Terug
42
16
Dagbereik
€ 38,12
€ 39,31
52-Weeksbereik
€ 34,43
€ 46,76
Volume
953.440
50D / 200D Gem.
€ 41,18
/
€ 40,76
Vorige Slotkoers
€ 38,26
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 10,3 | 10,3 |
| P/B | 1,6 | 1,1 |
| ROE % | 16,2 | 11,6 |
| Net Margin % | 10,3 | 16,8 |
| Rev Growth 5Y % | -0,7 | 11,6 |
| D/E | 0,3 | 0,5 |
Koersdoel Analisten
Hold
€ 38,00
-3.1%
Forward K/W
11,4
Forward WPA
€ 3,35
WPA Groei (sch.)
+0,0%
Omzet Sch.
9,7 B
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2027 |
€ 3,50
€ 3,34 – € 3,66
|
10 B | 2 |
| FY2026 |
€ 3,35
€ 3,19 – € 3,50
|
9,7 B | 2 |
Belangrijkste Punten
Revenue declined -0,69% annually over 5 years
ROE of 16,23% — decent returns on equity
Debt/Equity of 0,30 — conservative balance sheet
Generating 1,16B in free cash flow
P/E of 10,29 — trading at a low valuation
PEG of 0,73 suggests growth is underpriced
Groei
Revenue Growth (5Y)
-0,69%
Revenue (1Y)10,41%
Earnings (1Y)9,78%
FCF Growth (3Y)15,00%
Kwaliteit
Return on Equity
16,23%
ROIC11,53%
Net Margin10,30%
Op. Margin13,02%
Veiligheid
Debt / Equity
0,30
Current RatioN/A
Interest Coverage16,88
Waardering
P/E Ratio
10,29
P/B Ratio1,63
EV/EBITDA9,42
Dividend Yield0,07%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 10,41% | Revenue Growth (3Y) | 11,90% |
| Earnings Growth (1Y) | 9,78% | Earnings Growth (3Y) | 25,05% |
| Revenue Growth (5Y) | -0,69% | Earnings Growth (5Y) | -11,62% |
| Profitability | |||
| Revenue (TTM) | 9,09B | Net Income (TTM) | 936,10M |
| ROE | 16,23% | ROA | 3,13% |
| Gross Margin | 50,35% | Operating Margin | 13,02% |
| Net Margin | 10,30% | Free Cash Flow (TTM) | 1,16B |
| ROIC | 11,53% | FCF Growth (3Y) | 15,00% |
| Safety | |||
| Debt / Equity | 0,30 | Current Ratio | N/A |
| Interest Coverage | 16,88 | Dividend Yield | 0,07% |
| Valuation | |||
| P/E Ratio | 10,29 | P/B Ratio | 1,63 |
| P/S Ratio | 1,06 | PEG Ratio | 0,73 |
| EV/EBITDA | 9,42 | Dividend Yield | 0,07% |
| Market Cap | 9,63B | Enterprise Value | 11,15B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 9,09B | 8,23B | 7,26B | 8,08B | 9,34B |
| Net Income | 936,10M | 852,70M | 598,60M | 686,40M | 1,53B |
| EPS (Diluted) | 3,73 | 3,24 | 2,10 | 2,26 | 5,05 |
| Gross Profit | 4,58B | 5,21B | 4,68B | 5,66B | 6,94B |
| Operating Income | 1,18B | 1,07B | 747,30M | 857,10M | 1,92B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 29,92B | 27,84B | 26,50B | 25,16B | 24,98B |
| Total Liabilities | 16,51B | 22,22B | 20,09B | 18,99B | 18,09B |
| Shareholders' Equity | 5,91B | 5,62B | 6,41B | 6,17B | 6,89B |
| Total Debt | 1,78B | 1,59B | 1,59B | 1,60B | 1,59B |
| Cash & Equivalents | 263,20M | 201,90M | 202,80M | 81,00M | 158,10M |
| Current Assets | 3,05B | 0,0 | 0,0 | 20,22B | 18,12B |
| Current Liabilities | 0,0 | 0,0 | 0,0 | 0,0 | 0,0 |
Strategiescores
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#589 of 1052
#472 of 670
Recente Activiteit
Ingestapt
Cash Flow Compounder
Mar 24, 2026
Ingestapt
Contrarian Investing (David Dreman)
Mar 24, 2026