Terug
Dagbereik
€ 166,08
€ 171,30
52-Weeksbereik
€ 156,17
€ 232,84
Volume
435.279
50D / 200D Gem.
€ 176,19
/
€ 184,88
Vorige Slotkoers
€ 170,66
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 25,1 | 10,3 |
| P/B | 5,4 | 1,1 |
| ROE % | 19,5 | 11,7 |
| Net Margin % | 29,0 | 16,8 |
| Rev Growth 5Y % | 4,9 | 11,7 |
| D/E | 0,3 | 0,5 |
Koersdoel Analisten
Hold
€ 190,33
+14.3%
Low: € 164,00
High: € 225,00
Forward K/W
21,0
Forward WPA
€ 8,14
WPA Groei (sch.)
+0,0%
Omzet Sch.
910 M
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2030 |
€ 13,59
€ 13,24 – € 13,85
|
1,2 B | 1 |
| FY2029 |
€ 11,33
€ 11,03 – € 11,55
|
1,1 B | 1 |
| FY2028 |
€ 10,11
€ 9,15 – € 10,74
|
1,1 B | 5 |
Belangrijkste Punten
Revenue grew 4,91% annually over 5 years — modest growth
Earnings declined -10,05% over the past year
ROE of 19,46% — decent returns on equity
Net margin of 29,04% shows strong profitability
Debt/Equity of 0,25 — conservative balance sheet
Generating 373,94M in free cash flow
Groei
Revenue Growth (5Y)
4,91%
Revenue (1Y)3,82%
Earnings (1Y)-10,05%
FCF Growth (3Y)15,29%
Kwaliteit
Return on Equity
19,46%
ROIC18,35%
Net Margin29,04%
Op. Margin41,21%
Veiligheid
Debt / Equity
0,25
Current Ratio1,84
Interest Coverage235,35
Waardering
P/E Ratio
25,10
P/B Ratio5,40
EV/EBITDA17,02
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 3,82% | Revenue Growth (3Y) | 6,34% |
| Earnings Growth (1Y) | -10,05% | Earnings Growth (3Y) | -2,24% |
| Revenue Growth (5Y) | 4,91% | Earnings Growth (5Y) | -1,11% |
| Profitability | |||
| Revenue (TTM) | 849,20M | Net Income (TTM) | 246,63M |
| ROE | 19,46% | ROA | 13,64% |
| Gross Margin | 69,88% | Operating Margin | 41,21% |
| Net Margin | 29,04% | Free Cash Flow (TTM) | 373,94M |
| ROIC | 18,35% | FCF Growth (3Y) | 15,29% |
| Safety | |||
| Debt / Equity | 0,25 | Current Ratio | 1,84 |
| Interest Coverage | 235,35 | Dividend Yield | 0,02% |
| Valuation | |||
| P/E Ratio | 25,10 | P/B Ratio | 5,40 |
| P/S Ratio | 7,29 | PEG Ratio | -3,13 |
| EV/EBITDA | 17,02 | Dividend Yield | 0,02% |
| Market Cap | 6,19B | Enterprise Value | 5,96B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 849,20M | 817,92M | 750,90M | 718,71M | 701,03M |
| Net Income | 246,63M | 274,18M | 258,06M | 250,22M | 257,89M |
| EPS (Diluted) | 6,66 | 7,28 | 6,85 | 6,65 | 6,77 |
| Gross Profit | 593,40M | 573,61M | 524,13M | 519,48M | 528,79M |
| Operating Income | 349,96M | 338,88M | 318,69M | 326,81M | 337,26M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1,81B | 1,79B | 2,02B | 1,61B | 1,53B |
| Total Liabilities | 650,35M | 400,56M | 722,10M | 526,68M | 489,14M |
| Shareholders' Equity | 1,15B | 1,39B | 1,29B | 1,08B | 1,04B |
| Total Debt | 284,94M | 72,65M | 79,68M | 82,68M | 88,43M |
| Cash & Equivalents | 519,73M | 544,48M | 451,28M | 430,75M | 506,74M |
| Current Assets | 1,08B | 1,15B | 1,35B | 1,07B | 1,04B |
| Current Liabilities | 585,41M | 259,85M | 582,30M | 387,70M | 341,00M |