Retour
38
18
Fourchette du Jour
172,67 €
174,78 €
Fourchette 52 Semaines
164,89 €
248,00 €
Volume
1 981 279
Moyenne 50J / 200J
180,32 €
/
194,18 €
Clôture Précédente
173,87 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 20,4 | 10,3 |
| P/B | 5,6 | 1,1 |
| ROE % | 29,3 | 11,7 |
| Net Margin % | 15,4 | 16,9 |
| Rev Growth 5Y % | 8,0 | 11,6 |
| D/E | 1,4 | 0,5 |
Objectif de Cours des Analystes
Hold
212,82 €
+22.9%
Low: 190,00 €
High: 257,00 €
P/E Prévisionnel
16,7
BPA Prévisionnel
10,39 €
Croissance BPA (est.)
+0,0%
CA Est.
28 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
12,31 €
11,88 € – 12,69 €
|
31 B | 3 |
| FY2027 |
11,34 €
10,82 € – 11,72 €
|
30 B | 13 |
| FY2026 |
10,39 €
10,17 € – 10,55 €
|
28 B | 14 |
Points Clés
Revenue grew 8,02% annually over 5 years — modest growth
ROE of 29,25% indicates high profitability
Net margin of 15,42% shows strong profitability
Generating 5,00B in free cash flow
Cash machine — converts 120,22% of earnings into free cash flow
Capital efficient — spends only 1,08% of revenue on capex
Croissance
Revenue Growth (5Y)
8,02%
Revenue (1Y)10,32%
Earnings (1Y)2,46%
FCF Growth (3Y)14,09%
Qualité
Return on Equity
29,25%
ROIC12,77%
Net Margin15,42%
Op. Margin23,06%
Sécurité
Debt / Equity
1,42
Current Ratio1,10
Interest Coverage6,48
Valorisation
P/E Ratio
20,39
P/B Ratio5,62
EV/EBITDA16,64
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 10,32% | Revenue Growth (3Y) | 8,94% |
| Earnings Growth (1Y) | 2,46% | Earnings Growth (3Y) | 5,24% |
| Revenue Growth (5Y) | 8,02% | Earnings Growth (5Y) | 7,26% |
| Profitability | |||
| Revenue (TTM) | 26,98B | Net Income (TTM) | 4,16B |
| ROE | 29,25% | ROA | 7,09% |
| Gross Margin | 42,27% | Operating Margin | 23,06% |
| Net Margin | 15,42% | Free Cash Flow (TTM) | 5,00B |
| ROIC | 12,77% | FCF Growth (3Y) | 14,09% |
| Safety | |||
| Debt / Equity | 1,42 | Current Ratio | 1,10 |
| Interest Coverage | 6,48 | Dividend Yield | 0,02% |
| Valuation | |||
| P/E Ratio | 20,39 | P/B Ratio | 5,62 |
| P/S Ratio | 3,14 | PEG Ratio | 7,79 |
| EV/EBITDA | 16,64 | Dividend Yield | 0,02% |
| Market Cap | 84,80B | Enterprise Value | 103,57B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 26,98B | 24,46B | 22,74B | 20,72B | 19,82B |
| Net Income | 4,16B | 4,06B | 3,76B | 3,05B | 3,14B |
| EPS (Diluted) | 8,43 | 8,18 | 7,53 | 6,04 | 6,13 |
| Gross Profit | 11,40B | 10,46B | 9,64B | 8,65B | 8,40B |
| Operating Income | 6,22B | 5,82B | 5,28B | 4,28B | 4,31B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 58,71B | 56,48B | 48,03B | 44,11B | 34,39B |
| Total Liabilities | 43,40B | 42,95B | 35,66B | 33,37B | 23,17B |
| Shareholders' Equity | 15,10B | 13,34B | 12,19B | 10,52B | 11,01B |
| Total Debt | 21,45B | 21,86B | 15,44B | 13,47B | 13,16B |
| Cash & Equivalents | 2,69B | 2,40B | 3,36B | 1,44B | 1,75B |
| Current Assets | 23,20B | 22,12B | 21,75B | 18,96B | 8,26B |
| Current Liabilities | 21,06B | 19,52B | 19,80B | 17,83B | 6,65B |
Scores de Stratégies
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#670 of 1052
Custom
Capital Light Compounder
#207 of 218
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026
Entré
Capital Light Compounder
Mar 24, 2026