Terug
19
Dagbereik
€ 54,00
€ 55,59
52-Weeksbereik
€ 47,00
€ 67,77
Volume
699.431
50D / 200D Gem.
€ 59,85
/
€ 60,97
Vorige Slotkoers
€ 55,01
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 10,1 | 10,3 |
| P/B | 1,7 | 1,1 |
| ROE % | 17,0 | 11,7 |
| Net Margin % | 76,6 | 16,8 |
| Rev Growth 5Y % | 8,2 | 11,7 |
| D/E | 0,8 | 0,5 |
Koersdoel Analisten
Hold
€ 65,25
+18.6%
Low: € 60,00
High: € 70,00
Forward K/W
13,5
Forward WPA
€ 4,06
WPA Groei (sch.)
+0,0%
Omzet Sch.
600 M
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2027 |
€ 4,08
€ 3,99 – € 4,16
|
620 M | 3 |
| FY2026 |
€ 4,06
€ 3,97 – € 4,14
|
600 M | 4 |
Belangrijkste Punten
Revenue grew 8,21% annually over 5 years — modest growth
ROE of 17,04% — decent returns on equity
Net margin of 76,55% shows strong profitability
Generating 347,44M in free cash flow
P/E of 10,05 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 19,27%
Groei
Revenue Growth (5Y)
8,21%
Revenue (1Y)-11,06%
Earnings (1Y)-2,89%
FCF Growth (3Y)10,35%
Kwaliteit
Return on Equity
17,04%
ROIC7,16%
Net Margin76,55%
Op. Margin80,71%
Veiligheid
Debt / Equity
0,82
Current Ratio449,84
Interest Coverage0,00
Waardering
P/E Ratio
10,05
P/B Ratio1,66
EV/EBITDA14,18
Dividend Yield0,06%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -11,06% | Revenue Growth (3Y) | 2,58% |
| Earnings Growth (1Y) | -2,89% | Earnings Growth (3Y) | 7,31% |
| Revenue Growth (5Y) | 8,21% | Earnings Growth (5Y) | 10,51% |
| Profitability | |||
| Revenue (TTM) | 644,50M | Net Income (TTM) | 493,40M |
| ROE | 17,04% | ROA | 8,64% |
| Gross Margin | 100,00% | Operating Margin | 80,71% |
| Net Margin | 76,55% | Free Cash Flow (TTM) | 347,44M |
| ROIC | 7,16% | FCF Growth (3Y) | 10,35% |
| Safety | |||
| Debt / Equity | 0,82 | Current Ratio | 449,84 |
| Interest Coverage | 0,00 | Dividend Yield | 0,06% |
| Valuation | |||
| P/E Ratio | 10,05 | P/B Ratio | 1,66 |
| P/S Ratio | 7,69 | PEG Ratio | -1,94 |
| EV/EBITDA | 14,18 | Dividend Yield | 0,06% |
| Market Cap | 4,96B | Enterprise Value | 7,37B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 644,50M | 724,68M | 612,46M | 396,46M | 470,01M |
| Net Income | 493,40M | 508,08M | 428,45M | 241,61M | 330,76M |
| EPS (Diluted) | 5,52 | 5,85 | 5,23 | 3,24 | 4,80 |
| Gross Profit | 644,50M | 601,25M | 509,88M | 318,19M | 411,17M |
| Operating Income | 520,20M | 538,71M | 451,09M | 264,93M | 363,63M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 5,71B | 5,12B | 4,44B | 4,24B | 3,69B |
| Total Liabilities | 2,72B | 2,32B | 1,97B | 2,13B | 1,90B |
| Shareholders' Equity | 2,99B | 2,80B | 2,48B | 2,11B | 1,79B |
| Total Debt | 2,46B | 2,12B | 1,80B | 2,00B | 1,80B |
| Cash & Equivalents | 41,96M | 78,25M | 60,08M | 49,12M | 32,63M |
| Current Assets | 540,71M | 176,34M | 149,42M | 49,50M | 67,75M |
| Current Liabilities | 1,20M | 45,39M | 37,39M | 34,26M | 35,20M |
Strategiescores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
#430 of 658
Recente Activiteit
Ingestapt
Contrarian Investing (David Dreman)
Mar 24, 2026