Terug
Dagbereik
€ 7,97
€ 8,32
52-Weeksbereik
€ 7,86
€ 16,07
Volume
613.953
50D / 200D Gem.
€ 9,90
/
€ 12,29
Vorige Slotkoers
€ 8,14
Quick Summary
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | -9,7 | 10,3 |
| P/B | 0,3 | 1,1 |
| ROE % | -3,2 | 11,7 |
| Net Margin % | -2,5 | 16,9 |
| Rev Growth 5Y % | -2,2 | 11,6 |
| D/E | 19,1 | 0,5 |
Koersdoel Analisten
Hold
€ 10,00
+22.4%
Low: € 9,00
High: € 12,00
Forward K/W
11,64
Forward WPA
€ 0,70
WPA Groei (sch.)
+0,0%
Omzet Sch.
599,44M
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2028 |
€ 1,33
€ 1,17 – € 1,46
|
952,20M | 2 |
| FY2027 |
€ 0,98
€ 0,79 – € 1,12
|
711,52M | 5 |
| FY2026 |
€ 0,70
€ 0,67 – € 0,75
|
599,44M | 6 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-28 | € 0,31 | € 0,02 | -93,6% |
| 2025-10-29 | € 0,18 | € 0,29 | +61,1% |
| 2025-07-30 | € 0,27 | € 0,21 | -22,2% |
| 2025-04-30 | € 0,19 | € 0,28 | +47,4% |
| 2025-01-29 | € 0,26 | € 0,25 | -3,8% |
| 2024-10-30 | € 0,23 | € 0,28 | +21,7% |
| 2024-07-24 | € 0,42 | € 0,48 | +14,3% |
| 2024-04-24 | € 0,58 | € 0,47 | -19,0% |
Insider Trading Activity
19 transactions
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| Mar 8, 2026 |
Navi Ryan David
Chief Investment Officer
|
grant | 734.779 | — | — |
| Mar 4, 2026 |
HAUBER STEPHEN M
EVP, CFO & PAO
|
grant | 73.444 | € 8,68 | € 637.493,92 |
| Mar 4, 2026 |
STANDISH TROY
EVP & Chief Operating Officer
|
grant | 51.843 | € 8,68 | € 449.997,24 |
| Mar 2, 2026 |
STANDISH TROY
EVP & Chief Operating Officer
|
other | 1.783 | € 8,62 | € 15.369,46 |
| Mar 2, 2026 |
HAUBER STEPHEN M
EVP, CFO & PAO
|
other | 4.838 | € 8,62 | € 41.703,56 |
| Feb 9, 2026 |
HAUBER STEPHEN M
EVP, CFO & PAO
|
other | 2.979 | € 10,03 | € 29.879,37 |
| Feb 9, 2026 |
STANDISH TROY
EVP & Chief Operating Officer
|
other | 1.810 | € 10,03 | € 18.154,30 |
| Feb 7, 2026 |
HAUBER STEPHEN M
EVP, CFO & PAO
|
other | 5.167 | € 10,05 | € 51.928,35 |
| Feb 7, 2026 |
STANDISH TROY
EVP & Chief Operating Officer
|
other | 3.059 | € 10,05 | € 30.742,95 |
| Feb 6, 2026 |
HAUBER STEPHEN M
EVP, CFO & PAO
|
other | 2.962 | € 10,05 | € 29.768,10 |
| Feb 6, 2026 |
STANDISH TROY
EVP & Chief Operating Officer
|
other | 893 | € 10,05 | € 8.974,65 |
| Dec 31, 2025 |
YOWAN DAVID L.
President & CEO
|
other | 24.075 | € 13,00 | € 312.975,00 |
| Dec 19, 2025 |
Navi Ryan David
Chief Investment Officer
|
buy | 10.000 | € 7,08 | € 70.800,00 |
| Nov 28, 2025 |
STANDISH TROY
EVP & Chief Operating Officer
|
other | 769 | € 12,40 | € 9.535,60 |
| Jul 7, 2025 |
YOWAN DAVID L.
President & CEO
|
grant | 102.761 | — | — |
| Jul 3, 2025 |
YOWAN DAVID L.
