Retour
28
Fourchette du Jour
2,43 €
2,78 €
Fourchette 52 Semaines
1,99 €
3,30 €
Volume
740
Moyenne 50J / 200J
2,95 €
/
3,09 €
Clôture Précédente
2,78 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 15,3 | 10,3 |
| P/B | 3,3 | 1,1 |
| ROE % | 21,6 | 11,7 |
| Net Margin % | 5,9 | 16,8 |
| Rev Growth 5Y % | 5,1 | 11,7 |
| D/E | 0,0 | 0,5 |
Objectif de Cours des Analystes
Aucune couverture d'analyste disponible
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2029 |
0,30 €
0,28 € – 0,31 €
|
11 B | 1 |
| FY2028 |
0,28 €
0,27 € – 0,29 €
|
11 B | 1 |
| FY2027 |
0,27 €
0,25 € – 0,28 €
|
10 B | 1 |
Points Clés
Revenue grew 5,07% annually over 5 years — modest growth
ROE of 21,58% indicates high profitability
Debt/Equity of 0,00 — conservative balance sheet
Generating 369,70M in free cash flow
Capital efficient — spends only 0,13% of revenue on capex
ROIC of 23,40% — excellent capital efficiency
Croissance
Revenue Growth (5Y)
5,07%
Revenue (1Y)6,58%
Earnings (1Y)1,69%
FCF Growth (3Y)30,74%
Qualité
Return on Equity
21,58%
ROIC23,40%
Net Margin5,86%
Op. Margin8,53%
Sécurité
Debt / Equity
0,00
Current RatioN/A
Interest Coverage66,25
Valorisation
P/E Ratio
15,29
P/B Ratio3,28
EV/EBITDA9,62
Dividend Yield0,04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 6,58% | Revenue Growth (3Y) | 6,75% |
| Earnings Growth (1Y) | 1,69% | Earnings Growth (3Y) | -1,01% |
| Revenue Growth (5Y) | 5,07% | Earnings Growth (5Y) | 3,22% |
| Profitability | |||
| Revenue (TTM) | 8,55B | Net Income (TTM) | 500,80M |
| ROE | 21,58% | ROA | 10,65% |
| Gross Margin | 22,13% | Operating Margin | 8,53% |
| Net Margin | 5,86% | Free Cash Flow (TTM) | 369,70M |
| ROIC | 23,40% | FCF Growth (3Y) | 30,74% |
| Safety | |||
| Debt / Equity | 0,00 | Current Ratio | N/A |
| Interest Coverage | 66,25 | Dividend Yield | 0,04% |
| Valuation | |||
| P/E Ratio | 15,29 | P/B Ratio | 3,28 |
| P/S Ratio | 0,90 | PEG Ratio | 0,00 |
| EV/EBITDA | 9,62 | Dividend Yield | 0,04% |
| Market Cap | 7,66B | Enterprise Value | 7,01B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 8,55B | 8,02B | 7,50B | 7,09B | 7,01B |
| Net Income | 500,80M | 492,50M | 511,10M | 393,90M | 441,20M |
| EPS (Diluted) | 0,18 | 0,18 | 0,19 | 0,14 | 0,16 |
| Gross Profit | 1,89B | 1,73B | 1,64B | 1,41B | 1,44B |
| Operating Income | 728,80M | 711,70M | 727,10M | 560,00M | 632,30M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 4,70B | 4,69B | 4,39B | 4,55B | 3,92B |
| Total Liabilities | 2,36B | 2,38B | 2,30B | 2,61B | 2,02B |
| Shareholders' Equity | 2,34B | 2,31B | 2,08B | 1,95B | 1,91B |
| Total Debt | 0,0 | 218,30M | 55,30M | 76,90M | 93,40M |
| Cash & Equivalents | 648,60M | 691,00M | 420,60M | 596,70M | 671,70M |
| Current Assets | 0,0 | 4,75B | 3,63B | 3,68B | 3,21B |
| Current Liabilities | 0,0 | 0,0 | 1,31B | 1,60B | 1,04B |
Scores de Stratégies
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
#166 of 195
Activité Récente
Entré
Value Investing (Warren Buffett)
Mar 24, 2026