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Pineapple Financial Inc.

Qualité des données : 100%
PAPL
NYSE Financial Services Nondepository Credit Institutions
0,60 €
▼ 0,02 € (-3,79%)
6 months return
Momentum
Neutral
Net margin
-320,02%

Croissance

Revenue Growth (5Y)
N/A
Revenue (1Y)11,08%
Earnings (1Y)N/A
FCF Growth (3Y)N/A

Qualité

Return on Equity
N/A
ROICN/A
Net Margin-320,02%
Op. Margin-299,60%

Sécurité

Debt / Equity
N/A
Current Ratio0,12
Interest Coverage-29,45

Valorisation

PE (TTM|NTM|2027)
-1,61 | 15,55 | 14,50
En dessous de la moyenne du secteur (11,12)
P/B RatioN/A
EV/EBITDAN/A
Dividend YieldN/A

Quick Summary

Key Takeaways

Short bullets derived from reported financials—not the AI summary above.

Negative free cash flow of -777 850,0
Capital efficient — spends only 0,17% of revenue on capex

Price History

Tendances Financières

Objectif de Cours des Analystes

1 analyste
Hold
+735.4%
upside to target
Actuel
0,60 €
Consensus Target
5,00 €
5,00 €
Bas
5,00 €
Haut
Prévisions
P/E Prévisionnel
15,55
BPA Prévisionnel
0,04 €
CA Est.
7,00 M

Surprises de Résultats

EPS
Reported Estimate Forecast
Next: Q1 2026 · Rev Est: 0,0
Q42024 Q12025 Q22025 Q1 '26
Reported -1,93 € -1,74 € -1,36 €
Estimate -1,60 € -1,20 € -2,00 €
Surprise -20,37% -44,83% +31,79%

Growth

Rev 5Y: N/A · Earnings 1Y: N/A
Revenue Growth (1Y) 11,08% Revenue Growth (3Y) 9,25%
Earnings Growth (1Y) N/A Earnings Growth (3Y) N/A
Revenue Growth (5Y) N/A Earnings Growth (5Y) N/A

Profitability

ROE: N/A · Net Margin: -320,02%
Revenue (TTM) 2,94 M Net Income (TTM) -9,42 M
ROE N/A ROA -122,86%
Gross Margin N/A Operating Margin -299,60%
Net Margin -320,02% Free Cash Flow (TTM) -777 850,0
ROIC N/A FCF Growth (3Y) N/A

Safety

D/E: N/A · Current: 0,12
Debt / Equity N/A Current Ratio 0,12
Interest Coverage -29,45 Asset Turnover 0,38
Working Capital -13,00 M Tangible Book Value -8,00 M

Dividends

Yield: N/A · Payout: N/A
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A

Valuation

P/E: -1,61 · EV/EBITDA: N/A
P/E Ratio -1,61 Forward P/E 15,55
P/B Ratio N/A P/S Ratio 5,15
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S 2,17 Fwd Earnings Yield 6,43%
FCF Yield -5,13%
Market Cap 15,17 M Enterprise Value 15,17 M

Per Share

EPS: -9,97 · FCF/Share: -0,03
EPS (Diluted TTM) -9,97 Revenue / Share 0,11
FCF / Share -0,03 OCF / Share -0,03
EPS CAGR (1Y) N/A EPS CAGR (5Y) N/A
EPS CAGR (10Y) N/A

Efficiency

FCF Conv: 8,26% · CapEx/Rev: 0,17%
CapEx / Revenue 0,17% FCF Conversion 8,26%
SBC-Adj. FCF N/A Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023
Revenue 2,99 M 2,69 M 2,50 M
Net Income -3,64 M -4,10 M -2,81 M
EPS (Diluted) -5,31 -0,57 -0,45
Gross Profit
Operating Income -2,95 M -3,82 M
EBITDA
R&D Expenses
SG&A Expenses 2,25 M 2,38 M 3,01 M
D&A 838 843,0
Interest Expense 48 570,0 -62 604,0 56 316,0
Income Tax

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023
Total Assets 5,42 M 4,10 M 4,63 M
Total Liabilities 4,51 M 2,75 M 2,84 M
Shareholders' Equity 906 679,0 1,35 M 1,79 M
Total Debt 430 098,0 430 098,0
Cash & Equivalents
Current Assets 2,32 M 893 491,0 1,70 M
Current Liabilities 3,00 M 1,40 M 1,17 M

Comparaison Sectorielle

vs médiane du secteur Financial Services (6628 pairs)
Métrique Action Médiane du Secteur
P/E -1,6 11,1
P/B 1,2
ROE % 9,2
Net Margin % -320,0 9,4
Rev Growth 5Y % 5,8
D/E 0,5