Atrás
Rango del Día
$4.51
$4.64
Rango de 52 Semanas
$3.95
$6.47
Volumen
5,850,848
Promedio 50D / 200D
$5.30
/
$4.91
Cierre Anterior
$4.56
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | -49.0 | 10.3 |
| P/B | 3.0 | 1.1 |
| ROE % | -5.9 | 11.7 |
| Net Margin % | -28.5 | 16.8 |
| Rev Growth 5Y % | -10.9 | 11.6 |
| D/E | 2.1 | 0.5 |
Precio Objetivo de Analistas
Hold
$6.50
+41.6%
Low: $5.00
High: $8.00
P/E Futuro
45.8
EPS Futuro
$0.10
Crecimiento EPS (est.)
+0.0%
Ingresos Est.
1 B
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2030 |
$0.00
$0.00 – $0.00
|
1.1 B | 0 |
| FY2029 |
$0.00
$0.00 – $0.00
|
1.1 B | 0 |
| FY2028 |
$0.00
$0.00 – $0.00
|
1.1 B | 1 |
Puntos Clave
Revenue declined -10.93% annually over 5 years
Debt/Equity of 2.13 — high leverage
Generating 230.77M in free cash flow
PEG of 0.12 suggests growth is underpriced
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 8.57%
Capital efficient — spends only 0.00% of revenue on capex
Crecimiento
Revenue Growth (5Y)
-10.93%
Revenue (1Y)-2.36%
Earnings (1Y)N/A
FCF Growth (3Y)-32.45%
Calidad
Return on Equity
-5.87%
ROIC2.80%
Net Margin-28.50%
Op. Margin55.53%
Seguridad
Debt / Equity
2.13
Current Ratio1.19
Interest Coverage1.06
Valoración
P/E Ratio
-48.98
P/B Ratio2.95
EV/EBITDA42.34
Dividend Yield0.06%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -2.36% | Revenue Growth (3Y) | 5.59% |
| Earnings Growth (1Y) | N/A | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | -10.93% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 972.02M | Net Income (TTM) | -277.05M |
| ROE | -5.87% | ROA | -1.85% |
| Gross Margin | 96.25% | Operating Margin | 55.53% |
| Net Margin | -28.50% | Free Cash Flow (TTM) | 230.77M |
| ROIC | 2.80% | FCF Growth (3Y) | -32.45% |
| Safety | |||
| Debt / Equity | 2.13 | Current Ratio | 1.19 |
| Interest Coverage | 1.06 | Dividend Yield | 0.06% |
| Valuation | |||
| P/E Ratio | -48.98 | P/B Ratio | 2.95 |
| P/S Ratio | 13.96 | PEG Ratio | 0.12 |
| EV/EBITDA | 42.34 | Dividend Yield | 0.06% |
| Market Cap | 13.57B | Enterprise Value | 22.85B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 972.02M | 995.55M | 871.80M | 1.54B | 1.54B |
| Net Income | -277.05M | -2.41B | -556.48M | 902.60M | 656.02M |
| EPS (Diluted) | -0.46 | -4.02 | -0.93 | 1.50 | 1.11 |
| Gross Profit | 935.61M | 968.29M | 830.23M | 1.50B | 1.51B |
| Operating Income | 539.78M | 386.85M | 81.28M | 1.00B | 1.04B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 15.00B | 14.29B | 18.30B | 19.66B | 20.52B |
| Total Liabilities | 10.39B | 9.46B | 10.67B | 11.06B | 12.07B |
| Shareholders' Equity | 4.61B | 4.83B | 7.63B | 8.59B | 8.44B |
| Total Debt | 9.83B | 8.98B | 10.22B | 10.41B | 11.37B |
| Cash & Equivalents | 540.86M | 332.34M | 250.02M | 235.67M | 459.23M |
| Current Assets | 1.44B | 1.31B | 1.40B | 1.72B | 4.55B |
| Current Liabilities | 1.21B | 845.38M | 1.96B | 1.58B | 607.79M |