First Western Financial Inc
جودة البيانات: 100%
MYFW
NASDAQ
Financial Services
Depository Institutions
KWD 26.38
▼
KWD 0.30
(-1.12%)
6 months return
—
Momentum
Neutral
5Y revenue growth
0.39%
النمو
Revenue Growth (5Y)
0.39%
أقل من متوسط القطاع (5.76%)
Revenue (1Y)7.60%
Earnings (1Y)55.65%
FCF Growth (3Y)N/A
الجودة
Return on Equity
5.07%
أقل من متوسط القطاع (9.21%)
ROICN/A
Net Margin13.61%
Op. MarginN/A
الأمان
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
التقييم
PE (TTM|NTM|2027)
19.70 | 10.76 | 10.76
أعلى من متوسط القطاع (11.13)
P/B Ratio0.99
EV/EBITDAN/A
Dividend YieldN/A
Quick Summary
Key Takeaways
Short bullets derived from reported financials—not the AI summary above.
Revenue grew 0.39% annually over 5 years — modest growth
Earnings grew 55.65% over the past year
Negative free cash flow of -5.77 M
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 7.21%
Capital efficient — spends only 4.10% of revenue on capex
Price History
الاتجاهات المالية
السعر المستهدف للمحللين
2 محللين
Buy
+0.5%
upside to target
الحالي
KWD 26.38
Consensus Target
KWD 26.50
KWD 25.00
أدنى
KWD 28.00
أعلى
التوقعات
مكرر الربحية المستقبلي
10.76
ربحية السهم المستقبلية
KWD 2.48
نمو ربحية السهم (تقدير)
+22.5%
الإيرادات المقدّرة
122.50 M
مفاجآت الأرباح
EPS
Reported
Estimate
Forecast
Next: Q1 2026
·
EPS Est: KWD 0.44
·
Rev Est: 26.70 M
| Q12025 | Q22025 | Q32025 | Q42025 | Q1 '26 | Q2 '26 | |
|---|---|---|---|---|---|---|
| Reported | KWD 0.43 | KWD 0.26 | KWD 0.32 | KWD 0.34 | — | — |
| Estimate | KWD 0.23 | KWD 0.36 | KWD 0.36 | KWD 0.43 | KWD 0.44 | KWD 0.50 |
| المفاجأة | +84.29% | -27.10% | -10.28% | -20.93% | — | — |
Growth
Rev 5Y: 0.39% · Earnings 1Y: 55.65%
Growth
Rev 5Y: 0.39% · Earnings 1Y: 55.65%| Revenue Growth (1Y) | 7.60% | Revenue Growth (3Y) | 8.25% |
| Earnings Growth (1Y) | 55.65% | Earnings Growth (3Y) | 58.87% |
| Revenue Growth (5Y) | 0.39% | Earnings Growth (5Y) | -10.56% |
Profitability
ROE: 5.07% · Net Margin: 13.61%
Profitability
ROE: 5.07% · Net Margin: 13.61%| Revenue (TTM) | 96.91 M | Net Income (TTM) | 13.19 M |
| ROE | 5.07% | ROA | 0.42% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | 13.61% | Free Cash Flow (TTM) | -5.77 M |
| ROIC | N/A | FCF Growth (3Y) | N/A |
Safety
D/E: N/A · Current: N/A
Safety
D/E: N/A · Current: N/A| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | 0.03 |
| Working Capital | N/A | Tangible Book Value | 231.10 M |
Dividends
Yield: N/A · Payout: N/A
Dividends
Yield: N/A · Payout: N/A| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
Valuation
P/E: 19.70 · EV/EBITDA: N/A
Valuation
P/E: 19.70 · EV/EBITDA: N/A| P/E Ratio | 19.70 | Forward P/E | 10.76 |
| P/B Ratio | 0.99 | P/S Ratio | 2.68 |
| PEG Ratio | N/A | Forward PEG | 0.48 |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | 2.12 | Fwd Earnings Yield | 9.29% |
| FCF Yield | -2.22% | ||
| Market Cap | 259.83 M | Enterprise Value | 259.83 M |
Per Share
EPS: 1.34 · FCF/Share: -0.59
Per Share
EPS: 1.34 · FCF/Share: -0.59| EPS (Diluted TTM) | 1.34 | Revenue / Share | 9.96 |
| FCF / Share | -0.59 | OCF / Share | -0.18 |
| EPS CAGR (1Y) | 54.02% | EPS CAGR (5Y) | -14.44% |
| EPS CAGR (10Y) | N/A | ||
Efficiency
FCF Conv: -43.74% · CapEx/Rev: 4.10%
Efficiency
FCF Conv: -43.74% · CapEx/Rev: 4.10%| CapEx / Revenue | 4.10% | FCF Conversion | -43.74% |
| SBC-Adj. FCF | -7.91 M | Growth Momentum | 7.21 |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 96.91 M | 90.07 M | 82.70 M | 107.93 M | 95.43 M |
| Net Income | 13.19 M | 8.47 M | 5.23 M | 21.70 M | 20.61 M |
| EPS (Diluted) | 1.34 | 0.87 | 0.54 | 2.23 | 2.50 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | 2.64 M | 2.57 M | 2.38 M | 2.01 M | 1.27 M |
| Interest Expense | 2.40 M | 88.33 M | 74.45 M | 17.27 M | 5.42 M |
| Income Tax | 3.89 M | 3.11 M | 1.84 M | 7.13 M | 6.67 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 3.15 B | 2.92 B | 2.98 B | 2.87 B | 2.53 B |
| Total Liabilities | 2.89 B | 2.67 B | 2.73 B | 2.63 B | 2.31 B |
| Shareholders' Equity | 265.56 M | 252.32 M | 242.74 M | 240.86 M | 219.04 M |
| Total Debt | — | 0.0 | — | — | — |
| Cash & Equivalents | — | — | — | — | — |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
مقارنة الأقران
مقابل وسيط قطاع Financial Services (6628 نظير)
مقارنة بشركات مشابهة في Financial Services
مقارنة الأقران
مقابل وسيط قطاع Financial Services (6628 نظير) مقارنة بشركات مشابهة في Financial Services| المقياس | السهم | وسيط القطاع |
|---|---|---|
| P/E | 19.7 | 11.1 |
| P/B | 1.0 | 1.2 |
| ROE % | 5.1 | 9.2 |
| Net Margin % | 13.6 | 9.4 |
| Rev Growth 5Y % | 0.4 | 5.8 |
| D/E | — | 0.5 |
ETFs Holding This Stock
ETFs Holding This Stock
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