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NATIONAL BANKSHARES INC

Data quality: 83%
NKSH
Nasdaq Financial Services Depository Institutions
$37.70
▲ $0.49 (1.32%)
Mkt Cap: 240.09 M
Price
$37.70
Mkt Cap
240.09 M
Day Range
$37.00 — $38.00
52-Week Range
$23.75 — $40.00
Volume
134,938
Open $37.08
50D / 200D Avg
$37.22
1.28% above
50D / 200D Avg
$31.89
18.22% above

Quick Summary

Key Takeaways

Earnings grew 107.61% over the past year
Generating 17.89 M in free cash flow
Cash machine — converts 113.04% of earnings into free cash flow

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)107.61%
FCF Growth (3Y)12.92%

Quality

Return on Equity
9.10%
Below sector avg (10.70%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Safety

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
15.17
Above sector avg (12.63)
P/B Ratio1.34
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (1096 peers)
Metric Stock Sector Median
P/E 15.2 12.6
P/B 1.3 1.4
ROE % 9.1 10.7
Net Margin % 14.8
Rev Growth 5Y % 6.4
D/E 0.5

ETFs Holding This Stock

GSSC logo GSSC Goldman Sachs ActiveBeta U.S. Small Cap Equity ETF
0.03% weight
EES logo EES WisdomTree U.S. SmallCap Fund
0.01% weight
DHS logo DHS WisdomTree U.S. High Dividend Fund
0.01% weight
AVUS logo AVUS Avantis U.S. Equity ETF
0.00% weight
AVSC logo AVSC Avantis U.S. Small Cap Equity ETF
0.00% weight

All Fundamental Metrics

Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 107.61% Earnings Growth (3Y) 0.43%
Revenue Growth (5Y) N/A Earnings Growth (5Y) -6.13%
Profitability
Revenue (TTM) N/A Net Income (TTM) 15.83 M
ROE 9.10% ROA 0.88%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 17.89 M
ROIC N/A FCF Growth (3Y) 12.92%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 166.92 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 15.17 Forward P/E N/A
P/B Ratio 1.34 P/S Ratio N/A
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 7.45%
Market Cap 240.09 M Enterprise Value 197.78 M
Per Share
EPS (Diluted TTM) 2.49 Revenue / Share N/A
FCF / Share 2.81 OCF / Share 2.81
EPS CAGR (1Y) 100.81% EPS CAGR (5Y) N/A
EPS CAGR (10Y) 1.64%
Efficiency
CapEx / Revenue N/A FCF Conversion 113.04%
SBC-Adj. FCF 17.72 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue
Net Income 15.83 M 7.62 M 15.69 M 25.93 M 20.38 M
EPS (Diluted) 2.49 1.24 2.66
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A
Interest Expense 45.56 M 36.40 M 21.55 M 47.03 M 41.89 M
Income Tax 3.34 M 1.50 M 2.98 M 5.83 M 4.25 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 1.82 B 1.81 B 1.66 B 1.68 B 1.70 B
Total Liabilities 1.64 B 1.66 B 1.51 B 1.55 B 1.51 B
Shareholders' Equity 184.91 M 156.41 M 140.52 M 122.69 M 191.75 M
Total Debt
Cash & Equivalents 59.25 M 108.12 M
Current Assets
Current Liabilities