Skip to main content
Back
Watch Compare

NEW PEOPLES BANKSHARES INC

Data quality: 83%
NWPP
OTC Financial Services Depository Institutions
$4.01
▼ $0.01 (-0.25%)
Mkt Cap: 94.53 M
Price
$4.01
Mkt Cap
94.53 M
Day Range
$4.01 — $4.09
52-Week Range
$2.86 — $4.32
Volume
618
Open $4.09
50D / 200D Avg
$4.13
2.89% below
50D / 200D Avg
$3.48
15.09% above

Quick Summary

Key Takeaways

Earnings grew 23.09% over the past year
ROE of 13.08% — decent returns on equity
Generating 11.49 M in free cash flow
P/E of 9.36 — trading at a low valuation
PEG of 0.98 suggests growth is underpriced
Cash machine — converts 113.78% of earnings into free cash flow

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)23.09%
FCF Growth (3Y)39.24%

Quality

Return on Equity
13.08%
Above sector avg (10.70%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Safety

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
9.36
Below sector avg (12.63)
P/B Ratio1.19
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (1096 peers)
Metric Stock Sector Median
P/E 9.4 12.6
P/B 1.2 1.4
ROE % 13.1 10.7
Net Margin % — 14.8
Rev Growth 5Y % — 6.4
D/E — 0.5

All Fundamental Metrics
Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 23.09% Earnings Growth (3Y) 18.56%
Revenue Growth (5Y) N/A Earnings Growth (5Y) 9.55%
Profitability
Revenue (TTM) N/A Net Income (TTM) 10.10 M
ROE 13.08% ROA 1.12%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 11.49 M
ROIC N/A FCF Growth (3Y) 39.24%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 79.53 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 9.36 Forward P/E N/A
P/B Ratio 1.19 P/S Ratio N/A
PEG Ratio 0.98 Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 12.15%
Market Cap 94.53 M Enterprise Value 13.82 M
Per Share
EPS (Diluted TTM) 0.43 Revenue / Share N/A
FCF / Share 0.49 OCF / Share 0.52
EPS CAGR (1Y) 22.86% EPS CAGR (5Y) N/A
EPS CAGR (10Y) N/A
Efficiency
CapEx / Revenue N/A FCF Conversion 113.78%
SBC-Adj. FCF N/A Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue — — — — —
Net Income 10.10 M 8.20 M 7.18 M 8.08 M 7.01 M
EPS (Diluted) 0.43 0.35 — — —
Gross Profit — — — — —
Operating Income — — — — —
EBITDA — — — — —
R&D Expenses — — — — —
SG&A Expenses — — — — —
D&A — — — — —
Interest Expense 1.16 M 1.97 M 9.12 M 3.11 M 2.70 M
Income Tax 3.05 M 2.15 M 2.15 M 2.30 M 1.94 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 909.70 M 854.93 M 826.31 M 775.36 M 794.65 M
Total Liabilities 826.85 M 784.18 M 761.50 M 718.14 M 731.02 M
Shareholders' Equity 82.86 M 70.74 M 64.81 M 57.22 M 63.63 M
Total Debt — — — — —
Cash & Equivalents 77.21 M 67.67 M 64.98 M 61.69 M 60.95 M
Current Assets — — — — —
Current Liabilities — — — — —