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MainStreet Bancshares, Inc.

Data quality: 100%
Also listed as MNSBP Nasdaq
MNSB
Nasdaq Financial Services Depository Institutions
$23.61
▲ $0.55 (2.39%)
Mkt Cap: 173.93 M
Price
$23.61
Mkt Cap
173.93 M
Day Range
$22.92 — $23.71
52-Week Range
$15.00 — $23.71
Volume
42,090
Open $22.98
50D / 200D Avg
$22.02
7.25% above
50D / 200D Avg
$20.65
14.36% above

Quick Summary

Key Takeaways

Generating 10.64 M in free cash flow
P/E of 11.14 — trading at a low valuation
Capital efficient — spends only 3.08% of revenue on capex

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)-1.63%
Earnings (1Y)N/A
FCF Growth (3Y)-41.55%

Quality

Return on Equity
7.23%
Below sector avg (9.24%)
ROICN/A
Net Margin11.51%
Op. MarginN/A

Safety

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
11.14
Below sector avg (11.15)
P/B Ratio0.80
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (2144 peers)
Metric Stock Sector Median
P/E 11.1 11.1
P/B 0.8 1.2
ROE % 7.2 9.2
Net Margin % 11.5 9.4
Rev Growth 5Y % — 5.8
D/E — 0.5

ETFs Holding This Stock

SQLV logo SQLV Royce Quant Small-Cap Quality Value ETF
0.28% weight
DGRS logo DGRS WisdomTree U.S. SmallCap Quality Dividend Growth Fund
0.04% weight
BSVO logo BSVO EA Bridgeway Omni Small-Cap Value ETF
0.03% weight
AVUV logo AVUV Avantis U.S. Small Cap Value ETF
0.00% weight
AVSC logo AVSC Avantis U.S. Small Cap Equity ETF
0.00% weight
AVUS logo AVUS Avantis U.S. Equity ETF
0.00% weight

All Fundamental Metrics
Growth
Revenue Growth (1Y) -1.63% Revenue Growth (3Y) 694.39%
Earnings Growth (1Y) N/A Earnings Growth (3Y) -23.37%
Revenue Growth (5Y) N/A Earnings Growth (5Y) -8.39%
Profitability
Revenue (TTM) 135.62 M Net Income (TTM) 15.61 M
ROE 7.23% ROA 0.74%
Gross Margin 54.25% Operating Margin N/A
Net Margin 11.51% Free Cash Flow (TTM) 10.64 M
ROIC N/A FCF Growth (3Y) -41.55%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover 0.06
Working Capital N/A Tangible Book Value 218.36 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 11.14 Forward P/E N/A
P/B Ratio 0.80 P/S Ratio 1.28
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 6.12%
Market Cap 173.93 M Enterprise Value 173.93 M
Per Share
EPS (Diluted TTM) 1.76 Revenue / Share 18.41
FCF / Share 1.44 OCF / Share 2.01
EPS CAGR (1Y) N/A EPS CAGR (5Y) -9.73%
EPS CAGR (10Y) N/A
Efficiency
CapEx / Revenue 3.08% FCF Conversion 68.13%
SBC-Adj. FCF 8.05 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 135.62 M 137.87 M 2.15 M 2.42 M —
Net Income 15.61 M -9.98 M 26.59 M 26.67 M 22.17 M
EPS (Diluted) 1.76 -1.60 3.25 3.26 2.65
Gross Profit 73.57 M 65.83 M — — —
Operating Income — — — — —
EBITDA — — — — —
R&D Expenses — — — — —
SG&A Expenses 996,000.0 929,000.0 922,000.0 872,000.0 685,000.0
D&A 1.10 M 1.50 M 1.30 M 1.30 M 1.20 M
Interest Expense 69.55 M 62.57 M 48.18 M 13.84 M 10.66 M
Income Tax 3.48 M -3.92 M 6.24 M 6.71 M 5.79 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 2.21 B 2.23 B 2.04 B 1.93 B 1.65 B
Total Liabilities 1.99 B 2.02 B 1.81 B 1.73 B 1.46 B
Shareholders' Equity 218.59 M 207.99 M 221.52 M 198.28 M 188.79 M
Total Debt — — — — —
Cash & Equivalents — — — — —
Current Assets — — — — —
Current Liabilities — — — — —