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Day Range
$8.72
$9.27
52-Week Range
$8.55
$21.88
Volume
15,944,144
50D / 200D Avg
$12.23
/
$16.17
Prev Close
$8.96
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 179.1 | 10.3 |
| P/B | 6.4 | 1.1 |
| ROE % | 3.6 | 11.6 |
| Net Margin % | 2.8 | 16.8 |
| Rev Growth 5Y % | 36.6 | 11.6 |
| D/E | 1.8 | 0.5 |
Analyst Price Target
Hold
$16.33
+80.8%
Low: $10.00
High: $27.00
Forward P/E
9.80
Forward EPS
$0.92
EPS Growth (est.)
+0.0%
Est. Revenue
3.03B
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2029 |
$1.30
$1.20 – $1.41
|
3.96B | 1 |
| FY2028 |
$1.19
$0.64 – $1.90
|
3.86B | 3 |
| FY2027 |
$1.07
$1.01 – $1.13
|
3.47B | 9 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-05 | $0.22 | $0.24 | +7.0% |
| 2025-10-30 | $0.22 | $0.22 | -0.7% |
| 2025-07-31 | $0.21 | $0.21 | +1.6% |
| 2025-05-01 | $0.18 | $0.17 | -7.7% |
| 2025-02-06 | $0.21 | $0.21 | -1.9% |
| 2024-10-31 | $0.20 | $0.20 | -0.2% |
| 2024-08-01 | $0.19 | $0.19 | -1.2% |
| 2024-05-02 | $0.16 | $0.17 | +4.2% |
Dividend History
5 yr streakYield
0.05%
Payout Ratio
6.93%
Growth (3Y)
25.75%
Growth (5Y)
N/A
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 20, 2026 | Mar 02, 2026 | $0.23 | 8.33% |
| Nov 10, 2025 | Nov 24, 2025 | $0.23 | 5.73% |
| Aug 14, 2025 | Aug 28, 2025 | $0.23 | 4.12% |
| May 14, 2025 | May 28, 2025 | $0.23 | 3.83% |
| Feb 19, 2025 | Feb 28, 2025 | $0.18 | 3.00% |
| Nov 08, 2024 | Nov 22, 2024 | $0.18 | 2.97% |
| Aug 21, 2024 | Aug 30, 2024 | $0.18 | 3.68% |
| May 20, 2024 | May 30, 2024 | $0.18 | 3.19% |
| Feb 22, 2024 | Mar 05, 2024 | $0.14 | 3.12% |
| Nov 17, 2023 | Nov 30, 2023 | $0.14 | 4.05% |
| Aug 18, 2023 | Aug 31, 2023 | $0.14 | 4.75% |
| May 18, 2023 | May 31, 2023 | $0.14 | 5.00% |
| Feb 23, 2023 | Mar 06, 2023 | $0.13 | 3.63% |
| Nov 18, 2022 | Nov 30, 2022 | $0.12 | 3.62% |
| Aug 19, 2022 | Aug 29, 2022 | $0.11 | 3.37% |
| May 19, 2022 | May 27, 2022 | $0.10 | 2.94% |
| Feb 25, 2022 | Mar 07, 2022 | $0.10 | 1.85% |
| Nov 19, 2021 | Nov 30, 2021 | $0.09 | 0.84% |
| Aug 23, 2021 | Sep 08, 2021 | $0.04 | 0.31% |
Key Takeaways
Revenue grew 36.62% annually over 5 years — strong growth
Earnings declined -28.06% over the past year
ROE of 3.64% is below average
Generating 1.20B in free cash flow
P/E of 179.06 — premium valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 11.58%
Growth
Revenue Growth (5Y)
36.62%
Revenue (1Y)25.04%
Earnings (1Y)-28.06%
FCF Growth (3Y)16.61%
Quality
Return on Equity
3.64%
ROIC7.75%
Net Margin2.75%
Op. Margin21.85%
Safety
Debt / Equity
1.75
Current Ratio0.28
Interest Coverage3.83
Valuation
P/E Ratio
179.06
Forward P/E9.80
P/B Ratio6.40
EV/EBITDA28.36
Dividend Yield0.05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 25.04% | Revenue Growth (3Y) | 28.74% |
| Earnings Growth (1Y) | -28.06% | Earnings Growth (3Y) | 20.44% |
| Revenue Growth (5Y) | 36.62% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 2.87B | Net Income (TTM) | 78.83M |
| ROE | 3.64% | ROA | 0.63% |
| Gross Margin | 55.38% | Operating Margin | 21.85% |
| Net Margin | 2.75% | Free Cash Flow (TTM) | 1.20B |
| ROIC | 7.75% | FCF Growth (3Y) | 16.61% |
| Safety | |||
| Debt / Equity | 1.75 | Current Ratio | 0.28 |
| Interest Coverage | 3.83 | ||
| Dividends | |||
| Dividend Yield | 0.05% | Payout Ratio | 6.93% |
| Dividend Growth (3Y) | 25.75% | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | 5 yrs | ||
| Valuation | |||
| P/E Ratio | 179.06 | Forward P/E | 9.80 |
| P/B Ratio | 6.40 | P/S Ratio | 4.92 |
| PEG Ratio | -3.20 | Forward PEG | N/A |
| EV/EBITDA | 28.36 | Fwd EV/EBITDA | 109.85 |
| Forward P/S | 4.66 | Fwd Earnings Yield | 10.20% |
| FCF Yield | 8.49% | ||
| Market Cap | 14.12B | Enterprise Value | 17.78B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2.87B | 2.30B | 1.73B | 1.37B | 823.88M |
| Net Income | 78.83M | 109.58M | 54.34M | -9.29M | -376.17M |
| EPS (Diluted) | 0.12 | 0.20 | 0.11 | -0.02 | -0.93 |
| Gross Profit | 1.59B | 1.28B | 860.97M | 475.04M | -673.11M |
| Operating Income | 627.15M | 606.76M | 317.82M | -2.48M | -927.27M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 12.47B | 10.99B | 8.82B | 8.89B | 8.27B |
| Total Liabilities | 6.41B | 5.19B | 3.54B | 3.34B | 2.42B |
| Shareholders' Equity | 2.21B | 2.13B | 1.53B | 1.60B | 1.66B |
| Total Debt | 3.86B | 2.98B | 2.00B | 1.86B | 1.26B |
| Cash & Equivalents | 194.51M | 152.09M | 104.16M | 68.08M | 42.57M |
| Current Assets | 194.51M | 745.22M | 494.36M | 444.03M | 280.56M |
| Current Liabilities | 688.55M | 295.95M | 343.75M | 336.56M | 221.34M |