Terug
28
43
Dagbereik
€ 43,62
€ 45,29
52-Weeksbereik
€ 35,71
€ 53,66
Volume
1.219.388
50D / 200D Gem.
€ 47,42
/
€ 48,23
Vorige Slotkoers
€ 44,17
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 7,0 | 10,3 |
| P/B | 0,8 | 1,1 |
| ROE % | 12,1 | 11,7 |
| Net Margin % | 25,5 | 16,9 |
| Rev Growth 5Y % | 24,0 | 11,6 |
| D/E | 0,1 | 0,5 |
Koersdoel Analisten
Hold
€ 56,40
+26.2%
Low: € 50,00
High: € 62,00
Forward K/W
7,4
Forward WPA
€ 5,97
WPA Groei (sch.)
+0,0%
Omzet Sch.
1,7 B
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2028 |
€ 7,30
€ 7,21 – € 7,39
|
2 B | 1 |
| FY2027 |
€ 6,49
€ 6,31 – € 6,68
|
1,9 B | 8 |
| FY2026 |
€ 5,97
€ 5,85 – € 6,16
|
1,7 B | 8 |
Belangrijkste Punten
Revenue grew 24,00% annually over 5 years — strong growth
ROE of 12,09% — decent returns on equity
Net margin of 25,50% shows strong profitability
Debt/Equity of 0,08 — conservative balance sheet
Generating 731,73M in free cash flow
P/E of 6,99 — trading at a low valuation
Groei
Revenue Growth (5Y)
24,00%
Revenue (1Y)1,15%
Earnings (1Y)-0,14%
FCF Growth (3Y)-7,35%
Kwaliteit
Return on Equity
12,09%
ROIC10,63%
Net Margin25,50%
Op. Margin33,30%
Veiligheid
Debt / Equity
0,08
Current Ratio0,80
Interest Coverage0,87
Waardering
P/E Ratio
6,99
P/B Ratio0,82
EV/EBITDA5,85
Dividend Yield0,04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 1,15% | Revenue Growth (3Y) | 11,65% |
| Earnings Growth (1Y) | -0,14% | Earnings Growth (3Y) | 1,77% |
| Revenue Growth (5Y) | 24,00% | Earnings Growth (5Y) | 5,43% |
| Profitability | |||
| Revenue (TTM) | 2,81B | Net Income (TTM) | 715,48M |
| ROE | 12,09% | ROA | 1,75% |
| Gross Margin | 55,43% | Operating Margin | 33,30% |
| Net Margin | 25,50% | Free Cash Flow (TTM) | 731,73M |
| ROIC | 10,63% | FCF Growth (3Y) | -7,35% |
| Safety | |||
| Debt / Equity | 0,08 | Current Ratio | 0,80 |
| Interest Coverage | 0,87 | Dividend Yield | 0,04% |
| Valuation | |||
| P/E Ratio | 6,99 | P/B Ratio | 0,82 |
| P/S Ratio | 1,78 | PEG Ratio | 8,75 |
| EV/EBITDA | 5,85 | Dividend Yield | 0,04% |
| Market Cap | 5,00B | Enterprise Value | 5,46B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2,81B | 2,77B | 2,25B | 1,38B | 1,19B |
| Net Income | 715,48M | 716,46M | 690,78M | 564,14M | 579,00M |
| EPS (Diluted) | 6,17 | 6,14 | 5,87 | 4,54 | 4,47 |
| Gross Profit | 1,56B | 1,48B | 1,40B | 1,17B | 1,18B |
| Operating Income | 934,27M | 931,29M | 867,00M | 721,53M | 752,92M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 40,79B | 38,26B | 34,24B | 27,66B | 26,53B |
| Total Liabilities | 34,66B | 32,55B | 29,10B | 22,97B | 21,69B |
| Shareholders' Equity | 6,13B | 5,71B | 5,14B | 4,69B | 4,84B |
| Total Debt | 463,58M | 883,04M | 1,27B | 1,08B | 1,23B |
| Cash & Equivalents | 0,0 | 2,78B | 2,15B | 1,03B | 2,05B |
| Current Assets | 3,07B | 3,52B | 5,56B | 4,65B | 6,05B |
| Current Liabilities | 3,83B | 31,04B | 27,41B | 21,73B | 20,40B |
Strategiescores
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
#663 of 827
#187 of 709
Recente Activiteit
Ingestapt
Deep Value Investing (Seth Klarman)
Mar 24, 2026
Ingestapt
Defensive Investing (Benjamin Graham)
Mar 24, 2026