprise Value 4,90B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 737,90M 526,50M 429,80M 256,70M 128,40M
Net Income -165,50M -202,20M -236,90M -297,80M -241,30M
EPS (Diluted) -2,30 -2,85 -3,40 -4,59 -3,94
Gross Profit 297,20M 172,70M 90,20M 28,40M 22,90M
Operating Income -160,90M -203,90M -229,80M -294,80M -233,60M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 1,93B 1,85B 1,63B 1,69B 1,51B
Total Liabilities 1,39B 1,26B 924,40M 823,90M 522,30M
Shareholders' Equity 533,60M 593,40M 708,90M 866,80M 988,20M
Total Debt 189,30M 107,20M 43,10M 35,20M 22,30M
Cash & Equivalents 396,80M 376,00M 264,50M 282,50M 270,60M
Current Assets 799,10M 0,0 0,0 0,0 0,0
Current Liabilities 1,21B 0,0 0,0 0,0 0,0