Terug
Dagbereik
€ 20,90
€ 21,25
52-Weeksbereik
€ 19,29
€ 22,84
Volume
6.843
50D / 200D Gem.
€ 21,43
/
€ 21,48
Vorige Slotkoers
€ 21,23
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 11,2 | 10,3 |
| P/B | 0,5 | 1,1 |
| ROE % | 5,7 | 11,7 |
| Net Margin % | 32,7 | 16,8 |
| Rev Growth 5Y % | -17,9 | 11,7 |
| D/E | 0,0 | 0,5 |
Koersdoel Analisten
Geen analistendekking beschikbaar
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2030 |
€ 1,91
€ 1,91 – € 1,91
|
980 M | 1 |
| FY2029 |
€ 3,17
€ 3,17 – € 3,17
|
1,1 B | 1 |
| FY2028 |
€ 3,62
€ 3,62 – € 3,62
|
1,5 B | 1 |
Belangrijkste Punten
Revenue declined -17,87% annually over 5 years
Earnings declined -27,84% over the past year
Net margin of 32,66% shows strong profitability
Debt/Equity of 0,00 — conservative balance sheet
Generating 470,99M in free cash flow
P/E of 11,23 — trading at a low valuation
Groei
Revenue Growth (5Y)
-17,87%
Revenue (1Y)-19,24%
Earnings (1Y)-27,84%
FCF Growth (3Y)-1,66%
Kwaliteit
Return on Equity
5,74%
ROIC9,49%
Net Margin32,66%
Op. Margin99,38%
Veiligheid
Debt / Equity
0,00
Current RatioN/A
Interest Coverage-7,62
Waardering
P/E Ratio
11,23
P/B Ratio0,47
EV/EBITDA3,68
Dividend Yield0,00%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -19,24% | Revenue Growth (3Y) | -5,56% |
| Earnings Growth (1Y) | -27,84% | Earnings Growth (3Y) | 0,17% |
| Revenue Growth (5Y) | -17,87% | Earnings Growth (5Y) | -23,01% |
| Profitability | |||
| Revenue (TTM) | 679,55M | Net Income (TTM) | 221,92M |
| ROE | 5,74% | ROA | 3,26% |
| Gross Margin | 99,84% | Operating Margin | 99,38% |
| Net Margin | 32,66% | Free Cash Flow (TTM) | 470,99M |
| ROIC | 9,49% | FCF Growth (3Y) | -1,66% |
| Safety | |||
| Debt / Equity | 0,00 | Current Ratio | N/A |
| Interest Coverage | -7,62 | Dividend Yield | 0,00% |
| Valuation | |||
| P/E Ratio | 11,23 | P/B Ratio | 0,47 |
| P/S Ratio | 3,67 | PEG Ratio | 0,00 |
| EV/EBITDA | 3,68 | Dividend Yield | 0,00% |
| Market Cap | 2,49B | Enterprise Value | 2,49B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 679,55M | 841,44M | 761,97M | 491,37M | 1,49B |
| Net Income | 221,92M | 307,52M | 221,18M | 203,65M | 631,66M |
| EPS (Diluted) | 0,00 | 2,45 | 2,06 | 2,00 | 6,38 |
| Gross Profit | 678,47M | 738,20M | 561,37M | 315,80M | 819,52M |
| Operating Income | 675,30M | 886,84M | 590,44M | 124,54M | 723,53M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 6,80B | 7,07B | 7,56B | 5,65B | 14,40B |
| Total Liabilities | 1,46B | 1,60B | 1,63B | 1,57B | 10,40B |
| Shareholders' Equity | 5,34B | 2,39B | 2,25B | 1,55B | 1,66B |
| Total Debt | 0,0 | 1,47B | 1,17B | 1,21B | 8,98B |
| Cash & Equivalents | 6,77M | 22,30M | 336,68M | 176,13M | 1,16B |
| Current Assets | 34,80M | 56,43M | 66,35M | 1,23M | 1,24M |
| Current Liabilities | 0,0 | 0,0 | 0,0 | 4.483,0 | 7,85M |