Terug
Dagbereik
€ 38,82
€ 39,75
52-Weeksbereik
€ 28,63
€ 51,38
Volume
906.510
50D / 200D Gem.
€ 41,35
/
€ 41,76
Vorige Slotkoers
€ 39,08
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | -52,2 | 10,3 |
| P/B | 4,2 | 1,1 |
| ROE % | -11,2 | 11,7 |
| Net Margin % | -5,1 | 16,9 |
| Rev Growth 5Y % | 16,1 | 11,6 |
| D/E | 0,0 | 0,5 |
Koersdoel Analisten
Hold
€ 50,00
+26.7%
Low: € 48,00
High: € 52,00
Forward K/W
27,6
Forward WPA
€ 1,42
WPA Groei (sch.)
+0,0%
Omzet Sch.
510 M
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2030 |
€ 1,90
€ 1,79 – € 2,02
|
640 M | 1 |
| FY2029 |
€ 1,80
€ 1,70 – € 1,91
|
610 M | 1 |
| FY2028 |
€ 1,70
€ 1,60 – € 1,80
|
580 M | 1 |
Belangrijkste Punten
Revenue grew 16,07% annually over 5 years — strong growth
Earnings declined -168,57% over the past year
Debt/Equity of 0,00 — conservative balance sheet
Generating 145,04M in free cash flow
PEG of 0,25 suggests growth is underpriced
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 3,58%
Groei
Revenue Growth (5Y)
16,07%
Revenue (1Y)19,65%
Earnings (1Y)-168,57%
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
-11,22%
ROIC3,11%
Net Margin-5,13%
Op. Margin2,68%
Veiligheid
Debt / Equity
0,00
Current Ratio491,63
Interest Coverage2,84
Waardering
P/E Ratio
-52,23
P/B Ratio4,15
EV/EBITDA86,15
Dividend Yield0,00%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 19,65% | Revenue Growth (3Y) | 14,47% |
| Earnings Growth (1Y) | -168,57% | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | 16,07% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 1,36B | Net Income (TTM) | -70,03M |
| ROE | -11,22% | ROA | -5,56% |
| Gross Margin | 27,25% | Operating Margin | 2,68% |
| Net Margin | -5,13% | Free Cash Flow (TTM) | 145,04M |
| ROIC | 3,11% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0,00 | Current Ratio | 491,63 |
| Interest Coverage | 2,84 | Dividend Yield | 0,00% |
| Valuation | |||
| P/E Ratio | -52,23 | P/B Ratio | 4,15 |
| P/S Ratio | 2,68 | PEG Ratio | 0,25 |
| EV/EBITDA | 86,15 | Dividend Yield | 0,00% |
| Market Cap | 3,66B | Enterprise Value | 3,15B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1,36B | 1,14B | 1,04B | 797,92M | 751,54M |
| Net Income | -70,03M | 102,12M | -20,89M | 57,55M | -93,41M |
| EPS (Diluted) | -1,00 | 1,29 | -0,26 | 0,72 | -1,18 |
| Gross Profit | 371,77M | 275,64M | 232,47M | 195,64M | 181,34M |
| Operating Income | 36,55M | -2,83M | -2,87M | 5,34M | 23,72M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1,26B | 973,65M | 719,84M | 755,37M | 535,27M |
| Total Liabilities | 378,41M | 606,03M | 556,06M | 755,48M | 648,82M |
| Shareholders' Equity | 881,02M | 367,62M | 164,64M | 272.000,0 | -113,39M |
| Total Debt | 1,51M | 43,81M | 123,04M | 151,91M | 166,67M |
| Cash & Equivalents | 509,73M | 150,34M | 59,29M | 126,45M | 160,90M |
| Current Assets | 741,37M | 572,82M | 386,18M | 478,73M | 313,69M |
| Current Liabilities | 1,51M | 405,22M | 448,94M | 393,31M | 185,78M |