Skip to main content
Back
Watch Compare

Pineapple Financial Inc.

Data quality: 100%
PAPL
NYSE Financial Services Nondepository Credit Institutions
$0.61
▲ $0.03 (4.28%)
Mkt Cap: 15.17 M
Price
$0.58
Mkt Cap
15.17 M
Day Range
—
52-Week Range
—
Volume
—
Open —
50D / 200D Avg
—
50D / 200D Avg
—

Quick Summary

Key Takeaways

Negative free cash flow of -777,850.0
Capital efficient — spends only 0.17% of revenue on capex

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)11.08%
Earnings (1Y)N/A
FCF Growth (3Y)N/A

Quality

Return on Equity
N/A
ROICN/A
Net Margin-320.02%
Op. Margin-299.60%

Safety

Debt / Equity
N/A
Current Ratio0.12
Interest Coverage-29.45

Valuation

PE (TTM|2027)
-1.61 | 14.50
Below sector avg (11.14)
P/B RatioN/A
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (2180 peers)
Metric Stock Sector Median
P/E -1.6 11.1
P/B — 1.2
ROE % — 9.2
Net Margin % -320.0 9.4
Rev Growth 5Y % — 5.8
D/E — 0.5

Analyst Price Target

1 analyst
Hold
Current
$0.61
+721.0%
Target
$5.00
$5.00
$5.00
$5.00
Forecast
Forward P/E 15.23
Forward EPS $0.04
Est. Revenue 7.00 M

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2027 $0.04
$0.04 – $0.04
 7.00 M 1
FY2026 -$0.31
-$0.31 – -$0.31
 4.00 M 1

Earnings Surprises

Last 3 quarters
Quarter Est. EPS Actual EPS Surprise
Q22025 -$2.00 -$1.36 +31.8%
Q12025 -$1.20 -$1.74 -44.8%
Q42024 -$1.60 -$1.93 -20.4%

All Fundamental Metrics
Growth
Revenue Growth (1Y) 11.08% Revenue Growth (3Y) 9.25%
Earnings Growth (1Y) N/A Earnings Growth (3Y) N/A
Revenue Growth (5Y) N/A Earnings Growth (5Y) N/A
Profitability
Revenue (TTM) 2.94 M Net Income (TTM) -9.42 M
ROE N/A ROA -122.86%
Gross Margin N/A Operating Margin -299.60%
Net Margin -320.02% Free Cash Flow (TTM) -777,850.0
ROIC N/A FCF Growth (3Y) N/A
Safety
Debt / Equity N/A Current Ratio 0.12
Interest Coverage -29.45 Asset Turnover 0.38
Working Capital -13.00 M Tangible Book Value -8.00 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio -1.61 Forward P/E N/A
P/B Ratio N/A P/S Ratio 5.15
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield -5.13%
Market Cap 15.17 M Enterprise Value 15.17 M
Per Share
EPS (Diluted TTM) -9.97 Revenue / Share 0.11
FCF / Share -0.03 OCF / Share -0.03
EPS CAGR (1Y) N/A EPS CAGR (5Y) N/A
EPS CAGR (10Y) N/A
Efficiency
CapEx / Revenue 0.17% FCF Conversion 8.26%
SBC-Adj. FCF N/A Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023
Revenue 2.99 M 2.69 M 2.50 M
Net Income -3.64 M -4.10 M -2.81 M
EPS (Diluted) -5.31 -0.57 -0.45
Gross Profit — — —
Operating Income -2.95 M -3.82 M —
EBITDA — — —
R&D Expenses — — —
SG&A Expenses 2.25 M 2.38 M 3.01 M
D&A — 838,843.0 —
Interest Expense 48,570.0 -62,604.0 56,316.0
Income Tax — — —

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023
Total Assets 5.42 M 4.10 M 4.63 M
Total Liabilities 4.51 M 2.75 M 2.84 M
Shareholders' Equity 906,679.0 1.35 M 1.79 M
Total Debt — 430,098.0 430,098.0
Cash & Equivalents — — —
Current Assets 2.32 M 893,491.0 1.70 M
Current Liabilities 3.00 M 1.40 M 1.17 M