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Mechanics Bank

Data quality: 100%
MCHB
NASDAQ Financial Services Banks - Regional
$14.61
▲ $0.14 (0.97%)
Mkt Cap: 3.22B
Day Range
$14.26 $14.72
52-Week Range
$9.02 $16.02
Volume
313,642
50D / 200D Avg
$14.85 / $13.85
Prev Close
$14.47

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 18.9 10.3
P/B 1.1 1.1
ROE % 10.5 11.7
Net Margin % 23.2 16.9
Rev Growth 5Y % 21.6 11.6
D/E 0.1 0.5

Analyst Price Target

Hold
$13.50 -7.6%
Forward P/E
12.2
Forward EPS
$1.19
EPS Growth (est.)
+0.0%
Est. Revenue
860 M

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2027 $1.37
$1.37 – $1.37
910 M 1
FY2026 $1.19
$1.19 – $1.19
860 M 1

Key Takeaways

Revenue grew 21.56% annually over 5 years — strong growth
ROE of 10.47% — decent returns on equity
Net margin of 23.22% shows strong profitability
Debt/Equity of 0.13 — conservative balance sheet
Generating 187.08M in free cash flow
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 102.17%

Growth

Revenue Growth (5Y)
21.56%
Revenue (1Y)123.73%
Earnings (1Y)N/A
FCF Growth (3Y)566.37%

Quality

Return on Equity
10.47%
ROIC4.40%
Net Margin23.22%
Op. Margin25.80%

Safety

Debt / Equity
0.13
Current Ratio219.45
Interest Coverage0.84

Valuation

P/E Ratio
18.86
P/B Ratio1.12
EV/EBITDA13.47
Dividend Yield150.28%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 123.73% Revenue Growth (3Y) 33.56%
Earnings Growth (1Y) N/A Earnings Growth (3Y) N/A
Revenue Growth (5Y) 21.56% Earnings Growth (5Y) 10.26%
Profitability
Revenue (TTM) 734.54M Net Income (TTM) 170.59M
ROE 10.47% ROA 0.76%
Gross Margin 63.90% Operating Margin 25.80%
Net Margin 23.22% Free Cash Flow (TTM) 187.08M
ROIC 4.40% FCF Growth (3Y) 566.37%
Safety
Debt / Equity 0.13 Current Ratio 219.45
Interest Coverage 0.84 Dividend Yield 150.28%
Valuation
P/E Ratio 18.86 P/B Ratio 1.12
P/S Ratio 4.38 PEG Ratio 0.00
EV/EBITDA 13.47 Dividend Yield 150.28%
Market Cap 3.22B Enterprise Value 2.55B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 734.54M 328.32M 411.76M 325.88M 336.36M
Net Income 170.59M -144.34M -27.51M 66.54M 115.42M
EPS (Diluted) 7715.33 -7654.66 -1464.52 3514.87 5526.29
Gross Profit 469.39M 45.83M 178.77M 260.10M 334.12M
Operating Income 189.52M -120.51M -32.76M 84.66M 146.69M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 22.35B 8.12B 9.39B 9.36B 7.20B
Total Liabilities 19.49B 7.73B 8.85B 8.80B 6.49B
Shareholders' Equity 2.86B 397.00M 538.39M 562.15M 715.34M
Total Debt 365.60M 2.23B 3.71B 2.26B 208.03M
Cash & Equivalents 1.03B 406.60M 215.66M 72.83M 65.21M
Current Assets 19.05B 406.60M 215.66M 72.83M 65.21M
Current Liabilities 86.79M 7.41B 8.51B 8.58B 6.36B

Strategy Scores

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
#724 of 1052
36

Recent Activity

Entered Cash Flow Compounder
Mar 24, 2026