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Lake Shore Bancorp, Inc. /MD/

جودة البيانات: 83%
LSBK
NASDAQ Financial Services Depository Institutions
KWD 15.60
▼ KWD 0.09 (-0.57%)
6 months return
Momentum
Neutral
ROE
6.26%

النمو

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)N/A
FCF Growth (3Y)N/A

الجودة

Return on Equity
6.26%
أقل من متوسط القطاع (9.19%)
ROICN/A
Net MarginN/A
Op. MarginN/A

الأمان

Debt / Equity
0.01
أقل من متوسط القطاع (0.49)
Current RatioN/A
Interest CoverageN/A

التقييم

PE (TTM)
16.84
أعلى من متوسط القطاع (11.12)
P/B Ratio0.88
EV/EBITDAN/A
Dividend Yield1.73%

Quick Summary

Key Takeaways

Short bullets derived from reported financials—not the AI summary above.

Debt/Equity of 0.01 — conservative balance sheet
Generating 8.00 M in free cash flow
Cash machine — converts 110.03% of earnings into free cash flow
19 consecutive years of dividends — reliable payer

Price History

الاتجاهات المالية

السعر المستهدف للمحللين

لا تتوفر تغطية محللين

مفاجآت الأرباح

EPS
Reported Estimate
Q22010 Q32010 Q42010
Reported KWD 0.08 KWD 0.10 KWD 0.12
Estimate
المفاجأة

Growth

Rev 5Y: N/A · Earnings 1Y: N/A
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) N/A Earnings Growth (3Y) N/A
Revenue Growth (5Y) N/A Earnings Growth (5Y) N/A

Profitability

ROE: 6.26% · Net Margin: N/A
Revenue (TTM) N/A Net Income (TTM) 7.27 M
ROE 6.26% ROA 0.98%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 8.00 M
ROIC N/A FCF Growth (3Y) N/A

Safety

D/E: 0.01 · Current: N/A
Debt / Equity 0.01 Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 139.31 M

Dividends

Yield: 1.73% · Payout: 27.84%
Dividend Yield 1.73% Payout Ratio 27.84%
Dividend Growth (3Y) -7.77% Dividend Growth (5Y) -2.46%
Consecutive Div Years 19 yrs

Valuation

P/E: 16.84 · EV/EBITDA: N/A
P/E Ratio 16.84 Forward P/E N/A
P/B Ratio 0.88 P/S Ratio N/A
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 6.53%
Market Cap 122.40 M Enterprise Value 40.76 M

Per Share

EPS: 0.97 · FCF/Share: 1.02
EPS (Diluted TTM) 0.97 Revenue / Share N/A
FCF / Share 1.02 OCF / Share 1.02
EPS CAGR (1Y) N/A EPS CAGR (5Y) N/A
EPS CAGR (10Y) N/A

Efficiency

FCF Conv: 110.03% · CapEx/Rev: N/A
CapEx / Revenue N/A FCF Conversion 110.03%
SBC-Adj. FCF N/A Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025
Revenue
Net Income 7.27 M
EPS (Diluted) 0.97
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A
Interest Expense 24.57 M
Income Tax 1.48 M

Balance Sheet

Annual, most recent first
Metric FY2025
Total Assets 727.32 M
Total Liabilities 585.68 M
Shareholders' Equity 141.64 M
Total Debt 0.0
Cash & Equivalents 64.28 M
Current Assets
Current Liabilities

مقارنة الأقران

مقابل وسيط قطاع Financial Services (6628 نظير)
المقياس السهم وسيط القطاع
P/E 16.8 11.1
P/B 0.9 1.2
ROE % 6.3 9.2
Net Margin % 9.4
Rev Growth 5Y % 5.8
D/E 0.0 0.5

ETFs Holding This Stock

BRSIX BRSIX
0.12% weight

تاريخ التوزيعات

العائد

1.73%

نسبة التوزيع

27.84%

النمو (٣ سنوات)

-7.77%

النمو (٥ سنوات)

-2.46%

المدفوعات الأخيرة لكل سهم (الأحدث أولاً).

تاريخ الاستحقاق الدفع المبلغ / سهم
Feb 02, 2026 KWD 0.09
Nov 03, 2025 KWD 0.09
Aug 04, 2025 KWD 0.09
Feb 10, 2025 KWD 0.13
Nov 04, 2024 KWD 0.13
Aug 12, 2024 KWD 0.13
May 03, 2024 KWD 0.13
Nov 03, 2022 KWD 0.13
Aug 01, 2022 KWD 0.13
May 06, 2022 KWD 0.12
Feb 23, 2022 KWD 0.12
Nov 08, 2021 KWD 0.10

درجات الاستراتيجيات

1 strategy matched

النشاط الأخير

دخل Deep Value Investing (Seth Klarman)
Apr 12, 2026