NATIONAL BANKSHARES INC
Data quality: 83%
NKSH
Nasdaq
Financial Services
Depository Institutions
$37.70
▲
$0.49
(1.32%)
Mkt Cap: 240.09 M
Price
$37.70
Mkt Cap
240.09 M
Day Range
$37.00 — $38.00
52-Week Range
$23.75 — $40.00
Volume
134,938
Open $37.08
50D / 200D Avg
$37.22
1.28% above
50D / 200D Avg
$31.89
18.22% above
Quick Summary
Key Takeaways
Earnings grew 107.61% over the past year
Generating 17.89 M in free cash flow
Cash machine — converts 113.04% of earnings into free cash flow
Growth
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)107.61%
FCF Growth (3Y)12.92%
Quality
Return on Equity
9.10%
Below sector avg (10.70%)
ROICN/A
Net MarginN/A
Op. MarginN/A
Safety
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
Valuation
PE (TTM)
15.17
Above sector avg (12.63)
P/B Ratio1.34
EV/EBITDAN/A
Dividend YieldN/A
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (1096 peers)
Peer Comparison
vs Financial Services sector median (1096 peers)| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 15.2 | 12.6 |
| P/B | 1.3 | 1.4 |
| ROE % | 9.1 | 10.7 |
| Net Margin % | — | 14.8 |
| Rev Growth 5Y % | — | 6.4 |
| D/E | — | 0.5 |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | 107.61% | Earnings Growth (3Y) | 0.43% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | -6.13% |
| Profitability | |||
| Revenue (TTM) | N/A | Net Income (TTM) | 15.83 M |
| ROE | 9.10% | ROA | 0.88% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 17.89 M |
| ROIC | N/A | FCF Growth (3Y) | 12.92% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 166.92 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 15.17 | Forward P/E | N/A |
| P/B Ratio | 1.34 | P/S Ratio | N/A |
| PEG Ratio | N/A | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 7.45% | ||
| Market Cap | 240.09 M | Enterprise Value | 197.78 M |
| Per Share | |||
| EPS (Diluted TTM) | 2.49 | Revenue / Share | N/A |
| FCF / Share | 2.81 | OCF / Share | 2.81 |
| EPS CAGR (1Y) | 100.81% | EPS CAGR (5Y) | N/A |
| EPS CAGR (10Y) | 1.64% | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 113.04% |
| SBC-Adj. FCF | 17.72 M | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Net Income | 15.83 M | 7.62 M | 15.69 M | 25.93 M | 20.38 M |
| EPS (Diluted) | 2.49 | 1.24 | 2.66 | — | — |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | — | — | — | — | — |
| Interest Expense | 45.56 M | 36.40 M | 21.55 M | 47.03 M | 41.89 M |
| Income Tax | 3.34 M | 1.50 M | 2.98 M | 5.83 M | 4.25 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1.82 B | 1.81 B | 1.66 B | 1.68 B | 1.70 B |
| Total Liabilities | 1.64 B | 1.66 B | 1.51 B | 1.55 B | 1.51 B |
| Shareholders' Equity | 184.91 M | 156.41 M | 140.52 M | 122.69 M | 191.75 M |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | 59.25 M | 108.12 M | — | — | — |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
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