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Also listed as
NBNKF
OTC
Day Range
$17.79
$18.07
52-Week Range
$11.07
$20.61
Volume
50,883
50D / 200D Avg
$19.28
/
$17.03
Prev Close
$17.80
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (855 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 12.7 | 10.3 |
| P/B | 1.9 | 1.1 |
| ROE % | 14.9 | 11.6 |
| Net Margin % | 22.2 | 16.8 |
| Rev Growth 5Y % | 20.3 | 11.6 |
| D/E | 6.3 | 0.5 |
Analyst Price Target
No analyst coverage available
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2027 |
$1.48
$1.45 – $1.49
|
10.74B | 1 |
| FY2026 |
$1.46
$1.42 – $1.49
|
11.82B | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-29 | $0.32 | $0.40 | +26.0% |
| 2025-10-16 | N/A | $0.42 | — |
| 2025-07-17 | N/A | $0.40 | — |
| 2025-04-16 | N/A | $0.36 | — |
| 2025-01-30 | $0.32 | $0.34 | +7.4% |
| 2024-10-17 | $0.34 | $0.39 | +16.1% |
| 2024-07-15 | $0.39 | $0.40 | +2.6% |
| 2024-04-25 | N/A | $0.41 | — |
Dividend History
7 yr streakYield
0.06%
Payout Ratio
0.65%
Growth (3Y)
9.07%
Growth (5Y)
4.96%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 26, 2026 | Apr 10, 2026 | $0.52 | 2.90% |
| Mar 24, 2025 | Apr 07, 2025 | $1.01 | 7.74% |
| Mar 22, 2024 | Apr 10, 2024 | $0.99 | 8.82% |
| Mar 24, 2023 | Apr 10, 2023 | $0.87 | 8.65% |
| Mar 25, 2022 | Apr 11, 2022 | $0.78 | 15.26% |
| Oct 04, 2021 | Oct 19, 2021 | $0.83 | 7.53% |
| Feb 19, 2021 | Mar 08, 2021 | $0.08 | 4.83% |
| May 15, 2020 | Jun 02, 2020 | $0.35 | 14.32% |
| Mar 26, 2020 | Apr 10, 2020 | $0.45 | 8.13% |
| Mar 29, 2019 | Apr 23, 2019 | $1.56 | 20.24% |
| Mar 16, 2018 | Apr 02, 2018 | $0.84 | 7.72% |
| Mar 16, 2017 | Apr 03, 2017 | $0.70 | 5.99% |
| Mar 17, 2016 | Apr 06, 2016 | $0.73 | 7.25% |
| Mar 19, 2015 | Apr 06, 2015 | $0.67 | 5.37% |
| Mar 21, 2014 | Apr 08, 2014 | $0.59 | 4.29% |
| Mar 15, 2013 | Apr 02, 2013 | $0.44 | 3.71% |
| Mar 23, 2012 | Apr 10, 2012 | $0.35 | 3.75% |
| Mar 25, 2011 | Apr 13, 2011 | $0.41 | 3.89% |
| Mar 26, 2010 | Apr 23, 2010 | $0.33 | 3.31% |
| Apr 09, 2009 | Apr 17, 2009 | $1.50 | 26.57% |
Key Takeaways
Revenue grew 20.32% annually over 5 years — strong growth
ROE of 14.93% — decent returns on equity
Net margin of 22.17% shows strong profitability
Debt/Equity of 6.33 — high leverage
Negative free cash flow of -3.79B
P/E of 12.70 — trading at a low valuation
Growth
Revenue Growth (5Y)
20.32%
Revenue (1Y)80.90%
Earnings (1Y)-4.33%
FCF Growth (3Y)N/A
Quality
Return on Equity
14.93%
ROIC1.99%
Net Margin22.17%
Op. Margin28.94%
Safety
Debt / Equity
6.33
Current Ratio0.17
Interest Coverage0.63
Valuation
P/E Ratio
12.70
Forward P/E12.17
P/B Ratio1.90
EV/EBITDA35.05
Dividend Yield0.06%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 80.90% | Revenue Growth (3Y) | -4.66% |
| Earnings Growth (1Y) | -4.33% | Earnings Growth (3Y) | -0.96% |
| Revenue Growth (5Y) | 20.32% | Earnings Growth (5Y) | 6.02% |
| Profitability | |||
| Revenue (TTM) | 21.83B | Net Income (TTM) | 4.84B |
| ROE | 14.93% | ROA | 0.74% |
| Gross Margin | 53.80% | Operating Margin | 28.94% |
| Net Margin | 22.17% | Free Cash Flow (TTM) | -3.79B |
| ROIC | 1.99% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 6.33 | Current Ratio | 0.17 |
| Interest Coverage | 0.63 | ||
| Dividends | |||
| Dividend Yield | 0.06% | Payout Ratio | 0.65% |
| Dividend Growth (3Y) | 9.07% | Dividend Growth (5Y) | 4.96% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 12.70 | Forward P/E | 12.17 |
| P/B Ratio | 1.90 | P/S Ratio | 2.82 |
| PEG Ratio | -3.32 | Forward PEG | N/A |
| EV/EBITDA | 35.05 | Fwd EV/EBITDA | 61.37 |
| Forward P/S | 5.20 | Fwd Earnings Yield | 8.22% |
| FCF Yield | -6.17% | ||
| Market Cap | 61.46B | Enterprise Value | 221.39B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 21.83B | 12.07B | 24.02B | 12.83B | 10.41B |
| Net Income | 4.84B | 5.06B | 4.93B | 3.59B | 3.83B |
| EPS (Diluted) | 1.39 | 1.44 | 1.37 | 0.94 | 0.96 |
| Gross Profit | 11.74B | 12.07B | 11.74B | 9.68B | 9.66B |
| Operating Income | 6.32B | 6.75B | 6.34B | 4.76B | 4.94B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 654.35B | 623.36B | 584.70B | 594.84B | 570.35B |
| Total Liabilities | 621.93B | 590.92B | 553.48B | 563.44B | 536.85B |
| Shareholders' Equity | 32.42B | 32.44B | 31.23B | 31.40B | 33.49B |
| Total Debt | 205.09B | 197.31B | 191.05B | 190.28B | 183.79B |
| Cash & Equivalents | 45.15B | 50.64B | 52.53B | 62.70B | 47.90B |
| Current Assets | 45.99B | 51.77B | 53.29B | 62.70B | 55.97B |
| Current Liabilities | 277.01B | 246.48B | 228.92B | 485.00M | 215.60B |