President & CEO
|
other | 23.501 | € 14,82 | € 348.284,82 |
| May 23, 2025 |
STANDISH TROY
EVP & Chief Operating Officer
|
other | 1.057 | € 13,25 | € 14.005,25 |
| May 23, 2025 |
HAUBER STEPHEN M
EVP & Chief Admin Officer
|
other | 789 | € 13,25 | € 10.454,25 |
| May 12, 2025 |
CABRAL ANNA ESCOBEDO
Director
|
other | 44.752 | € 14,05 | € 628.765,60 |
Dividend History
7 yr streakYield
0,05%
Payout Ratio
-0,79%
Growth (3Y)
0,00%
Growth (5Y)
0,00%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 06, 2026 | Mar 20, 2026 | € 0,16 | 7,71% |
| Dec 05, 2025 | Dec 19, 2025 | € 0,16 | 5,17% |
| Sep 05, 2025 | Sep 19, 2025 | € 0,16 | 4,66% |
| Jun 06, 2025 | Jun 20, 2025 | € 0,16 | 4,76% |
| Mar 07, 2025 | Mar 21, 2025 | € 0,16 | 4,51% |
| Dec 06, 2024 | Dec 20, 2024 | € 0,16 | 4,21% |
| Sep 06, 2024 | Sep 20, 2024 | € 0,16 | 4,04% |
| Jun 07, 2024 | Jun 21, 2024 | € 0,16 | 4,45% |
| Feb 29, 2024 | Mar 15, 2024 | € 0,16 | 3,94% |
| Nov 30, 2023 | Dec 15, 2023 | € 0,16 | 3,74% |
| Aug 31, 2023 | Sep 15, 2023 | € 0,16 | 3,63% |
| Jun 01, 2023 | Jun 16, 2023 | € 0,16 | 4,10% |
| Mar 02, 2023 | Mar 17, 2023 | € 0,16 | 3,58% |
| Dec 01, 2022 | Dec 16, 2022 | € 0,16 | 3,76% |
| Sep 01, 2022 | Sep 16, 2022 | € 0,16 | 4,26% |
| Jun 02, 2022 | Jun 17, 2022 | € 0,16 | 4,08% |
| Mar 03, 2022 | Mar 18, 2022 | € 0,16 | 3,73% |
| Dec 02, 2021 | Dec 17, 2021 | € 0,16 | 3,19% |
| Sep 02, 2021 | Sep 17, 2021 | € 0,16 | 2,80% |
| Jun 03, 2021 | Jun 18, 2021 | € 0,16 | 3,46% |
Belangrijkste Punten
Revenue declined -2,18% annually over 5 years
Earnings declined -161,07% over the past year
Debt/Equity of 19,05 — high leverage
Generating 441,00M in free cash flow
PEG of 0,10 suggests growth is underpriced
Revenue growth is decelerating — 1Y growth trails 5Y average by 21,56%
Groei
Revenue Growth (5Y)
-2,18%
Revenue (1Y)-23,74%
Earnings (1Y)-161,07%
FCF Growth (3Y)-19,23%
Kwaliteit
Return on Equity
-3,17%
ROIC3,88%
Net Margin-2,48%
Op. Margin77,14%
Veiligheid
Debt / Equity
19,05
Current Ratio0,41
Interest Coverage0,96
Waardering
P/E Ratio
-9,71
Forward P/E11,64
P/B Ratio0,32
EV/EBITDA17,82
Dividend Yield0,05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -23,74% | Revenue Growth (3Y) | -18,29% |
| Earnings Growth (1Y) | -161,07% | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | -2,18% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 3,23B | Net Income (TTM) | -80,00M |
| ROE | -3,17% | ROA | -0,16% |
| Gross Margin | 86,96% | Operating Margin | 77,14% |
| Net Margin | -2,48% | Free Cash Flow (TTM) | 441,00M |
| ROIC | 3,88% | FCF Growth (3Y) | -19,23% |
| Safety | |||
| Debt / Equity | 19,05 | Current Ratio | 0,41 |
| Interest Coverage | 0,96 | ||
| Dividends | |||
| Dividend Yield | 0,05% | Payout Ratio | -0,79% |
| Dividend Growth (3Y) | 0,00% | Dividend Growth (5Y) | 0,00% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | -9,71 | Forward P/E | 11,64 |
| P/B Ratio | 0,32 | P/S Ratio | 0,24 |
| PEG Ratio | 0,10 | Forward PEG | N/A |
| EV/EBITDA | 17,82 | Fwd EV/EBITDA | 273,63 |
| Forward P/S | 1,30 | Fwd Earnings Yield | 8,59% |
| FCF Yield | 56,77% | ||
| Market Cap | 776,88M | Enterprise Value | 44,38B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 3,23B | 4,23B | 4,84B | 3,84B | 3,53B |
| Net Income | -80,00M | 131,00M | 228,00M | 645,00M | 717,00M |
| EPS (Diluted) | -0,81 | 1,18 | 1,85 | 4,48 | 4,17 |
| Gross Profit | 2,81B | 848,00M | 1,16B | 1,66B | 2,27B |
| Operating Income | 2,49B | 174,00M | 313,00M | 827,00M | 936,00M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 48,68B | 51,79B | 61,38B | 70,80B | 80,61B |
| Total Liabilities | 46,28B | 49,15B | 58,62B | 67,82B | 78,00B |
| Shareholders' Equity | 2,40B | 2,64B | 2,76B | 2,98B | 2,60B |
| Total Debt | 45,71B | 48,67B | 57,92B | 67,40B | 76,72B |
| Cash & Equivalents | 2,10B | 722,00M | 839,00M | 1,54B | 905,00M |
| Current Assets | 2,10B | 2,62B | 3,14B | 3,78B | 3,31B |
| Current Liabilities | 5,07B | 4,75B | 4,76B | 4,97B | 3,79B |