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RBSPF
OTC
Dagbereik
€ 14,07
€ 14,51
52-Weeksbereik
€ 10,40
€ 19,36
Volume
7.736.654
50D / 200D Gem.
€ 16,83
/
€ 15,41
Vorige Slotkoers
€ 14,35
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 4,9 | 10,3 |
| P/B | 0,7 | 1,1 |
| ROE % | 14,2 | 11,6 |
| Net Margin % | 19,8 | 16,8 |
| Rev Growth 5Y % | 25,1 | 11,6 |
| D/E | 1,7 | 0,5 |
Koersdoel Analisten
Geen analistendekking beschikbaar
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2029 |
€ 1,91
€ 1,83 – € 2,02
|
21 B | 4 |
| FY2028 |
€ 1,76
€ 1,68 – € 1,85
|
20 B | 3 |
| FY2027 |
€ 1,61
€ 1,54 – € 1,70
|
19 B | 6 |
Belangrijkste Punten
Revenue grew 25,09% annually over 5 years — strong growth
Earnings grew 21,43% over the past year
ROE of 14,23% — decent returns on equity
Net margin of 19,78% shows strong profitability
Generating 5,79B in free cash flow
P/E of 4,94 — trading at a low valuation
Groei
Revenue Growth (5Y)
25,09%
Revenue (1Y)3,20%
Earnings (1Y)21,43%
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
14,23%
ROIC5,05%
Net Margin19,78%
Op. Margin26,15%
Veiligheid
Debt / Equity
1,69
Current Ratio0,20
Interest Coverage0,60
Waardering
P/E Ratio
4,94
P/B Ratio0,68
EV/EBITDA1,99
Dividend Yield0,09%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 3,20% | Revenue Growth (3Y) | 9,11% |
| Earnings Growth (1Y) | 21,43% | Earnings Growth (3Y) | 12,15% |
| Revenue Growth (5Y) | 25,09% | Earnings Growth (5Y) | 15,58% |
| Profitability | |||
| Revenue (TTM) | 29,48B | Net Income (TTM) | 5,83B |
| ROE | 14,23% | ROA | 0,82% |
| Gross Margin | 56,34% | Operating Margin | 26,15% |
| Net Margin | 19,78% | Free Cash Flow (TTM) | 5,79B |
| ROIC | 5,05% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 1,69 | Current Ratio | 0,20 |
| Interest Coverage | 0,60 | Dividend Yield | 0,09% |
| Valuation | |||
| P/E Ratio | 4,94 | P/B Ratio | 0,68 |
| P/S Ratio | 0,98 | PEG Ratio | 0,16 |
| EV/EBITDA | 1,99 | Dividend Yield | 0,09% |
| Market Cap | 28,83B | Enterprise Value | 15,31B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 29,48B | 28,57B | 24,76B | 16,15B | 12,04B |
| Net Income | 5,83B | 4,80B | 4,64B | 3,59B | 3,27B |
| EPS (Diluted) | 2,70 | 2,12 | 1,96 | 1,36 | 1,08 |
| Gross Profit | 16,61B | 14,65B | 14,78B | 13,35B | 10,34B |
| Operating Income | 7,71B | 6,20B | 6,18B | 5,13B | 3,84B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 714,55B | 707,99B | 692,67B | 720,05B | 781,99B |
| Total Liabilities | 671,94B | 668,61B | 655,49B | 683,56B | 740,19B |
| Shareholders' Equity | 42,60B | 39,35B | 37,16B | 36,49B | 41,80B |
| Total Debt | 71,83B | 65,92B | 60,07B | 55,32B | 58,33B |
| Cash & Equivalents | 85,35B | 93,05B | 104,52B | 145,06B | 177,82B |
| Current Assets | 98,30B | 106,94B | 116,87B | 155,60B | 261,84B |
| Current Liabilities | 480,31B | 477,84B | 467,95B | 489,66B | 529,41B |