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39
Day Range
$21.57
$22.11
52-Week Range
$16.83
$26.17
Volume
2,746,216
50D / 200D Avg
$23.62
/
$22.22
Prev Close
$21.72
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 12.7 | 10.3 |
| P/B | 1.0 | 1.1 |
| ROE % | 9.0 | 11.7 |
| Net Margin % | 18.0 | 16.9 |
| Rev Growth 5Y % | 44.4 | 11.6 |
| D/E | 0.9 | 0.5 |
Analyst Price Target
Hold
$27.29
+25.4%
Low: $25.00
High: $30.00
Forward P/E
8.27
Forward EPS
$2.61
EPS Growth (est.)
+0.0%
Est. Revenue
2.91B
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2028 |
$3.19
$3.15 – $3.23
|
3.20B | 4 |
| FY2027 |
$2.86
$2.80 – $2.98
|
3.06B | 9 |
| FY2026 |
$2.61
$2.58 – $2.66
|
2.91B | 9 |
No quarterly estimates available
Dividend History
7 yr streakYield
0.03%
Payout Ratio
0.34%
Growth (3Y)
0.00%
Growth (5Y)
0.00%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 05, 2026 | Mar 16, 2026 | $0.15 | 2.47% |
| Dec 05, 2025 | Dec 15, 2025 | $0.14 | 2.51% |
| Sep 05, 2025 | Sep 15, 2025 | $0.14 | 2.45% |
| Jun 05, 2025 | Jun 16, 2025 | $0.14 | 2.73% |
| Mar 05, 2025 | Mar 17, 2025 | $0.14 | 2.53% |
| Dec 05, 2024 | Dec 16, 2024 | $0.14 | 2.42% |
| Sep 05, 2024 | Sep 16, 2024 | $0.14 | 2.95% |
| Jun 05, 2024 | Jun 17, 2024 | $0.14 | 3.39% |
| Mar 04, 2024 | Mar 15, 2024 | $0.14 | 3.47% |
| Nov 30, 2023 | Dec 15, 2023 | $0.14 | 3.76% |
| Aug 31, 2023 | Sep 15, 2023 | $0.14 | 3.67% |
| May 31, 2023 | Jun 15, 2023 | $0.14 | 4.51% |
| Feb 28, 2023 | Mar 15, 2023 | $0.14 | 3.17% |
| Nov 30, 2022 | Dec 15, 2022 | $0.14 | 2.93% |
| Aug 31, 2022 | Sep 15, 2022 | $0.14 | 3.36% |
| May 31, 2022 | Jun 15, 2022 | $0.14 | 3.52% |
| Mar 03, 2022 | Mar 15, 2022 | $0.14 | 3.15% |
| Dec 03, 2021 | Dec 15, 2021 | $0.14 | 3.18% |
| Aug 31, 2021 | Sep 15, 2021 | $0.14 | 3.36% |
| May 28, 2021 | Jun 15, 2021 | $0.14 | 2.94% |
Key Takeaways
Revenue grew 44.42% annually over 5 years — strong growth
Earnings grew 24.12% over the past year
Net margin of 18.04% shows strong profitability
Generating 637.41M in free cash flow
P/E of 12.68 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 18.94%
Growth
Revenue Growth (5Y)
44.42%
Revenue (1Y)25.48%
Earnings (1Y)24.12%
FCF Growth (3Y)15.48%
Quality
Return on Equity
9.02%
ROIC4.05%
Net Margin18.04%
Op. Margin23.56%
Safety
Debt / Equity
0.90
Current Ratio0.89
Interest Coverage0.72
Valuation
P/E Ratio
12.68
Forward P/E8.27
P/B Ratio1.00
EV/EBITDA17.81
Dividend Yield0.03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 25.48% | Revenue Growth (3Y) | 20.85% |
| Earnings Growth (1Y) | 24.12% | Earnings Growth (3Y) | 7.24% |
| Revenue Growth (5Y) | 44.42% | Earnings Growth (5Y) | 24.61% |
| Profitability | |||
| Revenue (TTM) | 3.71B | Net Income (TTM) | 669.26M |
| ROE | 9.02% | ROA | 0.93% |
| Gross Margin | 63.60% | Operating Margin | 23.56% |
| Net Margin | 18.04% | Free Cash Flow (TTM) | 637.41M |
| ROIC | 4.05% | FCF Growth (3Y) | 15.48% |
| Safety | |||
| Debt / Equity | 0.90 | Current Ratio | 0.89 |
| Interest Coverage | 0.72 | ||
| Dividends | |||
| Dividend Yield | 0.03% | Payout Ratio | 0.34% |
| Dividend Growth (3Y) | 0.00% | Dividend Growth (5Y) | 0.00% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 12.68 | Forward P/E | 8.27 |
| P/B Ratio | 1.00 | P/S Ratio | 2.29 |
| PEG Ratio | 1.99 | Forward PEG | N/A |
| EV/EBITDA | 17.81 | Fwd EV/EBITDA | 16.62 |
| Forward P/S | 2.91 | Fwd Earnings Yield | 12.09% |
| FCF Yield | 7.51% | ||
| Market Cap | 8.48B | Enterprise Value | 15.57B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 3.71B | 2.96B | 2.54B | 1.85B | 852.87M |
| Net Income | 669.26M | 539.19M | 581.99M | 428.29M | 277.54M |
| EPS (Diluted) | 1.79 | 1.68 | 1.94 | 1.50 | 1.67 |
| Gross Profit | 2.36B | 1.77B | 1.78B | 1.58B | 840.24M |
| Operating Income | 874.14M | 680.44M | 751.30M | 544.73M | 338.86M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 72.15B | 53.55B | 49.09B | 46.76B | 24.45B |
| Total Liabilities | 63.66B | 47.21B | 43.53B | 41.63B | 21.44B |
| Shareholders' Equity | 8.49B | 6.34B | 5.56B | 5.13B | 3.01B |
| Total Debt | 7.68B | 5.41B | 5.33B | 5.59B | 2.65B |
| Cash & Equivalents | 591.65M | 1.23B | 1.17B | 728.41M | 822.02M |
| Current Assets | 50.07B | 8.69B | 7.89B | 7.69B | 8.29B |
| Current Liabilities | 56.57B | 41.09B | 38.48B | 37.06B | 19.18B |
Strategy Scores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#658 of 1052
Recent Activity
Entered
Cash Flow Compounder
Mar 24, 2026