Back
Day Range
$38.08
$40.00
52-Week Range
$28.63
$51.38
Volume
1,222,482
50D / 200D Avg
$41.35
/
$41.76
Prev Close
$39.46
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | -51.0 | 10.3 |
| P/B | 4.1 | 1.1 |
| ROE % | -11.2 | 11.7 |
| Net Margin % | -5.1 | 16.9 |
| Rev Growth 5Y % | 16.1 | 11.6 |
| D/E | 0.0 | 0.5 |
Analyst Price Target
Hold
$50.00
+29.8%
Low: $48.00
High: $52.00
Forward P/E
27.15
Forward EPS
$1.42
EPS Growth (est.)
+0.0%
Est. Revenue
511.13M
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2030 |
$1.90
$1.79 – $2.02
|
635.00M | 1 |
| FY2029 |
$1.80
$1.70 – $1.91
|
609.00M | 1 |
| FY2028 |
$1.70
$1.60 – $1.80
|
580.00M | 1 |
No quarterly estimates available
Earnings Surprises
Last 2 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-25 | $0.41 | $0.52 | +27.5% |
| 2025-11-05 | $0.31 | $0.42 | +35.5% |
Dividend History
Yield
0.00%
Payout Ratio
0.00%
Growth (3Y)
N/A
Growth (5Y)
N/A
No dividend history available.
Key Takeaways
Revenue grew 16.07% annually over 5 years — strong growth
Earnings declined -168.57% over the past year
Debt/Equity of 0.00 — conservative balance sheet
Generating 145.04M in free cash flow
PEG of 0.25 suggests growth is underpriced
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 3.58%
Growth
Revenue Growth (5Y)
16.07%
Revenue (1Y)19.65%
Earnings (1Y)-168.57%
FCF Growth (3Y)N/A
Quality
Return on Equity
-11.22%
ROIC3.11%
Net Margin-5.13%
Op. Margin2.68%
Safety
Debt / Equity
0.00
Current Ratio491.63
Interest Coverage2.84
Valuation
P/E Ratio
-50.97
Forward P/E27.15
P/B Ratio4.05
EV/EBITDA83.74
Dividend Yield0.00%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 19.65% | Revenue Growth (3Y) | 14.47% |
| Earnings Growth (1Y) | -168.57% | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | 16.07% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 1.36B | Net Income (TTM) | -70.03M |
| ROE | -11.22% | ROA | -5.56% |
| Gross Margin | 27.25% | Operating Margin | 2.68% |
| Net Margin | -5.13% | Free Cash Flow (TTM) | 145.04M |
| ROIC | 3.11% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0.00 | Current Ratio | 491.63 |
| Interest Coverage | 2.84 | ||
| Dividends | |||
| Dividend Yield | 0.00% | Payout Ratio | 0.00% |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | -50.97 | Forward P/E | 27.15 |
| P/B Ratio | 4.05 | P/S Ratio | 2.62 |
| PEG Ratio | 0.25 | Forward PEG | N/A |
| EV/EBITDA | 83.74 | Fwd EV/EBITDA | 174.48 |
| Forward P/S | 6.98 | Fwd Earnings Yield | 3.68% |
| FCF Yield | 4.06% | ||
| Market Cap | 3.57B | Enterprise Value | 3.06B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.36B | 1.14B | 1.04B | 797.92M | 751.54M |
| Net Income | -70.03M | 102.12M | -20.89M | 57.55M | -93.41M |
| EPS (Diluted) | -1.00 | 1.29 | -0.26 | 0.72 | -1.18 |
| Gross Profit | 371.77M | 275.64M | 232.47M | 195.64M | 181.34M |
| Operating Income | 36.55M | -2.83M | -2.87M | 5.34M | 23.72M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1.26B | 973.65M | 719.84M | 755.37M | 535.27M |
| Total Liabilities | 378.41M | 606.03M | 556.06M | 755.48M | 648.82M |
| Shareholders' Equity | 881.02M | 367.62M | 164.64M | 272,000.0 | -113.39M |
| Total Debt | 1.51M | 43.81M | 123.04M | 151.91M | 166.67M |
| Cash & Equivalents | 509.73M | 150.34M | 59.29M | 126.45M | 160.90M |
| Current Assets | 741.37M | 572.82M | 386.18M | 478.73M | 313.69M |
| Current Liabilities | 1.51M | 405.22M | 448.94M | 393.31M | 185.78M |