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Fourchette du Jour
12,32 €
12,64 €
Fourchette 52 Semaines
10,75 €
13,62 €
Volume
1 399 935
Moyenne 50J / 200J
12,63 €
/
12,43 €
Clôture Précédente
12,44 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 14,4 | 10,3 |
| P/B | 1,0 | 1,1 |
| ROE % | 7,2 | 11,7 |
| Net Margin % | 14,4 | 16,9 |
| Rev Growth 5Y % | 13,2 | 11,6 |
| D/E | 0,2 | 0,5 |
Objectif de Cours des Analystes
Hold
14,00 €
+12.4%
Low: 13,00 €
High: 15,00 €
P/E Prévisionnel
9,5
BPA Prévisionnel
1,31 €
Croissance BPA (est.)
+0,0%
CA Est.
720 M
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
1,42 €
1,40 € – 1,46 €
|
750 M | 7 |
| FY2026 |
1,31 €
1,30 € – 1,35 €
|
720 M | 7 |
Points Clés
Revenue grew 13,20% annually over 5 years — strong growth
Earnings grew 25,66% over the past year
Debt/Equity of 0,24 — conservative balance sheet
Generating 141,79M in free cash flow
P/E of 14,44 — trading at a low valuation
PEG of 0,79 suggests growth is underpriced
Croissance
Revenue Growth (5Y)
13,20%
Revenue (1Y)16,30%
Earnings (1Y)25,66%
FCF Growth (3Y)29,67%
Qualité
Return on Equity
7,23%
ROIC5,29%
Net Margin14,37%
Op. Margin18,79%
Sécurité
Debt / Equity
0,24
Current Ratio0,13
Interest Coverage0,73
Valorisation
P/E Ratio
14,44
P/B Ratio0,96
EV/EBITDA12,33
Dividend Yield0,06%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 16,30% | Revenue Growth (3Y) | 11,93% |
| Earnings Growth (1Y) | 25,66% | Earnings Growth (3Y) | -3,37% |
| Revenue Growth (5Y) | 13,20% | Earnings Growth (5Y) | -4,94% |
| Profitability | |||
| Revenue (TTM) | 876,99M | Net Income (TTM) | 126,01M |
| ROE | 7,23% | ROA | 0,75% |
| Gross Margin | 68,32% | Operating Margin | 18,79% |
| Net Margin | 14,37% | Free Cash Flow (TTM) | 141,79M |
| ROIC | 5,29% | FCF Growth (3Y) | 29,67% |
| Safety | |||
| Debt / Equity | 0,24 | Current Ratio | 0,13 |
| Interest Coverage | 0,73 | Dividend Yield | 0,06% |
| Valuation | |||
| P/E Ratio | 14,44 | P/B Ratio | 0,96 |
| P/S Ratio | 2,07 | PEG Ratio | 0,79 |
| EV/EBITDA | 12,33 | Dividend Yield | 0,06% |
| Market Cap | 1,82B | Enterprise Value | 2,03B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 876,99M | 754,09M | 700,05M | 557,84M | 534,14M |
| Net Income | 126,01M | 100,28M | 134,96M | 133,67M | 154,32M |
| EPS (Diluted) | 0,92 | 0,79 | 1,06 | 1,05 | 1,21 |
| Gross Profit | 599,13M | 495,96M | 524,94M | 501,41M | 522,68M |
| Operating Income | 164,77M | 129,55M | 175,08M | 173,69M | 201,12M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 16,77B | 14,41B | 14,42B | 14,11B | 14,50B |
| Total Liabilities | 14,88B | 12,81B | 12,87B | 12,62B | 12,92B |
| Shareholders' Equity | 1,89B | 1,60B | 1,55B | 1,49B | 1,58B |
| Total Debt | 446,28M | 444,70M | 642,66M | 924,32M | 391,72M |
| Cash & Equivalents | 233,65M | 288,38M | 122,26M | 139,37M | 1,28B |
| Current Assets | 1,88B | 1,44B | 1,21B | 1,39B | 2,85B |
| Current Liabilities | 13,94B | 12,35B | 12,39B | 12,15B | 12,44B |
Scores de Stratégies
This stock passed the criteria for 3 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#882 of 1052
#524 of 827
Growth + Value
Growth at a Reasonable Price (Peter Lynch)
#278 of 332
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026
Entré
Deep Value Investing (Seth Klarman)
Mar 24, 2026
Entré
Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026