Pineapple Financial Inc.
Qualité des données : 100%
PAPL
NYSE
Financial Services
Nondepository Credit Institutions
0,60 €
▼
0,02 €
(-3,79%)
6 months return
—
Momentum
Neutral
Net margin
-320,02%
Croissance
Revenue Growth (5Y)
N/A
Revenue (1Y)11,08%
Earnings (1Y)N/A
FCF Growth (3Y)N/A
Qualité
Return on Equity
N/A
ROICN/A
Net Margin-320,02%
Op. Margin-299,60%
Sécurité
Debt / Equity
N/A
Current Ratio0,12
Interest Coverage-29,45
Valorisation
PE (TTM|NTM|2027)
-1,61 | 15,55 | 14,50
En dessous de la moyenne du secteur (11,12)
P/B RatioN/A
EV/EBITDAN/A
Dividend YieldN/A
Quick Summary
Key Takeaways
Short bullets derived from reported financials—not the AI summary above.
Negative free cash flow of -777 850,0
Capital efficient — spends only 0,17% of revenue on capex
Price History
Tendances Financières
Objectif de Cours des Analystes
1 analyste
Hold
+735.4%
upside to target
Actuel
0,60 €
Consensus Target
5,00 €
5,00 €
Bas
5,00 €
Haut
Prévisions
P/E Prévisionnel
15,55
BPA Prévisionnel
0,04 €
CA Est.
7,00 M
Surprises de Résultats
EPS
Reported
Estimate
Forecast
Next: Q1 2026
·
Rev Est: 0,0
| Q42024 | Q12025 | Q22025 | Q1 '26 | |
|---|---|---|---|---|
| Reported | -1,93 € | -1,74 € | -1,36 € | — |
| Estimate | -1,60 € | -1,20 € | -2,00 € | — |
| Surprise | -20,37% | -44,83% | +31,79% | — |
Growth
Rev 5Y: N/A · Earnings 1Y: N/A
Growth
Rev 5Y: N/A · Earnings 1Y: N/A| Revenue Growth (1Y) | 11,08% | Revenue Growth (3Y) | 9,25% |
| Earnings Growth (1Y) | N/A | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | N/A |
Profitability
ROE: N/A · Net Margin: -320,02%
Profitability
ROE: N/A · Net Margin: -320,02%| Revenue (TTM) | 2,94 M | Net Income (TTM) | -9,42 M |
| ROE | N/A | ROA | -122,86% |
| Gross Margin | N/A | Operating Margin | -299,60% |
| Net Margin | -320,02% | Free Cash Flow (TTM) | -777 850,0 |
| ROIC | N/A | FCF Growth (3Y) | N/A |
Safety
D/E: N/A · Current: 0,12
Safety
D/E: N/A · Current: 0,12| Debt / Equity | N/A | Current Ratio | 0,12 |
| Interest Coverage | -29,45 | Asset Turnover | 0,38 |
| Working Capital | -13,00 M | Tangible Book Value | -8,00 M |
Dividends
Yield: N/A · Payout: N/A
Dividends
Yield: N/A · Payout: N/A| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
Valuation
P/E: -1,61 · EV/EBITDA: N/A
Valuation
P/E: -1,61 · EV/EBITDA: N/A| P/E Ratio | -1,61 | Forward P/E | 15,55 |
| P/B Ratio | N/A | P/S Ratio | 5,15 |
| PEG Ratio | N/A | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | 2,17 | Fwd Earnings Yield | 6,43% |
| FCF Yield | -5,13% | ||
| Market Cap | 15,17 M | Enterprise Value | 15,17 M |
Per Share
EPS: -9,97 · FCF/Share: -0,03
Per Share
EPS: -9,97 · FCF/Share: -0,03| EPS (Diluted TTM) | -9,97 | Revenue / Share | 0,11 |
| FCF / Share | -0,03 | OCF / Share | -0,03 |
| EPS CAGR (1Y) | N/A | EPS CAGR (5Y) | N/A |
| EPS CAGR (10Y) | N/A | ||
Efficiency
FCF Conv: 8,26% · CapEx/Rev: 0,17%
Efficiency
FCF Conv: 8,26% · CapEx/Rev: 0,17%| CapEx / Revenue | 0,17% | FCF Conversion | 8,26% |
| SBC-Adj. FCF | N/A | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Revenue | 2,99 M | 2,69 M | 2,50 M |
| Net Income | -3,64 M | -4,10 M | -2,81 M |
| EPS (Diluted) | -5,31 | -0,57 | -0,45 |
| Gross Profit | — | — | — |
| Operating Income | -2,95 M | -3,82 M | — |
| EBITDA | — | — | — |
| R&D Expenses | — | — | — |
| SG&A Expenses | 2,25 M | 2,38 M | 3,01 M |
| D&A | — | 838 843,0 | — |
| Interest Expense | 48 570,0 | -62 604,0 | 56 316,0 |
| Income Tax | — | — | — |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Total Assets | 5,42 M | 4,10 M | 4,63 M |
| Total Liabilities | 4,51 M | 2,75 M | 2,84 M |
| Shareholders' Equity | 906 679,0 | 1,35 M | 1,79 M |
| Total Debt | — | 430 098,0 | 430 098,0 |
| Cash & Equivalents | — | — | — |
| Current Assets | 2,32 M | 893 491,0 | 1,70 M |
| Current Liabilities | 3,00 M | 1,40 M | 1,17 M |
Comparaison Sectorielle
vs médiane du secteur Financial Services (6628 pairs)
Par rapport à des entreprises similaires dans Financial Services
Comparaison Sectorielle
vs médiane du secteur Financial Services (6628 pairs) Par rapport à des entreprises similaires dans Financial Services| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | -1,6 | 11,1 |
| P/B | — | 1,2 |
| ROE % | — | 9,2 |
| Net Margin % | -320,0 | 9,4 |
| Rev Growth 5Y % | — | 5,8 |
| D/E | — | 0,5 |
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