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Preferred Bank

Data quality: 100%
PFBC
NASDAQ Financial Services Banks - Regional
$89.44
▲ $0.13 (0.15%)
Mkt Cap: 1.09B
Day Range
$88.81 $90.36
52-Week Range
$71.90 $103.05
Volume
62,065
50D / 200D Avg
$90.33 / $91.53
Prev Close
$89.31

Quick Summary

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (855 peers)

Metric Stock Sector Median
P/E 8.2 10.4
P/B 1.4 1.1
ROE % 17.2 11.6
Net Margin % 26.8 16.8
Rev Growth 5Y % 22.9 11.6
D/E 0.5 0.5

Analyst Price Target

Hold
$102.67 +14.8%
Low: $93.00 High: $111.00
Forward P/E
8.62
Forward EPS
$10.37
EPS Growth (est.)
+0.0%
Est. Revenue
294.29M

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2027 $11.05
$10.59 – $11.47
316.52M 4
FY2026 $10.37
$10.25 – $10.43
294.29M 4

Earnings Surprises

Last 8 quarters
Quarter Est. EPS Actual EPS Surprise
2026-01-22 $2.73 $2.79 +2.2%
2025-10-20 $2.57 $2.84 +10.5%
2025-07-21 $2.43 $2.52 +3.7%
2025-04-25 $2.33 $2.23 -4.3%
2025-01-27 $2.42 $2.25 -7.0%
2024-10-21 $2.37 $2.46 +3.8%
2024-07-25 $2.39 $2.48 +3.8%
2024-04-23 $2.38 $2.44 +2.5%

Dividend History

7 yr streak

Yield

0.03%

Payout Ratio

0.29%

Growth (3Y)

20.37%

Growth (5Y)

20.11%

Ex-Date Payment Date Amount Yield
Apr 07, 2026 Apr 21, 2026 $0.80 3.47%
Jan 06, 2026 Jan 20, 2026 $0.80 3.21%
Oct 07, 2025 Oct 21, 2025 $0.75 3.32%
Jul 08, 2025 Jul 22, 2025 $0.75 3.22%
Apr 07, 2025 Apr 21, 2025 $0.75 3.85%
Jan 10, 2025 Jan 23, 2025 $0.75 3.50%
Oct 07, 2024 Oct 21, 2024 $0.70 3.51%
Jul 05, 2024 Jul 19, 2024 $0.70 3.63%
Apr 04, 2024 Apr 19, 2024 $0.70 3.36%
Jan 05, 2024 Jan 22, 2024 $0.70 3.29%
Oct 05, 2023 Oct 20, 2023 $0.55 3.50%
Jul 06, 2023 Jul 21, 2023 $0.55 3.77%
Apr 05, 2023 Apr 21, 2023 $0.55 3.75%
Jan 05, 2023 Jan 20, 2023 $0.55 2.58%
Oct 06, 2022 Oct 21, 2022 $0.43 2.56%
Jul 06, 2022 Jul 21, 2022 $0.43 2.41%
Apr 06, 2022 Apr 21, 2022 $0.43 2.28%
Jan 06, 2022 Jan 21, 2022 $0.43 2.01%
Oct 06, 2021 Oct 21, 2021 $0.38 2.10%
Jul 06, 2021 Jul 21, 2021 $0.38 2.23%

Key Takeaways

Revenue grew 22.89% annually over 5 years — strong growth
ROE of 17.21% — decent returns on equity
Net margin of 26.78% shows strong profitability
Debt/Equity of 0.49 — conservative balance sheet
Generating 166.79M in free cash flow
P/E of 8.15 — trading at a low valuation

Growth

Revenue Growth (5Y)
22.89%
Revenue (1Y)-4.11%
Earnings (1Y)2.27%
FCF Growth (3Y)-1.81%

Quality

Return on Equity
17.21%
ROIC12.12%
Net Margin26.78%
Op. Margin37.98%

Safety

Debt / Equity
0.49
Current Ratio149.60
Interest Coverage0.88

Valuation

P/E Ratio
8.15
Forward P/E8.62
P/B Ratio1.38
EV/EBITDA3.51
Dividend Yield0.03%

All Fundamental Metrics

Growth
Revenue Growth (1Y) -4.11% Revenue Growth (3Y) 1.78%
Earnings Growth (1Y) 2.27% Earnings Growth (3Y) -5.63%
Revenue Growth (5Y) 22.89% Earnings Growth (5Y) 8.84%
Profitability
Revenue (TTM) 499.04M Net Income (TTM) 133.63M
ROE 17.21% ROA 1.76%
Gross Margin 54.97% Operating Margin 37.98%
Net Margin 26.78% Free Cash Flow (TTM) 166.79M
ROIC 12.12% FCF Growth (3Y) -1.81%
Safety
Debt / Equity 0.49 Current Ratio 149.60
Interest Coverage 0.88
Dividends
Dividend Yield 0.03% Payout Ratio 0.29%
Dividend Growth (3Y) 20.37% Dividend Growth (5Y) 20.11%
Consecutive Div Years 7 yrs
Valuation
P/E Ratio 8.15 Forward P/E 8.62
P/B Ratio 1.38 P/S Ratio 2.18
PEG Ratio 1.08 Forward PEG N/A
EV/EBITDA 3.51 Fwd EV/EBITDA 4.72
Forward P/S 3.70 Fwd Earnings Yield 11.60%
FCF Yield 15.31%
Market Cap 1.09B Enterprise Value 666.09M

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 499.04M 520.43M 481.76M 301.43M 218.78M
Net Income 133.63M 130.66M 150.04M 128.85M 95.24M
EPS (Diluted) 10.41 9.65 10.52 8.70 6.41
Gross Profit 274.30M 271.86M 283.14M 247.05M 194.62M
Operating Income 189.55M 184.03M 210.63M 179.20M 133.83M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 7.60B 6.92B 6.66B 6.43B 6.05B
Total Liabilities 6.81B 6.16B 5.96B 5.79B 5.46B
Shareholders' Equity 789.48M 763.15M 695.11M 630.43M 586.72M
Total Debt 383.81M 165.46M 168.00M 168.94M 170.62M
Cash & Equivalents 807.10M 765.52M 890.85M 747.53M 1.03B
Current Assets 861.25M 801.27M 1.24B 1.20B 1.50B
Current Liabilities 5.76M 5.93B 5.73B 5.56B 5.23B

Strategy Scores

This stock passed the criteria for 0 strategies

Score = fit strength (0–100)
Rank = position among all matches

Recent Activity

Exited Contrarian Investing (David Dreman)
Mar 26, 2026
Entered Contrarian Investing (David Dreman)
Mar 24, 2026