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Nu Holdings Ltd.

Data quality: 100%
NU
NYSE Financial Services Banks - Diversified
$14.19
▼ $0.49 (-3.34%)
Mkt Cap: 68.56B
Day Range
$14.16 $14.51
52-Week Range
$9.01 $18.98
Volume
34,226,291
50D / 200D Avg
$16.39 / $15.18
Prev Close
$14.68

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 23.9 10.3
P/B 6.1 1.1
ROE % 30.3 11.6
Net Margin % 18.1 16.8
Rev Growth 5Y % 80.0 11.6
D/E 3.3 0.5

Analyst Price Target

Hold
$20.48 +44.3%
Low: $18.40 High: $22.00
Forward P/E
16.9
Forward EPS
$0.87
EPS Growth (est.)
+0.0%
Est. Revenue
21 B

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2029 $1.88
$1.78 – $2.04
 31 B 6
FY2028 $1.46
$1.19 – $1.82
 31 B 8
FY2027 $1.15
$1.06 – $1.29
 26 B 9

Insider Trading Activity

1 transactions
Date Insider Type Shares Price Value
Mar 6, 2026
Clark Chayce David
EVP, COO and CLO
 grant 138,971 — —

Key Takeaways

Revenue grew 80.00% annually over 5 years — strong growth
Earnings grew 45.47% over the past year
ROE of 30.30% indicates high profitability
Net margin of 18.07% shows strong profitability
Debt/Equity of 3.34 — high leverage
Generating 8.50B in free cash flow

Growth

Revenue Growth (5Y)
80.00%
Revenue (1Y)42.99%
Earnings (1Y)45.47%
FCF Growth (3Y)179.38%

Quality

Return on Equity
30.30%
ROIC5.91%
Net Margin18.07%
Op. Margin24.36%

Safety

Debt / Equity
3.34
Current Ratio0.40
Interest Coverage0.84

Valuation

P/E Ratio
23.90
P/B Ratio6.07
EV/EBITDA24.71
Dividend Yield0.00%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 42.99% Revenue Growth (3Y) 43.89%
Earnings Growth (1Y) 45.47% Earnings Growth (3Y) 66.85%
Revenue Growth (5Y) 80.00% Earnings Growth (5Y) N/A
Profitability
Revenue (TTM) 15.88B Net Income (TTM) 2.87B
ROE 30.30% ROA 3.82%
Gross Margin 44.85% Operating Margin 24.36%
Net Margin 18.07% Free Cash Flow (TTM) 8.50B
ROIC 5.91% FCF Growth (3Y) 179.38%
Safety
Debt / Equity 3.34 Current Ratio 0.40
Interest Coverage 0.84 Dividend Yield 0.00%
Valuation
P/E Ratio 23.90 P/B Ratio 6.07
P/S Ratio 4.32 PEG Ratio 0.64
EV/EBITDA 24.71 Dividend Yield 0.00%
Market Cap 68.56B Enterprise Value 95.58B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 15.88B 11.10B 7.67B 4.52B 1.51B
Net Income 2.87B 1.97B 1.03B -364.58M -164.99M
EPS (Diluted) 0.58 0.40 0.21 -0.08 -0.04
Gross Profit 7.12B 5.10B 3.35B 1.57B 664.56M
Operating Income 3.87B 2.80B 1.54B -308.90M -170.16M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 75.02B 49.93B 43.35B 29.93B 19.86B
Total Liabilities 63.70B 42.28B 36.94B 25.04B 15.42B
Shareholders' Equity 11.29B 7.65B 6.41B 4.89B 4.44B
Total Debt 37.76B 886.53M 1.17B 803.16M 167.92M
Cash & Equivalents 10.74B 13.64B 13.37B 6.89B 2.53B
Current Assets 14.35B 37.19B 36.73B 25.92B 15.63B
Current Liabilities 35.54B 38.90B 33.94B 23.20B 14.66B

Strategy Scores

This stock passed the criteria for 3 strategies

Score = fit strength (0–100)
Rank = position among all matches
Custom Capital Light Compounder
#102 of 218
42
Growth Growth Investing (Philip Fisher)
#52 of 157
69
Growth + Value Growth at a Reasonable Price (Peter Lynch)
#35 of 332
73

Recent Activity

Entered Capital Light Compounder
Mar 24, 2026
Entered Growth Investing (Philip Fisher)
Mar 24, 2026
Entered Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026