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NSTS Bancorp, Inc.

Data quality: 83%
NSTS
NASDAQ Financial Services Depository Institutions
$12.44
▲ $0.41 (3.41%)
6 months return
Momentum
Neutral
ROE
-0.49%

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)N/A
FCF Growth (3Y)N/A

Quality

Return on Equity
-0.49%
Below sector avg (9.21%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Safety

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
-152.94
Below sector avg (11.13)
P/B Ratio0.75
EV/EBITDAN/A
Dividend YieldN/A

Quick Summary

Key Takeaways

Short bullets derived from reported financials—not the AI summary above.

Generating 3.95 M in free cash flow

Price History

Financial Trends

Analyst Price Target

No analyst coverage available

Growth

Rev 5Y: N/A · Earnings 1Y: N/A
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) N/A Earnings Growth (3Y) N/A
Revenue Growth (5Y) N/A Earnings Growth (5Y) N/A

Profitability

ROE: -0.49% · Net Margin: N/A
Revenue (TTM) N/A Net Income (TTM) -386,000.0
ROE -0.49% ROA -0.14%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 3.95 M
ROIC N/A FCF Growth (3Y) N/A

Safety

D/E: N/A · Current: N/A
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 78.94 M

Dividends

Yield: N/A · Payout: N/A
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A

Valuation

P/E: -152.94 · EV/EBITDA: N/A
P/E Ratio -152.94 Forward P/E N/A
P/B Ratio 0.75 P/S Ratio N/A
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 6.69%
Market Cap 59.03 M Enterprise Value 24.90 M

Per Share

EPS: N/A · FCF/Share: 0.80
EPS (Diluted TTM) N/A Revenue / Share N/A
FCF / Share 0.80 OCF / Share 0.82
EPS CAGR (1Y) N/A EPS CAGR (5Y) N/A
EPS CAGR (10Y) N/A

Efficiency

FCF Conv: -1022.80% · CapEx/Rev: N/A
CapEx / Revenue N/A FCF Conversion -1022.80%
SBC-Adj. FCF 3.28 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue
Net Income -386,000.0 -789,000.0 -3.96 M 27,000.0 -55,000.0
EPS (Diluted)
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A
Interest Expense 7.46 M 7.06 M 1.51 M 5.58 M 4.10 M
Income Tax 0.0 0.0 999,000.0 146,000.0 -214,000.0

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 266.65 M 278.69 M 256.78 M 264.21 M 340.87 M
Total Liabilities 186.67 M 202.20 M 179.23 M 183.66 M 295.69 M
Shareholders' Equity 79.97 M 76.49 M 77.55 M 80.54 M 45.18 M
Total Debt
Cash & Equivalents 34.04 M 53.48 M 31.39 M 13.15 M 121.61 M
Current Assets
Current Liabilities

Peer Comparison

vs Financial Services sector median (6628 peers)
Metric Stock Sector Median
P/E -152.9 11.1
P/B 0.8 1.2
ROE % -0.5 9.2
Net Margin % 9.4
Rev Growth 5Y % 5.8
D/E 0.5