Oak Valley Bancorp
Calidad de datos: 83%
OVLY
NASDAQ
Financial Services
Depository Institutions
$34.49
▼
$0.24
(-0.68%)
Cap. Mercado: 290.77 M
6 months return
—
Momentum
Neutral
1Y earnings growth
-4.15%
Quick Summary
Key Takeaways
Short bullets derived from reported financials—not the AI summary above.
ROE of 12.45% — decent returns on equity
Generating 24.56 M in free cash flow
P/E of 12.16 — trading at a low valuation
Cash machine — converts 102.70% of earnings into free cash flow
16 consecutive years of dividends — reliable payer
Dividends growing 16.47% annually over 5 years
Price History
Crecimiento
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)-4.15%
FCF Growth (3Y)-11.23%
Calidad
Return on Equity
12.45%
Above sector avg (9.23%)
ROICN/A
Net MarginN/A
Op. MarginN/A
Seguridad
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
Valoración
PE (TTM)
12.16
Above sector avg (11.11)
P/B Ratio1.47
EV/EBITDAN/A
Dividend Yield1.95%
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (2698 pares)
Comparado con empresas similares en Financial Services
Comparación con Pares
vs mediana del sector Financial Services (2698 pares) Comparado con empresas similares en Financial Services| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 12.2 | 11.1 |
| P/B | 1.5 | 1.2 |
| ROE % | 12.5 | 9.2 |
| Net Margin % | — | 9.4 |
| Rev Growth 5Y % | — | 5.8 |
| D/E | — | 0.5 |
Precio Objetivo de Analistas
Consenso de analistas: objetivo medio vs precio actual y calificación.
No hay cobertura de analistas disponible
Estimaciones de Ganancias
Pronósticos de EPS e ingresos por período. Anual = años fiscales; trimestral = próximos trimestres.
No hay estimaciones futuras disponibles
No quarterly estimates available
Sorpresas de Ganancias
Último 1 trimestre
| Trimestre | EPS Est. | EPS Real | Sorpresa |
|---|---|---|---|
| Q12010 | — | $0.10 | — |
Historial de Dividendos
Rendimiento
1.95%
Ratio de pago
23.44%
Crecimiento (3 años)
25.99%
Crecimiento (5 años)
16.47%
Pagos recientes por acción (más reciente primero).
| Ex-dividendo | Pago | Monto / acción |
|---|---|---|
| Feb 02, 2026 | — | $0.38 |
| Jul 28, 2025 | — | $0.30 |
| Feb 03, 2025 | — | $0.30 |
| Jul 29, 2024 | — | $0.23 |
| Jan 26, 2024 | — | $0.23 |
| Jul 28, 2023 | — | $0.16 |
| Jan 27, 2023 | — | $0.16 |
| Jul 29, 2022 | — | $0.15 |
| Jan 28, 2022 | — | $0.15 |
| Jul 30, 2021 | — | $0.15 |
| Jan 29, 2021 | — | $0.15 |
| Jul 31, 2020 | — | $0.14 |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | -4.15% | Earnings Growth (3Y) | -11.96% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | 9.99% |
| Profitability | |||
| Revenue (TTM) | N/A | Net Income (TTM) | 23.91 M |
| ROE | 12.45% | ROA | 1.22% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 24.56 M |
| ROIC | N/A | FCF Growth (3Y) | -11.23% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 198.28 M |
| Dividends | |||
| Dividend Yield | 1.95% | Payout Ratio | 23.44% |
| Dividend Growth (3Y) | 25.99% | Dividend Growth (5Y) | 16.47% |
| Consecutive Div Years | 16 yrs | ||
| Valuation | |||
| P/E Ratio | 12.16 | Forward P/E | N/A |
| P/B Ratio | 1.47 | P/S Ratio | N/A |
| PEG Ratio | 1.22 | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 8.45% | ||
| Market Cap | 290.77 M | Enterprise Value | 43.61 M |
| Per Share | |||
| EPS (Diluted TTM) | 2.88 | Revenue / Share | N/A |
| FCF / Share | 2.92 | OCF / Share | 3.41 |
| EPS CAGR (1Y) | -4.64% | EPS CAGR (5Y) | 9.54% |
| EPS CAGR (10Y) | 13.11% | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 102.70% |
| SBC-Adj. FCF | 23.69 M | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Net Income | 23.91 M | 24.95 M | 30.85 M | 22.90 M | 16.34 M |
| EPS (Diluted) | 2.88 | 3.02 | 3.75 | 2.79 | 2.00 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | — | — | — | — | — |
| Interest Expense | 74.62 M | 70.03 M | 4.86 M | 1.12 M | 971,000.0 |
| Income Tax | 6.74 M | 7.24 M | 9.46 M | 6.79 M | 5.34 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 2.02 B | 1.90 B | 1.84 B | 1.97 B | 1.96 B |
| Total Liabilities | 1.82 B | 1.72 B | 1.68 B | 1.84 B | 1.82 B |
| Shareholders' Equity | 207.98 M | 183.44 M | 166.09 M | 126.63 M | 142.61 M |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | 232.18 M | 168.75 M | 216.57 M | 429.63 M | 778.27 M |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
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