Retour
31
58
Fourchette du Jour
31,94 €
32,77 €
Fourchette 52 Semaines
22,68 €
42,89 €
Volume
176 485
Moyenne 50J / 200J
37,53 €
/
34,41 €
Clôture Précédente
32,68 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (857 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 14,3 | 10,2 |
| P/B | 1,2 | 1,1 |
| ROE % | 9,2 | 11,7 |
| Net Margin % | 10,0 | 16,8 |
| Rev Growth 5Y % | 19,8 | 11,7 |
| D/E | 0,1 | 0,5 |
Objectif de Cours des Analystes
Hold
35,00 €
+9.1%
P/E Prévisionnel
10,97
BPA Prévisionnel
2,99 €
Croissance BPA (est.)
+0,0%
CA Est.
640,30M
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
4,13 €
3,92 € – 4,31 €
|
743,43M | 3 |
| FY2026 |
2,99 €
2,88 € – 3,09 €
|
640,30M | 3 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-21 | 0,56 € | 0,95 € | +68,4% |
| 2025-10-22 | 0,58 € | 0,55 € | -5,2% |
| 2025-07-23 | 0,52 € | 0,51 € | -1,9% |
| 2025-04-23 | 0,38 € | 0,21 € | -44,7% |
| 2025-03-18 | N/A | 0,21 € | — |
| 2024-10-23 | 0,56 € | 0,28 € | -50,0% |
| 2024-07-24 | 0,46 € | 0,59 € | +28,3% |
| 2024-04-24 | 0,47 € | 0,36 € | -23,4% |
Dividend History
7 yr streakYield
0,01%
Payout Ratio
0,08%
Growth (3Y)
0,00%
Growth (5Y)
0,00%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 05, 2026 | Mar 15, 2026 | 0,03 € | 0,34% |
| Dec 02, 2025 | Dec 15, 2025 | 0,03 € | 0,37% |
| Sep 02, 2025 | Sep 15, 2025 | 0,03 € | 0,32% |
| Jun 03, 2025 | Jun 17, 2025 | 0,03 € | 0,43% |
| Feb 25, 2025 | Mar 11, 2025 | 0,03 € | 0,37% |
| Dec 02, 2024 | Dec 16, 2024 | 0,03 € | 0,25% |
| Sep 03, 2024 | Sep 17, 2024 | 0,03 € | 0,28% |
| Jun 04, 2024 | Jun 18, 2024 | 0,03 € | 0,37% |
| Feb 26, 2024 | Mar 12, 2024 | 0,03 € | 0,31% |
| Nov 27, 2023 | Dec 12, 2023 | 0,03 € | 0,37% |
| Sep 01, 2023 | Sep 19, 2023 | 0,03 € | 0,37% |
| Jun 06, 2023 | Jun 21, 2023 | 0,03 € | 0,48% |
| Feb 27, 2023 | Mar 14, 2023 | 0,03 € | 0,34% |
| Nov 28, 2022 | Dec 13, 2022 | 0,03 € | 0,38% |
| Sep 02, 2022 | Sep 20, 2022 | 0,03 € | 0,35% |
| May 27, 2022 | Jun 14, 2022 | 0,03 € | 0,30% |
| Feb 28, 2022 | Mar 15, 2022 | 0,03 € | 0,19% |
| Nov 26, 2021 | Dec 13, 2021 | 0,03 € | 0,13% |
| Sep 03, 2021 | Sep 21, 2021 | 0,03 € | 0,20% |
| May 24, 2021 | Jun 08, 2021 | 0,03 € | 0,20% |
Points Clés
Revenue grew 19,75% annually over 5 years — strong growth
Earnings grew 33,95% over the past year
Debt/Equity of 0,08 — conservative balance sheet
Generating 143,49M in free cash flow
P/E of 14,29 — trading at a low valuation
PEG of 0,50 suggests growth is underpriced
Croissance
Revenue Growth (5Y)
19,75%
Revenue (1Y)12,05%
Earnings (1Y)33,95%
FCF Growth (3Y)-49,97%
Qualité
Return on Equity
9,23%
ROIC8,91%
Net Margin9,97%
Op. Margin15,46%
Sécurité
Debt / Equity
0,08
Current Ratio1752,59
Interest Coverage0,35
Valorisation
P/E Ratio
14,29
Forward P/E10,97
P/B Ratio1,19
EV/EBITDA4,49
Dividend Yield0,01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 12,05% | Revenue Growth (3Y) | 15,80% |
| Earnings Growth (1Y) | 33,95% | Earnings Growth (3Y) | 18,50% |
| Revenue Growth (5Y) | 19,75% | Earnings Growth (5Y) | -11,21% |
| Profitability | |||
| Revenue (TTM) | 1,04B | Net Income (TTM) | 103,78M |
| ROE | 9,23% | ROA | 0,69% |
| Gross Margin | 48,31% | Operating Margin | 15,46% |
| Net Margin | 9,97% | Free Cash Flow (TTM) | 143,49M |
| ROIC | 8,91% | FCF Growth (3Y) | -49,97% |
| Safety | |||
| Debt / Equity | 0,08 | Current Ratio | 1752,59 |
| Interest Coverage | 0,35 | ||
| Dividends | |||
| Dividend Yield | 0,01% | Payout Ratio | 0,08% |
| Dividend Growth (3Y) | 0,00% | Dividend Growth (5Y) | 0,00% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 14,29 | Forward P/E | 10,97 |
| P/B Ratio | 1,19 | P/S Ratio | 1,42 |
| PEG Ratio | 0,50 | Forward PEG | N/A |
| EV/EBITDA | 4,49 | Fwd EV/EBITDA | 4,20 |
| Forward P/S | 2,32 | Fwd Earnings Yield | 9,12% |
| FCF Yield | 9,67% | ||
| Market Cap | 1,48B | Enterprise Value | 722,85M |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1,04B | 929,29M | 776,55M | 508,83M | 506,41M |
| Net Income | 103,78M | 77,47M | 73,90M | 176,21M | 167,00M |
| EPS (Diluted) | 2,22 | 1,69 | 1,64 | 3,92 | 3,71 |
| Gross Profit | 503,00M | 396,61M | 382,26M | 350,92M | 426,78M |
| Operating Income | 160,98M | 89,24M | 82,83M | 210,32M | 210,79M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 15,13B | 12,94B | 11,27B | 9,86B | 8,21B |
| Total Liabilities | 13,88B | 11,94B | 10,37B | 9,04B | 7,50B |
| Shareholders' Equity | 1,25B | 999,03M | 902,67M | 811,03M | 715,13M |
| Total Debt | 104,57M | 112,82M | 23,35M | 83,20M | 318,29M |
| Cash & Equivalents | 864,90M | 609,05M | 582,79M | 284,24M | 191,95M |
| Current Assets | 949,90M | 634,39M | 1,71B | 1,30B | 1,10B |
| Current Liabilities | 542 000,0 | 11,76B | 10,28B | 8,93B | 7,12B |
Scores de Stratégies
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#826 of 1058
Growth + Value
Growth at a Reasonable Price (Peter Lynch)
#115 of 330
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026
Entré
Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026