Retour
48
38
Fourchette du Jour
3,38 €
3,50 €
Fourchette 52 Semaines
1,80 €
3,50 €
Volume
100
Moyenne 50J / 200J
3,31 €
/
2,69 €
Clôture Précédente
3,50 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (855 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 20,1 | 10,3 |
| P/B | 8,1 | 1,1 |
| ROE % | 40,5 | 11,6 |
| Net Margin % | 21,4 | 16,8 |
| Rev Growth 5Y % | -1,9 | 11,6 |
| D/E | 0,2 | 0,5 |
Objectif de Cours des Analystes
Aucune couverture d'analyste disponible
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
0,20 €
0,19 € – 0,21 €
|
768,48M | 1 |
| FY2027 |
0,19 €
0,18 € – 0,20 €
|
741,83M | 1 |
| FY2026 |
0,18 €
0,17 € – 0,19 €
|
643,28M | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2025-11-18 | N/A | 0,09 € | — |
| 2025-06-03 | N/A | 0,12 € | — |
| 2024-11-20 | 0,10 € | 0,10 € | +4,6% |
| 2024-06-05 | N/A | 0,12 € | — |
| 2024-01-16 | 0,09 € | 0,11 € | +26,1% |
| 2023-03-31 | 0,09 € | 0,11 € | +26,6% |
| 2022-09-30 | 0,09 € | 0,10 € | +13,5% |
| 2022-03-31 | 0,13 € | 0,15 € | +16,2% |
Dividend History
6 yr streakYield
0,09%
Payout Ratio
0,71%
Growth (3Y)
0,10%
Growth (5Y)
16,95%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Dec 05, 2025 | Dec 19, 2025 | 0,08 € | 6,62% |
| Jul 18, 2025 | Aug 07, 2025 | 0,09 € | 6,30% |
| Dec 13, 2024 | Dec 31, 2024 | 0,07 € | 7,39% |
| Jul 19, 2024 | Aug 08, 2024 | 0,08 € | 7,30% |
| Dec 07, 2023 | Dec 22, 2023 | 0,07 € | 7,46% |
| Jul 20, 2023 | Aug 11, 2023 | 0,09 € | 7,71% |
| Dec 01, 2022 | Dec 15, 2022 | 0,08 € | 6,97% |
| Jul 14, 2022 | Aug 05, 2022 | 0,09 € | 7,78% |
| Dec 02, 2021 | Dec 17, 2021 | 0,09 € | 5,38% |
| Jul 22, 2021 | Aug 12, 2021 | 0,09 € | 5,44% |
| Dec 10, 2020 | Dec 23, 2020 | 0,08 € | 2,65% |
Points Clés
Revenue declined -1,90% annually over 5 years
ROE of 40,52% indicates high profitability
Net margin of 21,44% shows strong profitability
Debt/Equity of 0,23 — conservative balance sheet
Generating 314,00M in free cash flow
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 20,85%
Croissance
Revenue Growth (5Y)
-1,90%
Revenue (1Y)18,95%
Earnings (1Y)-8,42%
FCF Growth (3Y)106,83%
Qualité
Return on Equity
40,52%
ROIC30,70%
Net Margin21,44%
Op. Margin26,90%
Sécurité
Debt / Equity
0,23
Current Ratio1,03
Interest Coverage57,06
Valorisation
P/E Ratio
20,14
Forward P/E19,89
P/B Ratio8,10
EV/EBITDA14,46
Dividend Yield0,09%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 18,95% | Revenue Growth (3Y) | -3,10% |
| Earnings Growth (1Y) | -8,42% | Earnings Growth (3Y) | -4,27% |
| Revenue Growth (5Y) | -1,90% | Earnings Growth (5Y) | -0,70% |
| Profitability | |||
| Revenue (TTM) | 700,00M | Net Income (TTM) | 150,10M |
| ROE | 40,52% | ROA | 1,23% |
| Gross Margin | 53,93% | Operating Margin | 26,90% |
| Net Margin | 21,44% | Free Cash Flow (TTM) | 314,00M |
| ROIC | 30,70% | FCF Growth (3Y) | 106,83% |
| Safety | |||
| Debt / Equity | 0,23 | Current Ratio | 1,03 |
| Interest Coverage | 57,06 | ||
| Dividends | |||
| Dividend Yield | 0,09% | Payout Ratio | 0,71% |
| Dividend Growth (3Y) | 0,10% | Dividend Growth (5Y) | 16,95% |
| Consecutive Div Years | 6 yrs | ||
| Valuation | |||
| P/E Ratio | 20,14 | Forward P/E | 19,89 |
| P/B Ratio | 8,10 | P/S Ratio | 4,32 |
| PEG Ratio | -1,47 | Forward PEG | N/A |
| EV/EBITDA | 14,46 | Fwd EV/EBITDA | 12,59 |
| Forward P/S | 4,70 | Fwd Earnings Yield | 5,03% |
| FCF Yield | 10,39% | ||
| Market Cap | 3,02B | Enterprise Value | 2,72B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 700,00M | 588,50M | 745,50M | 795,10M | 755,90M |
| Net Income | 150,10M | 163,90M | 163,80M | 205,30M | 154,40M |
| EPS (Diluted) | 0,17 | 0,18 | 3,98 | 0,22 | 0,17 |
| Gross Profit | 377,50M | 295,50M | 390,30M | 428,50M | 376,10M |
| Operating Income | 188,30M | 202,60M | 206,80M | 252,30M | 211,60M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 12,21B | 11,12B | 10,81B | 11,68B | 9,90B |
| Total Liabilities | 11,84B | 10,75B | 10,46B | 11,34B | 9,65B |
| Shareholders' Equity | 373,40M | 367,40M | 349,80M | 341,50M | 253,20M |
| Total Debt | 86,60M | 94,70M | 102,70M | 109,40M | 110,40M |
| Cash & Equivalents | 386,60M | 375,30M | 379,60M | 406,60M | 337,50M |
| Current Assets | 12,04B | 10,94B | 10,64B | 11,53B | 9,75B |
| Current Liabilities | 11,69B | 10,59B | 10,31B | 11,18B | 9,48B |
Scores de Stratégies
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#453 of 1049
Custom
Capital Light Compounder
#123 of 220
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026
Entré
Capital Light Compounder
Mar 24, 2026