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Fourchette du Jour
12,47 €
12,89 €
Fourchette 52 Semaines
10,91 €
21,62 €
Volume
2 266 340
Moyenne 50J / 200J
12,66 €
/
14,11 €
Clôture Précédente
12,40 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (855 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 8,2 | 10,3 |
| P/B | 0,7 | 1,1 |
| ROE % | 12,4 | 11,7 |
| Net Margin % | 60,0 | 16,8 |
| Rev Growth 5Y % | 22,3 | 11,7 |
| D/E | 0,8 | 0,5 |
Objectif de Cours des Analystes
Hold
15,75 €
+24.5%
Low: 15,00 €
High: 17,00 €
P/E Prévisionnel
9,71
BPA Prévisionnel
1,30 €
Croissance BPA (est.)
+0,0%
CA Est.
1,44B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
1,34 €
1,29 € – 1,39 €
|
1,56B | 1 |
| FY2027 |
1,38 €
1,37 € – 1,43 €
|
1,58B | 4 |
| FY2026 |
1,30 €
1,29 € – 1,32 €
|
1,44B | 5 |
No quarterly estimates available
Earnings Surprises
Last 7 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-18 | 0,33 € | 0,30 € | -8,3% |
| 2025-11-05 | 0,35 € | 0,32 € | -8,6% |
| 2025-08-06 | 0,35 € | 0,36 € | +2,9% |
| 2025-05-12 | N/A | 0,33 € | — |
| 2024-11-08 | N/A | 0,57 € | — |
| 2024-08-09 | N/A | 0,04 € | — |
| 2024-05-10 | N/A | 0,44 € | — |
Dividend History
1 yr streakYield
0,07%
Payout Ratio
0,55%
Growth (3Y)
N/A
Growth (5Y)
N/A
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Sep 21, 2026 | Oct 06, 2026 | 0,05 € | 7,11% |
| Jun 22, 2026 | Jul 07, 2026 | 0,05 € | 12,65% |
| Mar 31, 2026 | Apr 15, 2026 | 0,35 € | 12,25% |
| Mar 23, 2026 | Apr 07, 2026 | 0,05 € | 9,79% |
| Dec 31, 2025 | Jan 15, 2026 | 0,35 € | 7,91% |
| Dec 23, 2025 | Jan 07, 2026 | 0,05 € | 5,67% |
| Sep 30, 2025 | Oct 15, 2025 | 0,35 € | 5,43% |
| Sep 22, 2025 | Oct 07, 2025 | 0,05 € | 2,81% |
| Jun 30, 2025 | Jul 15, 2025 | 0,35 € | 2,30% |
Points Clés
Revenue grew 22,26% annually over 5 years — strong growth
Earnings grew 125,66% over the past year
ROE of 12,35% — decent returns on equity
Net margin of 60,03% shows strong profitability
Negative free cash flow of -915,95M
P/E of 8,22 — trading at a low valuation
Croissance
Revenue Growth (5Y)
22,26%
Revenue (1Y)123,49%
Earnings (1Y)125,66%
FCF Growth (3Y)N/A
Qualité
Return on Equity
12,35%
ROIC5,41%
Net Margin60,03%
Op. Margin86,20%
Sécurité
Debt / Equity
0,78
Current RatioN/A
Interest Coverage3,22
Valorisation
P/E Ratio
8,22
Forward P/E9,71
P/B Ratio0,74
EV/EBITDA11,80
Dividend Yield0,07%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 123,49% | Revenue Growth (3Y) | 42,93% |
| Earnings Growth (1Y) | 125,66% | Earnings Growth (3Y) | 39,70% |
| Revenue Growth (5Y) | 22,26% | Earnings Growth (5Y) | 14,11% |
| Profitability | |||
| Revenue (TTM) | 1,20B | Net Income (TTM) | 720,37M |
| ROE | 12,35% | ROA | 4,90% |
| Gross Margin | 76,61% | Operating Margin | 86,20% |
| Net Margin | 60,03% | Free Cash Flow (TTM) | -915,95M |
| ROIC | 5,41% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0,78 | Current Ratio | N/A |
| Interest Coverage | 3,22 | ||
| Dividends | |||
| Dividend Yield | 0,07% | Payout Ratio | 0,55% |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | 1 yrs | ||
| Valuation | |||
| P/E Ratio | 8,22 | Forward P/E | 9,71 |
| P/B Ratio | 0,74 | P/S Ratio | 4,93 |
| PEG Ratio | 0,52 | Forward PEG | N/A |
| EV/EBITDA | 11,80 | Fwd EV/EBITDA | 9,17 |
| Forward P/S | 4,10 | Fwd Earnings Yield | 10,30% |
| FCF Yield | -15,47% | ||
| Market Cap | 5,92B | Enterprise Value | 12,21B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1,20B | 536,94M | 587,44M | 176,15M | 537,05M |
| Net Income | 720,37M | 319,23M | 369,14M | 19,00M | 424,81M |
| EPS (Diluted) | 1,76 | 1,52 | 1,80 | 0,09 | 3,05 |
| Gross Profit | 919,34M | 353,46M | 401,24M | 49,98M | 452,55M |
| Operating Income | 1,03B | 330,69M | 378,27M | 26,87M | 429,73M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 14,72B | 6,72B | 6,65B | 6,66B | 6,29B |
| Total Liabilities | 6,67B | 3,10B | 3,12B | 3,28B | 2,76B |
| Shareholders' Equity | 8,04B | 3,63B | 3,53B | 3,39B | 3,53B |
| Total Debt | 6,29B | 2,91B | 2,95B | 3,16B | 2,64B |
| Cash & Equivalents | 667 000,0 | 257,00M | 469,02M | 203,29M | 107,03M |
| Current Assets | 83,68M | 304,77M | 519,05M | 251,08M | 150,97M |
| Current Liabilities | 0,0 | 123,79M | 101,05M | 59,12M | 43,03M |