Terug
Dagbereik
€ 29,29
€ 29,50
52-Weeksbereik
€ 18,00
€ 29,61
Volume
1.000
50D / 200D Gem.
€ 29,30
/
€ 25,30
Vorige Slotkoers
€ 29,29
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 9,4 | 10,3 |
| P/B | 0,5 | 1,1 |
| ROE % | 4,9 | 11,6 |
| Net Margin % | 6,0 | 16,8 |
| Rev Growth 5Y % | 10,6 | 11,6 |
| D/E | 6,8 | 0,5 |
Koersdoel Analisten
Geen analistendekking beschikbaar
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2027 |
€ 2,28
€ 2,18 – € 2,39
|
1 B | 1 |
| FY2026 |
€ 2,07
€ 1,98 – € 2,17
|
990 M | 1 |
Belangrijkste Punten
Revenue grew 10,64% annually over 5 years — strong growth
ROE of 4,90% is below average
Debt/Equity of 6,77 — high leverage
Generating 341,84M in free cash flow
P/E of 9,36 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 19,95%
Groei
Revenue Growth (5Y)
10,64%
Revenue (1Y)-9,31%
Earnings (1Y)N/A
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
4,90%
ROIC0,58%
Net Margin5,97%
Op. Margin7,36%
Veiligheid
Debt / Equity
6,77
Current Ratio0,07
Interest Coverage0,13
Waardering
P/E Ratio
9,36
P/B Ratio0,45
EV/EBITDA112,74
Dividend Yield0,06%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -9,31% | Revenue Growth (3Y) | -4,19% |
| Earnings Growth (1Y) | N/A | Earnings Growth (3Y) | -12,11% |
| Revenue Growth (5Y) | 10,64% | Earnings Growth (5Y) | 25,12% |
| Profitability | |||
| Revenue (TTM) | 2,34B | Net Income (TTM) | 139,87M |
| ROE | 4,90% | ROA | 0,28% |
| Gross Margin | 39,34% | Operating Margin | 7,36% |
| Net Margin | 5,97% | Free Cash Flow (TTM) | 341,84M |
| ROIC | 0,58% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 6,77 | Current Ratio | 0,07 |
| Interest Coverage | 0,13 | Dividend Yield | 0,06% |
| Valuation | |||
| P/E Ratio | 9,36 | P/B Ratio | 0,45 |
| P/S Ratio | 0,56 | PEG Ratio | -0,01 |
| EV/EBITDA | 112,74 | Dividend Yield | 0,06% |
| Market Cap | 1,31B | Enterprise Value | 19,45B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2,34B | 2,58B | 2,55B | 1,78B | 1,56B |
| Net Income | 139,87M | -5,50M | 181,09M | 226,58M | 57,07M |
| EPS (Diluted) | 2,85 | -0,41 | 3,89 | 4,95 | 1,03 |
| Gross Profit | 921,76M | 942,70M | 963,90M | 977,36M | 952,96M |
| Operating Income | 172,55M | -22,22M | 210,41M | 275,70M | 72,60M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 50,15B | 47,40B | 49,89B | 50,72B | 45,08B |
| Total Liabilities | 47,27B | 44,57B | 47,03B | 47,94B | 42,44B |
| Shareholders' Equity | 2,88B | 2,83B | 2,86B | 2,78B | 2,64B |
| Total Debt | 19,50B | 19,26B | 18,35B | 17,97B | 16,80B |
| Cash & Equivalents | 1,35B | 1,51B | 1,41B | 2,06B | 849,08M |
| Current Assets | 2,06B | 2,14B | 2,01B | 2,45B | 1,58B |
| Current Liabilities | 31,20B | 28,50B | 30,89B | 31,84B | 28,02B |