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31
Fourchette du Jour
39,25 €
40,31 €
Fourchette 52 Semaines
33,15 €
46,11 €
Volume
216 249
Moyenne 50J / 200J
40,48 €
/
41,84 €
Clôture Précédente
39,53 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 8,4 | 10,3 |
| P/B | 1,2 | 1,1 |
| ROE % | 15,5 | 11,7 |
| Net Margin % | 23,8 | 16,9 |
| Rev Growth 5Y % | 12,5 | 11,6 |
| D/E | 0,4 | 0,5 |
Objectif de Cours des Analystes
Hold
45,50 €
+14.0%
Low: 43,00 €
High: 50,00 €
P/E Prévisionnel
9,2
BPA Prévisionnel
4,32 €
Croissance BPA (est.)
+0,0%
CA Est.
720 M
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
4,55 €
4,50 € – 4,62 €
|
730 M | 3 |
| FY2026 |
4,32 €
4,23 € – 4,42 €
|
720 M | 4 |
Points Clés
Revenue grew 12,47% annually over 5 years — strong growth
ROE of 15,51% — decent returns on equity
Net margin of 23,78% shows strong profitability
Debt/Equity of 0,42 — conservative balance sheet
Generating 199,34M in free cash flow
P/E of 8,38 — trading at a low valuation
Croissance
Revenue Growth (5Y)
12,47%
Revenue (1Y)4,84%
Earnings (1Y)3,50%
FCF Growth (3Y)-15,29%
Qualité
Return on Equity
15,51%
ROIC10,12%
Net Margin23,78%
Op. Margin30,84%
Sécurité
Debt / Equity
0,42
Current Ratio0,12
Interest Coverage1,54
Valorisation
P/E Ratio
8,38
P/B Ratio1,24
EV/EBITDA4,73
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 4,84% | Revenue Growth (3Y) | 8,84% |
| Earnings Growth (1Y) | 3,50% | Earnings Growth (3Y) | 6,20% |
| Revenue Growth (5Y) | 12,47% | Earnings Growth (5Y) | 8,84% |
| Profitability | |||
| Revenue (TTM) | 862,62M | Net Income (TTM) | 205,10M |
| ROE | 15,51% | ROA | 1,65% |
| Gross Margin | 71,24% | Operating Margin | 30,84% |
| Net Margin | 23,78% | Free Cash Flow (TTM) | 199,34M |
| ROIC | 10,12% | FCF Growth (3Y) | -15,29% |
| Safety | |||
| Debt / Equity | 0,42 | Current Ratio | 0,12 |
| Interest Coverage | 1,54 | Dividend Yield | 0,03% |
| Valuation | |||
| P/E Ratio | 8,38 | P/B Ratio | 1,24 |
| P/S Ratio | 1,99 | PEG Ratio | 1,41 |
| EV/EBITDA | 4,73 | Dividend Yield | 0,03% |
| Market Cap | 1,72B | Enterprise Value | 1,26B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 862,62M | 822,78M | 728,15M | 598,51M | 539,08M |
| Net Income | 205,10M | 198,17M | 181,87M | 166,24M | 146,15M |
| EPS (Diluted) | 4,49 | 4,23 | 3,82 | 3,44 | 2,81 |
| Gross Profit | 614,52M | 578,69M | 579,50M | 540,89M | 497,03M |
| Operating Income | 266,01M | 253,75M | 265,25M | 244,11M | 214,60M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 12,47B | 11,50B | 11,34B | 9,82B | 9,90B |
| Total Liabilities | 11,08B | 10,25B | 10,15B | 8,78B | 8,83B |
| Shareholders' Equity | 1,39B | 1,25B | 1,19B | 1,04B | 1,07B |
| Total Debt | 580,46M | 422,56M | 224,80M | 54,40M | 95,07M |
| Cash & Equivalents | 1,04B | 591,14M | 748,17M | 550,31M | 2,02B |
| Current Assets | 1,22B | 3,07B | 2,98B | 2,08B | 2,65B |
| Current Liabilities | 10,60B | 9,68B | 9,76B | 8,69B | 8,70B |
Scores de Stratégies
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
#316 of 670
Activité Récente
Entré
Contrarian Investing (David Dreman)
Mar 24, 2026