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Fourchette du Jour
535,70 €
549,48 €
Fourchette 52 Semaines
486,74 €
626,28 €
Volume
287 766
Moyenne 50J / 200J
566,79 €
/
563,97 €
Clôture Précédente
551,60 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 32,9 | 10,3 |
| P/B | — | 1,1 |
| ROE % | — | 11,6 |
| Net Margin % | 38,4 | 16,8 |
| Rev Growth 5Y % | 11,3 | 11,6 |
| D/E | — | 0,5 |
Objectif de Cours des Analystes
Hold
664,50 €
+23.6%
Low: 618,00 €
High: 715,00 €
P/E Prévisionnel
28,4
BPA Prévisionnel
19,45 €
Croissance BPA (est.)
+0,0%
CA Est.
3,4 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2030 |
30,98 €
30,46 € – 31,71 €
|
4,7 B | 1 |
| FY2029 |
27,67 €
27,20 € – 28,33 €
|
4,4 B | 1 |
| FY2028 |
24,89 €
24,15 € – 25,84 €
|
4,1 B | 5 |
Points Clés
Revenue grew 11,29% annually over 5 years — strong growth
Net margin of 38,36% shows strong profitability
Generating 1,55B in free cash flow
P/E of 32,86 — premium valuation
Cash machine — converts 128,85% of earnings into free cash flow
Capital efficient — spends only 1,25% of revenue on capex
Croissance
Revenue Growth (5Y)
11,29%
Revenue (1Y)9,75%
Earnings (1Y)8,40%
FCF Growth (3Y)16,31%
Qualité
Return on Equity
N/A
ROIC35,16%
Net Margin38,36%
Op. Margin54,67%
Sécurité
Debt / Equity
N/A
Current Ratio0,90
Interest Coverage8,16
Valorisation
P/E Ratio
32,86
P/B RatioN/A
EV/EBITDA26,43
Dividend Yield0,01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 9,75% | Revenue Growth (3Y) | 11,33% |
| Earnings Growth (1Y) | 8,40% | Earnings Growth (3Y) | 2,31% |
| Revenue Growth (5Y) | 11,29% | Earnings Growth (5Y) | 13,44% |
| Profitability | |||
| Revenue (TTM) | 3,13B | Net Income (TTM) | 1,20B |
| ROE | N/A | ROA | 21,08% |
| Gross Margin | 82,44% | Operating Margin | 54,67% |
| Net Margin | 38,36% | Free Cash Flow (TTM) | 1,55B |
| ROIC | 35,16% | FCF Growth (3Y) | 16,31% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | 0,90 |
| Interest Coverage | 8,16 | Dividend Yield | 0,01% |
| Valuation | |||
| P/E Ratio | 32,86 | P/B Ratio | N/A |
| P/S Ratio | 12,60 | PEG Ratio | 3,48 |
| EV/EBITDA | 26,43 | Dividend Yield | 0,01% |
| Market Cap | 39,50B | Enterprise Value | 45,30B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 3,13B | 2,86B | 2,53B | 2,25B | 2,04B |
| Net Income | 1,20B | 1,11B | 1,15B | 870,57M | 725,98M |
| EPS (Diluted) | 15,56 | 14,05 | 14,39 | 10,72 | 8,70 |
| Gross Profit | 2,58B | 2,34B | 2,08B | 1,84B | 1,68B |
| Operating Income | 1,71B | 1,53B | 1,38B | 1,21B | 1,07B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 5,70B | 5,45B | 5,52B | 5,00B | 5,51B |
| Total Liabilities | 8,36B | 6,39B | 6,26B | 6,01B | 5,67B |
| Shareholders' Equity | -2,65B | -940,00M | -739,76M | -1,01B | -163,47M |
| Total Debt | 6,31B | 4,66B | 4,63B | 4,64B | 4,33B |
| Cash & Equivalents | 515,33M | 405,85M | 457,82M | 993,20M | 1,42B |
| Current Assets | 1,64B | 1,34B | 1,42B | 1,75B | 2,14B |
| Current Liabilities | 1,83B | 1,59B | 1,52B | 1,25B | 1,25B |