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Neptune Insurance Holdings Inc.

Datakwaliteit: 100%
NP
NYSE Technology Software - Application
€ 23,22
▲ € 1,01 (4,55%)
Marktkapitalisatie: 2,20B
Dagbereik
€ 22,30 € 23,37
52-Weeksbereik
€ 14,78 € 33,24
Volume
282.834
50D / 200D Gem.
€ 22,74 / € 24,86
Vorige Slotkoers
€ 22,21

Quick Summary

Koershistorie

Financiële Trends

Sectorvergelijking

vs Technology sector mediaan (622 peers)

Metriek Aandeel Sector Mediaan
P/E 58,8 12,4
P/B 2,9
ROE % 8,9
Net Margin % 23,5 5,6
Rev Growth 5Y % 9,2
D/E 0,3

Koersdoel Analisten

Hold
€ 26,94 +16.0%
Low: € 20,00 High: € 32,50
Forward K/W
44,58
Forward WPA
€ 0,52
WPA Groei (sch.)
+0,0%
Omzet Sch.
194,89M

Winstschattingen

Periode WPA Sch. Omzet Sch. Analisten
FY2029 € 0,90
€ 0,89 – € 0,92
294,90M 3
FY2028 € 0,78
€ 0,76 – € 0,80
263,53M 4
FY2027 € 0,63
€ 0,60 – € 0,67
225,75M 9

Earnings Surprises

Last 8 quarters
Quarter Est. EPS Actual EPS Surprise
2026-02-18 € 0,10 € 0,11 +11,5%
2025-11-12 € 0,11 € 0,11 -0,7%
2022-05-04 € 0,38 € 0,63 +65,8%
2022-02-16 € 0,54 € 0,45 -16,7%
2021-11-02 € 0,43 € 0,38 -11,6%
2021-08-04 € 0,64 € 0,65 +1,6%
2021-05-05 € 0,75 € 1,04 +38,7%
2021-02-17 € 0,50 € 0,87 +74,0%

Dividend History

4 yr streak

Yield

0,04%

Payout Ratio

4,68%

Growth (3Y)

-11,05%

Growth (5Y)

N/A

Ex-Date Payment Date Amount Yield
May 12, 2022 Jun 02, 2022 € 0,48 4,86%
Feb 17, 2022 Mar 02, 2022 € 0,48 4,39%
Nov 10, 2021 Dec 02, 2021 € 0,48 4,40%
Aug 12, 2021 Sep 02, 2021 € 0,47 4,75%
May 13, 2021 Jun 02, 2021 € 0,47 4,16%
Feb 11, 2021 Mar 02, 2021 € 0,47 4,14%
Dec 02, 2020 € 0,47 4,60%
Nov 12, 2020 Dec 02, 2020 € 0,47 4,34%
Aug 13, 2020 Sep 02, 2020 € 0,47 3,78%
May 14, 2020 Jun 02, 2020 € 0,47 4,11%
Feb 13, 2020 Mar 03, 2020 € 0,47 2,60%
Nov 14, 2019 Dec 03, 2019 € 0,45 2,50%
Aug 15, 2019 Sep 04, 2019 € 0,45 2,72%
May 16, 2019 Jun 04, 2019 € 0,45 2,88%
Feb 14, 2019 Mar 04, 2019 € 0,45 2,47%
Nov 15, 2018 Dec 03, 2018 € 0,41 2,21%
Aug 16, 2018 Sep 05, 2018 € 0,41 1,79%
May 17, 2018 Jun 04, 2018 € 0,41 1,92%
Feb 15, 2018 Mar 02, 2018 € 0,41 1,90%
Nov 17, 2017 Dec 11, 2017 € 0,37 1,68%

Belangrijkste Punten

Net margin of 23,45% shows strong profitability
Generating 47,69M in free cash flow
P/E of 58,79 — premium valuation
Cash machine — converts 127,48% of earnings into free cash flow
Capital efficient — spends only 2,49% of revenue on capex
ROIC of 478,98% — excellent capital efficiency

Groei

Revenue Growth (5Y)
N/A
Revenue (1Y)33,74%
Earnings (1Y)8,16%
FCF Growth (3Y)80,63%

Kwaliteit

Return on Equity
N/A
ROIC478,98%
Net Margin23,45%
Op. Margin50,06%

Veiligheid

Debt / Equity
N/A
Current Ratio0,99
Interest Coverage4,38

Waardering

P/E Ratio
58,79
Forward P/E44,58
P/B RatioN/A
EV/EBITDA30,44
Dividend Yield0,04%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 33,74% Revenue Growth (3Y) 37,11%
Earnings Growth (1Y) 8,16% Earnings Growth (3Y) 44,63%
Revenue Growth (5Y) N/A Earnings Growth (5Y) N/A
Profitability
Revenue (TTM) 159,55M Net Income (TTM) 37,41M
ROE N/A ROA 57,29%
Gross Margin 64,59% Operating Margin 50,06%
Net Margin 23,45% Free Cash Flow (TTM) 47,69M
ROIC 478,98% FCF Growth (3Y) 80,63%
Safety
Debt / Equity N/A Current Ratio 0,99
Interest Coverage 4,38
Dividends
Dividend Yield 0,04% Payout Ratio 4,68%
Dividend Growth (3Y) -11,05% Dividend Growth (5Y) N/A
Consecutive Div Years 4 yrs
Valuation
P/E Ratio 58,79 Forward P/E 44,58
P/B Ratio N/A P/S Ratio 13,78
PEG Ratio -0,96 Forward PEG N/A
EV/EBITDA 30,44 Fwd EV/EBITDA 23,50
Forward P/S 11,29 Fwd Earnings Yield 2,24%
FCF Yield 2,17%
Market Cap 2,20B Enterprise Value 2,43B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023
Revenue 159,55M 119,30M 84,87M
Net Income 37,41M 34,59M 17,89M
EPS (Diluted) -0,20 1,58 1,04
Gross Profit 103,06M 79,23M 54,51M
Operating Income 79,87M 68,45M 45,43M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023
Total Assets 65,30M 48,15M 41,67M
Total Liabilities 292,79M 414,14M 429,27M
Shareholders' Equity -227,49M -365,99M -387,60M
Total Debt 240,00M 133,65M 174,86M
Cash & Equivalents 8,04M 7,09M 8,13M
Current Assets 52,46M 35,23M 29,86M
Current Liabilities 52,79M 48,57M 29,11M