Atrás
Rango del Día
$13.03
$13.32
Rango de 52 Semanas
$11.78
$18.10
Volumen
377,934
Promedio 50D / 200D
$12.94
/
$14.05
Cierre Anterior
$13.25
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 7.0 | 10.3 |
| P/B | 0.8 | 1.1 |
| ROE % | 13.0 | 11.6 |
| Net Margin % | 68.4 | 16.8 |
| Rev Growth 5Y % | 12.0 | 11.6 |
| D/E | 0.8 | 0.5 |
Precio Objetivo de Analistas
Hold
$14.75
+12.3%
Low: $14.50
High: $15.00
P/E Futuro
9.0
EPS Futuro
$1.48
Crecimiento EPS (est.)
+0.0%
Ingresos Est.
160 M
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2028 |
$1.68
$1.66 – $1.71
|
130 M | 3 |
| FY2027 |
$1.52
$1.45 – $1.59
|
160 M | 4 |
| FY2026 |
$1.48
$1.45 – $1.50
|
160 M | 4 |
Puntos Clave
Revenue grew 12.00% annually over 5 years — strong growth
Earnings grew 56.89% over the past year
ROE of 13.01% — decent returns on equity
Net margin of 68.44% shows strong profitability
Negative free cash flow of -70.35M
P/E of 6.95 — trading at a low valuation
Crecimiento
Revenue Growth (5Y)
12.00%
Revenue (1Y)27.42%
Earnings (1Y)56.89%
FCF Growth (3Y)N/A
Calidad
Return on Equity
13.01%
ROIC7.07%
Net Margin68.44%
Op. Margin97.47%
Seguridad
Debt / Equity
0.82
Current Ratio1.06
Interest Coverage3.72
Valoración
P/E Ratio
6.95
P/B Ratio0.83
EV/EBITDA9.48
Dividend Yield0.08%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 27.42% | Revenue Growth (3Y) | 31.62% |
| Earnings Growth (1Y) | 56.89% | Earnings Growth (3Y) | 15.76% |
| Revenue Growth (5Y) | 12.00% | Earnings Growth (5Y) | 4.77% |
| Profitability | |||
| Revenue (TTM) | 129.65M | Net Income (TTM) | 88.73M |
| ROE | 13.01% | ROA | 6.42% |
| Gross Margin | 72.72% | Operating Margin | 97.47% |
| Net Margin | 68.44% | Free Cash Flow (TTM) | -70.35M |
| ROIC | 7.07% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0.82 | Current Ratio | 1.06 |
| Interest Coverage | 3.72 | Dividend Yield | 0.08% |
| Valuation | |||
| P/E Ratio | 6.95 | P/B Ratio | 0.83 |
| P/S Ratio | 4.75 | PEG Ratio | 0.19 |
| EV/EBITDA | 9.48 | Dividend Yield | 0.08% |
| Market Cap | 616.41M | Enterprise Value | 1.20B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 129.65M | 101.75M | 74.84M | 51.74M | 82.38M |
| Net Income | 88.73M | 56.55M | 66.21M | 45.59M | 73.64M |
| EPS (Diluted) | 1.91 | 1.41 | 1.65 | 1.14 | 1.84 |
| Gross Profit | 94.28M | 62.71M | 74.84M | 51.74M | 82.38M |
| Operating Income | 126.38M | 57.66M | 69.98M | 47.23M | 75.53M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1.38B | 1.22B | 1.14B | 1.11B | 1.14B |
| Total Liabilities | 642.37M | 599.77M | 517.59M | 497.50M | 530.61M |
| Shareholders' Equity | 738.66M | 624.90M | 622.31M | 609.67M | 613.17M |
| Total Debt | 602.75M | 565.14M | 484.84M | 470.54M | 502.87M |
| Cash & Equivalents | 20.64M | 28.38M | 30.79M | 21.31M | 25.81M |
| Current Assets | 32.91M | 44.55M | 43.59M | 36.11M | 62.59M |
| Current Liabilities | 31.11M | 34.63M | 29.49M | 26.59M | 27.74M |