Retour
20
11
Fourchette du Jour
31,32 €
32,04 €
Fourchette 52 Semaines
22,50 €
35,22 €
Volume
106 800
Moyenne 50J / 200J
32,58 €
/
29,96 €
Clôture Précédente
31,66 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 14,1 | 10,3 |
| P/B | 1,0 | 1,1 |
| ROE % | 7,7 | 11,7 |
| Net Margin % | 17,2 | 16,8 |
| Rev Growth 5Y % | 22,8 | 11,6 |
| D/E | 0,1 | 0,5 |
Objectif de Cours des Analystes
Hold
35,00 €
+10.7%
P/E Prévisionnel
9,0
BPA Prévisionnel
3,53 €
Croissance BPA (est.)
+0,0%
CA Est.
290 M
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
3,96 €
3,76 € – 4,15 €
|
320 M | 2 |
| FY2026 |
3,53 €
3,49 € – 3,57 €
|
290 M | 1 |
Insider Trading Activity
Buy ratio (90d)
100.0%
20 transactions
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| Mar 12, 2026 |
De Soto Matthew G
Director
|
buy | 2 590 | 30,91 € | 79 931 € |
| Mar 6, 2026 |
BRUGGER THOMAS R
Director
|
buy | 818 | 31,35 € | 25 644 € |
| Nov 19, 2025 |
Noone John E
Director
|
buy | 2 000 | 28,28 € | 56 561 € |
| Oct 27, 2025 |
Noone John E
Director
|
buy | 2 000 | 29,51 € | 59 025 € |
| Sep 30, 2025 |
Abel Robert A
Director
|
buy | 18 | 28,64 € | 516 € |
| Jun 30, 2025 |
Evans Albert J.
Director
|
buy | 354 | 28,20 € | 9 983 € |
| Jun 30, 2025 |
MOWERY THEODORE W
Director
|
buy | 71 | 28,20 € | 2 002 € |
| Jun 12, 2025 |
RITRIEVI RORY G
President and CEO
|
buy | 93 | 26,64 € | 2 477 € |
| Jun 5, 2025 |
De Soto Matthew G
Director
|
buy | 1 928 | 25,91 € | 49 962 € |
| May 23, 2025 |
De Soto Matthew G
Director
|
buy | 1 875 | 26,68 € | 49 990 € |
| May 16, 2025 |
De Soto Matthew G
Director
|
buy | 3 560 | 28,06 € | 100 032 € |
| May 8, 2025 |
Hudson Brian Arden Sr.
Director
|
sell | 500 | 28,83 € | 14 413 € |
| Apr 30, 2025 |
Stephon Kenneth John
Chief Corp Development Officer
|
grant | 106 712 | — | — |
| Apr 1, 2025 |
Micklewright Scott W
Chief Revenue Officer
|
grant | 3 500 | — | — |
| Apr 1, 2025 |
Kiefer Bruce A
Director
|
grant | 1 945 | — | — |
| Apr 1, 2025 |
Abel Robert A
Director
|
grant | 1 945 | — | — |
| Apr 1, 2025 |
Paese Joseph L
Dir. Trust, Wealth Mgmt
|
grant | 1 000 | — | — |
| Apr 1, 2025 |
Webb Justin T.
Chief Financial Officer
|
grant | 3 500 | — | — |
| Apr 1, 2025 |
Hall Heather R
Chief Lending Officer
|
grant | 2 500 | — | — |
| Apr 1, 2025 |
Evans Albert J.
Director
|
grant | 1 945 | — | — |
Points Clés
Revenue grew 22,79% annually over 5 years — strong growth
Net margin of 17,21% shows strong profitability
Debt/Equity of 0,07 — conservative balance sheet
Generating 65,35M in free cash flow
P/E of 14,14 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 16,20%
Croissance
Revenue Growth (5Y)
22,79%
Revenue (1Y)6,59%
Earnings (1Y)13,78%
FCF Growth (3Y)14,82%
Qualité
Return on Equity
7,66%
ROIC6,21%
Net Margin17,21%
Op. Margin22,14%
Sécurité
Debt / Equity
0,07
Current Ratio0,02
Interest Coverage0,58
Valorisation
P/E Ratio
14,14
P/B Ratio0,98
EV/EBITDA11,17
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 6,59% | Revenue Growth (3Y) | 13,37% |
| Earnings Growth (1Y) | 13,78% | Earnings Growth (3Y) | 22,64% |
| Revenue Growth (5Y) | 22,79% | Earnings Growth (5Y) | 17,69% |
| Profitability | |||
| Revenue (TTM) | 326,93M | Net Income (TTM) | 56,25M |
| ROE | 7,66% | ROA | 0,92% |
| Gross Margin | 61,47% | Operating Margin | 22,14% |
| Net Margin | 17,21% | Free Cash Flow (TTM) | 65,35M |
| ROIC | 6,21% | FCF Growth (3Y) | 14,82% |
| Safety | |||
| Debt / Equity | 0,07 | Current Ratio | 0,02 |
| Interest Coverage | 0,58 | Dividend Yield | 0,03% |
| Valuation | |||
| P/E Ratio | 14,14 | P/B Ratio | 0,98 |
| P/S Ratio | 2,43 | PEG Ratio | -1,12 |
| EV/EBITDA | 11,17 | Dividend Yield | 0,03% |
| Market Cap | 795,61M | Enterprise Value | 808,29M |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 326,93M | 306,71M | 254,38M | 187,25M | 143,83M |
| Net Income | 56,25M | 49,44M | 37,40M | 54,81M | 29,32M |
| EPS (Diluted) | 2,55 | 2,90 | 2,29 | 3,44 | 2,71 |
| Gross Profit | 200,96M | 174,66M | 161,72M | 165,18M | 126,13M |
| Operating Income | 72,37M | 60,03M | 44,69M | 67,35M | 36,05M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 6,13B | 5,47B | 5,29B | 4,50B | 4,69B |
| Total Liabilities | 5,32B | 4,82B | 4,75B | 3,99B | 4,20B |
| Shareholders' Equity | 814,06M | 655,02M | 542,35M | 512,10M | 490,08M |
| Total Debt | 59,38M | 79,44M | 356,17M | 71,08M | 166,91M |
| Cash & Equivalents | 46,70M | 51,49M | 80,10M | 57,77M | 187,13M |
| Current Assets | 81,78M | 338,82M | 329,48M | 314,49M | 261,82M |
| Current Liabilities | 5,25B | 4,71B | 4,60B | 3,78B | 4,00B |
Scores de Stratégies
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#974 of 1052
#793 of 827
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026
Entré
Deep Value Investing (Seth Klarman)
Mar 24, 2026